The top-rated condo insurance agent in Provo, Utah is Kim Jasperson - State Farm Insurance Agent, rated 4.8 stars across 424 reviews. Other highly rated options include Blue Mountain Insurance, Rudd & Hawkes Title Insurance Agency, Provo, GMI Insurance Agency, Inc. This directory lists 16 condo insurance agents serving Provo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kim Jasperson - State Farm Insurance Agent | 310 S Freedom Blvd | (801) 374-6650 |
| 2 | Blue Mountain Insurance | 398 N University Ave | (801) 373-7283 |
| 3 | Rudd & Hawkes Title Insurance Agency, Provo | 412 W Rivers Edge Dr | (801) 376-9643 |
| 4 | GMI Insurance Agency, Inc | 1355 N University Ave #140 | (801) 226-8770 |
| 5 | Craig Harvey Agency - Horace Mann Insurance Provo | 380 S 900 W | (801) 374-2956 |
| 6 | Craig Baugh - State Farm Insurance Agent | 2230 N University Pkwy #7B | (801) 344-5400 |
| 7 | Big Pine Insurance® Agency | 1675 N Freedom Blvd Bldg. 2 Ste. B1 | (801) 607-5241 |
| 8 | Inszone Insurance Services | 289 E Center St | (801) 377-3060 |
| 9 | Stacy Yunes Insurance Agency, Inc American Family Insurance | 363 N University Ave #107 | (801) 919-0000 |
| 10 | Neal Dastrup Insurance | 1840 N State St Suite 300 | (801) 374-1840 |
Kim Jasperson - State Farm Insurance Agent serves Provo, Utah, and the surrounding areas as a condo insurance agent. The agency provides homeowners with tailored policies designed to protect individual units within multi-family buildings, which often include coverage for interior structures and personal liability. Common condo insurance gaps addressed here involve coverage for upgrades, assessments from the homeowners association, and loss of personal property during repairs. The agency handles both standard condo unit policies and protection for specialty items such as jewelry and electronics.
Blue Mountain Insurance serves the Provo, Utah area as a local provider of condo insurance policies. It assists clients in selecting coverage that protects personal property and interior structures, including standard loss assessment protection. The agency guides clients through the process of managing their policies and adjusting deductibles. Maintenance plans are coordinated to help address common repair needs resulting from water damage or interior liabilities. It services condominiums, apartments, and some small retail or restaurant spaces within the Provo market.
Rudd & Hawkes Title Insurance Agency in Provo serves homeowners, property managers, and condo unit owners seeking specialized insurance coverage for their condominium properties. The agency handles the unique risk assessments common to shared-wall dwellings and common-area liability structures. It also assists with policy adjustments as building codes or association bylaws evolve over time. Its service area includes the nearby Utah County communities of Orem to the north and Springville to the south.
GMI Insurance Agency, Inc serves Provo, Utah, and the surrounding communities in Utah County, handling condo insurance policies for local homeowners and condominium associations. It works with clients to secure coverage that addresses common area liabilities and individual unit protection needs. The agency reviews each client’s unique property situation and prior insurance history to identify potential gaps in their current plan. For a typical job, its agents compare multiple policy options from local and regional carriers to find appropriate limits and deductibles that match the specific building requirements and budget constraints.
When considering a condo insurance agent, clients may choose between one-time policy purchases or recurring service options that provide ongoing policy reviews and updates. Craig Harvey Agency - Horace Mann Insurance Provo offers tailored condo insurance coverage that protects personal belongings, interior structures, and liability risks common to homeowners in Provo, UT. This agency’s service runs on an as-needed or scheduled review basis, depending on the policyholder’s preference for annual check-ins or ad-hoc assistance.
As a dedicated condo insurance agent in Provo, UT, this agency specializes in tailored policies that protect individual units and shared building structures. It also provides general personal insurance services, including auto and renters coverage, to help local residents manage their overall risk. A key focus is risk assessment for common area liabilities and interior upgrades. This agent helps clients navigate the specific seasonal concern of winter freeze damage to pipes and shared building systems, ensuring coverage adjustments are made before the cold weather hits.
Big Pine Insurance® Agency in Provo, UT provides guidance for general property protection needs, then focuses on specialty add-ons for unit interiors like personal liability and loss assessment coverage. These policies address shared building risks and individual contents unique to multi-unit living. The agency’s services extend to condominium buildings, commercial offices, warehouses, and food service establishments requiring tailored insurance solutions.
With the spring thaw often revealing hidden moisture issues, condominium owners in Provo, Utah turn to Inszone Insurance Services for responsive insurance review. The agency helps evaluate current policy coverage against potential water damage and common-area liability, a frequent seasonal concern for HOA members. For those recently purchasing a unit, they explain how master policies interact with individual contents and structural coverage, clarifying the protection gap. This process begins with a dedicated inspection of the property and a review of the governing documents.
Stacy Yunes Insurance Agency, Inc American Family Insurance provides residential condo coverage for owners in Provo, Utah. Commercial policies are also available to protect property within the area. As a local condo insurance agent, the agency helps clients evaluate their specific building and liability needs. Each policy is designed to address common exposures for Provo condominiums. The agent schedules follow-up reviews during regular visits to adjust coverage as circumstances change, ensuring protection remains aligned with current living situations.
At Neal Dastrup Insurance in Provo, Utah, clients can secure residential condo coverage tailored to individual needs. Commercial insurance options are also available for property owners or associations. The agency serves clients throughout the Provo area and surrounding communities. Policies are designed to protect against common risks encountered in condo living. Follow-up questions and adjustments to coverage are always welcomed between regular policy reviews, ensuring that ongoing service remains responsive and attentive to changing circumstances.
What Does a a Condo Insurance Agent in Provo Cost?
Condo insurance in Utah typically costs between 200 and 500 dollars per year for a standard HO-6 policy. Factors such as the unit value, location in Provo, deductible amount, and coverage limits affect the final premium. This is general information and not insurance advice.
About condo insurance agents in Provo
Condo insurance agents in Provo Utah help owners understand the unique coverage needs of condominium living. Under Utah law, the condominium association master policy typically covers the building structure, but you need an individual HO-6 policy for your interior fixtures, personal property, and liability. A local agent can explain how Utah Code 57-8-13 affects your insurance requirements and help you avoid gaps in coverage.
Frequently Asked Questions
What does a condo insurance agent in Provo do?
A condo insurance agent in Provo helps you choose an HO-6 policy that covers your personal belongings, interior improvements, and liability. They also review your association master policy to identify any coverage gaps that could leave you financially exposed.
Is condo insurance required in Utah?
Utah law does not require individual condo insurance by statute, but most mortgage lenders and condominium associations require it. The association master policy covers common areas, but you are responsible for your unit interior and personal property.
How does Utah law affect condo insurance coverage?
Under Utah Code 57-8-13, the condominium association must maintain property insurance on the common elements and the building structure. Your individual HO-6 policy should cover the interior walls, floors, cabinets, and personal property that the master policy does not cover.
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