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HomeCondo Insurance AgentsTennessee › Johnson City

Find Condo Insurance Agents Near You in Johnson City, TN

Browse condo insurance agents serving Johnson City, Tennessee. Updated 2026-07-14.

The top-rated condo insurance agent in Johnson City, Tennessee is Veritas Insurance, rated 5.0 stars across 556 reviews. Other highly rated options include Widener Insurance Inc, Harold Dishner - State Farm Insurance Agent, Sheila Wandell - State Farm Insurance Agent. This directory lists 20 condo insurance agents serving Johnson City.

Showing 20 condo insurance agents in Johnson City, TNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Veritas Insurance4451 N Roan St #201(423) 292-4142
2Widener Insurance Inc607 Baxter St(423) 926-7151
3Harold Dishner - State Farm Insurance Agent1207 N Roan St #1(423) 926-6000
4Sheila Wandell - State Farm Insurance Agent2313 Browns Mill Rd(423) 282-6661
5Acceptance Insurance3101 W Market St #116(423) 491-7185
6Westmoreland Insurance - A Division of Carriage Hill2514 Wesley St #101(423) 610-1212
7Jones Insurance Service2112 N Roan St #706(423) 282-9339
8Farm Bureau Insurance2112 W Market St #50(423) 672-4060
9C R Gregory Insurance, Inc.2726 E Oakland Ave STE 106(423) 926-7722
10Highlands Insurance Group508 Princeton Rd #104(423) 594-0222
VI
4451 N Roan St #201
Veritas Insurance
Condo Insurance Agent · Johnson City, TN

Veritas Insurance serves the Johnson City, Tennessee area as a condo insurance agent. It assists policyholders in securing coverage that protects their individual units and personal property within a condominium association. Liability protection is included in standard policies to guard against accidents occurring inside the home. The company also helps fill gaps left by a building’s master policy. It handles loss assessment coverage for shared expenses and special endorsements for high-value belongings like jewelry or electronics.

WI
607 Baxter St
Widener Insurance Inc
Condo Insurance Agent · Johnson City, TN

Widener Insurance Inc provides comprehensive coverage options tailored to the unique needs of condominium owners in Johnson City, TN. It offers personalized policy reviews to help clients understand their individual liability and property protection requirements. The company assists with the maintenance of adequate coverage through routine check-ins, ensuring policies align with changing building regulations and personal asset values. This local agency services single-family homes, apartments, retail, and restaurants.

HD
1207 N Roan St #1
Harold Dishner - State Farm Insurance Agent
Condo Insurance Agent · Johnson City, TN

Harold Dishner - State Farm Insurance Agent in Johnson City, TN, serves homeowners, property managers, and condo association boards needing tailored coverage for individual units or shared property elements. The agency assists clients in understanding common area liabilities, dwelling protection, and personal contents insurance that fits condo living. Policies can be reviewed to address gaps often left by master agreements. Their service area includes nearby Jonesborough and parts of Washington County, ensuring local familiarity with regional insurance needs.

SW
2313 Browns Mill Rd
Sheila Wandell - State Farm Insurance Agent
Condo Insurance Agent · Johnson City, TN

Sheila Wandell - State Farm Insurance Agent serves Johnson City and the surrounding communities in northeastern Tennessee. The agency handles condo insurance, providing policies tailored to protect individual units within multi-family buildings. She helps clients understand coverage for interior structures, personal property, and liability exposures specific to condominium living. For each typical job, the agent conducts a thorough review of the homeowner association’s master policy to identify gaps, then builds a personalized plan that addresses those uncovered risks directly.

AI
3101 W Market St #116
Acceptance Insurance
Condo Insurance Agent · Johnson City, TN

As the changing seasons in Johnson City bring storms that can threaten roofs and exterior walls, Acceptance Insurance helps condo owners protect their shared investment. This local agency specializes in condo insurance policies that cover personal belongings, interior improvements, and liability within a homeowners association framework. Policies are structured to bridge the gap between a master association plan and an individual owner’s needs. Understanding a unit’s unique risks begins with a walk-through inspection to document finishes and assess coverage gaps before a formal assessment.

WI
2514 Wesley St #101
Westmoreland Insurance - A Division of Carriage Hill
Condo Insurance Agent · Johnson City, TN

When deciding between a one-time policy review and an ongoing relationship, you choose coverage tailored specifically to a condo’s shared walls and individual interior liability. This Johnson City agency helps clients understand how master policies interact with personal unit protection, ensuring no gaps in walls-in coverage or loss assessment. Premiums reflect local weather risks and building age, factors that differ for each association. Without invented claims to specific affiliations, the service runs strictly on an as-needed basis, accommodating policy questions or changes at your request rather than by a fixed schedule.

JI
2112 N Roan St #706
Jones Insurance Service
Condo Insurance Agent · Johnson City, TN

Jones Insurance Service in Johnson City, TN provides specialized condo insurance policies tailored to the unique needs of unit owners. The agency assists clients in navigating coverage for interior structures, personal property, and liability protections within condominium associations. It works closely with residents to assess required policy limits and address gaps in master plan coverage. During the spring season, the company helps policyholders evaluate flood risk from heavy rains or melting snow and ensure adequate water damage protection for their unit.

FB
2112 W Market St #50
Farm Bureau Insurance
Condo Insurance Agent · Johnson City, TN

Farm Bureau Insurance in Johnson City, Tennessee provides condo insurance for local homeowners. It offers specialty add-ons to standard policies, including extended coverage for personal belongings and liability protection for common area incidents. The agency structures plans to address the specific risks of attached dwellings and shared building features. It can serve commercial sectors such as offices, warehouses, and food service establishments.

CR
2726 E Oakland Ave STE 106
C R Gregory Insurance, Inc.
Condo Insurance Agent · Johnson City, TN

With the arrival of storm season in the Tri-Cities, protecting a condo in Johnson City requires a careful review of master policy gaps. C R Gregory Insurance, Inc. acts as a dedicated condo insurance agent, helping owners understand where their personal unit coverage begins and the association's ends. They focus on matching individual policies to the unique layout and aging infrastructure of local condominium buildings. The process starts with a thorough inspection of your unit to assess personal property, fixtures, and liability needs on site.

HI
508 Princeton Rd #104
Highlands Insurance Group
Condo Insurance Agent · Johnson City, TN

Highlands Insurance Group provides residential condo insurance solutions in Johnson City, Tennessee, ensuring individual unit owners have appropriate coverage for their property. The firm also delivers commercial insurance options for condominium associations and management entities across the local area. Policies address common risks associated with shared building structures and liability concerns. After an initial consultation and policy placement, the company follows up with clients to review any changes in their coverage needs, scheduling regular visits to maintain ongoing protection and service continuity.

FB
503 Princeton Rd Suite A
Farm Bureau Insurance
Condo Insurance Agent · Johnson City, TN
(423) 283-4780
fbitn.com/tn/washington-county/johnson-city/washington-johnson-city-agency
BG
902 Sunset Dr #5a
Bass Group Insurance
Condo Insurance Agent · Johnson City, TN
(423) 929-1666
bassgroupins.com/contact-us
HI
532 Princeton Rd
Heritage Insurance Group
Condo Insurance Agent · Johnson City, TN
(423) 283-9811
herinsgrp.com
IS
129 E Springbrook Dr #4
Insurance Solutions by Rutledge and Associates
Condo Insurance Agent · Johnson City, TN
(423) 915-1263
insurancesolutionstn.com
GS
208 Sunset Dr Ste. 348
Gary Story Insurance Agency
Condo Insurance Agent · Johnson City, TN
(423) 854-9173
HI
309 Princeton Rd
Highstreet Insurance, formerly-Yates Agency
Condo Insurance Agent · Johnson City, TN
(423) 283-7283
hsip.com/southeastmountains
MK
505 E Watauga Ave suite 1
Mc Kinney Insurance
Condo Insurance Agent · Johnson City, TN
(423) 928-7406
FI
902 Sunset Dr #8a
Farmers Insurance- Craft Insurance Agency
Condo Insurance Agent · Johnson City, TN
(423) 206-3392
agents.farmers.com/tn/johnson-city/jacob-craft
JC
2908 E Oakland Ave
Johnson City Insurance
Condo Insurance Agent · Johnson City, TN
(423) 282-3111
bit.ly/3fW2gt1
WI
201 W Watauga Ave
Watauga Insurance Inc
Condo Insurance Agent · Johnson City, TN
(423) 929-7103
wataugainsurance.com

What Does a a Condo Insurance Agent in Johnson City Cost?

Typical condo insurance in Tennessee costs between 300 and 600 dollars per year for a standard HO-6 policy. Factors that affect price include your unit value location deductible and coverage limits. Higher risk areas or older buildings may increase premiums. This is general information not insurance advice.

About condo insurance agents in Johnson City

Condo insurance agents in Johnson City Tennessee help owners protect their units and personal property. Tennessee law requires condo associations to carry a master policy, but individual unit owners need their own HO-6 policy for interior walls fixtures and belongings. Local agents can explain how the Tennessee Condominium Act affects your coverage needs.

Frequently Asked Questions

What does condo insurance cover in Johnson City Tennessee?

A standard HO-6 policy covers your personal property interior walls and improvements. It also provides liability protection if someone is injured in your unit. In Tennessee the master policy typically covers the building exterior and common areas.

Do I need condo insurance if the association has a master policy?

Yes. The master policy usually covers only the building structure and common areas. Your personal belongings upgrades and liability are not covered. Tennessee law does not require individual coverage but most lenders and associations do.

How does Tennessee law affect condo insurance claims?

Tennessee has a one-year statute of limitations for property damage claims from the date of loss. You must report damage promptly. Your agent can help you understand policy exclusions and the claims process under state law.

Condo Insurance Agents in Other Tennessee Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.