The top-rated condo insurance agent in Pasco, Washington is Mid-Columbia Insurance, rated 4.9 stars across 2,021 reviews. Other highly rated options include Vern Fonk Insurance, Finder's Insurance, Jerad Groth: Allstate Insurance. This directory lists 16 condo insurance agents serving Pasco.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mid-Columbia Insurance | 1925 N 20th Ave | (509) 547-8824 |
| 2 | Vern Fonk Insurance | 1935 W Court St C | (509) 219-7006 |
| 3 | Finder's Insurance | 1501 W Court St #105 | (509) 545-8101 |
| 4 | Jerad Groth: Allstate Insurance | 4021 W Court St | (509) 547-1171 |
| 5 | Harvey Insurance Agency | 3825 W Court St | (509) 543-9744 |
| 6 | Cecelia Mauseth - State Farm Insurance Agent | 5230 Outlet Dr | (509) 492-3470 |
| 7 | Vladimir Krinitsyn - State Farm Insurance Agent | 1408 N 20th Ave C | (509) 547-7038 |
| 8 | Edison Valerio - State Farm Insurance Agent | 3407 W Court St | (509) 492-4446 |
| 9 | Nicolas Zavala American Family Insurance | 114 N 4th Ave B | (509) 627-0999 |
| 10 | Jason Cowgill - State Farm Insurance Agent | 7007 Burden Blvd Suite 103 | (509) 544-9500 |
Mid-Columbia Insurance provides a comprehensive range of condo insurance services in Pasco, Washington, including tailored coverage for individual unit owners and building master policies. Its service approach focuses on customizing protection plans to match each client’s specific liability and structural needs. Regularly reviewing coverage ensures adjustments for changes in personal property or condominium association requirements. The agency services single-family homes, apartments, retail spaces, and restaurants.
Vern Fonk Insurance in Pasco, Washington, serves condo unit owners, homeowner associations, and property managers seeking tailored coverage for shared-wall dwellings. It offers policies protecting individual interiors and personal liability, plus common-area protection for associations. Understanding local weather risks and HOA bylaws, the agency helps structure appropriate endorsements for flood, earthquake, or loss assessment scenarios. Its office remains convenient to condos situated along the Columbia River basin and within nearby Kennewick’s residential developments.
Finder's Insurance serves Pasco and Franklin County as a knowledgeable condo insurance agent. The company assists residents with policies that protect individual units and common areas. It helps owners understand coverage for interior fixtures, personal property, and liability. Local condo owners often need guidance on HO-6 policies and special assessments. Finder's Insurance handles evaluating replacement cost estimates and coordinating with the condo association master policy.
Jerad Groth: Allstate Insurance in Pasco, WA, offers condo insurance policies that protect personal belongings, provide liability coverage, and address building improvements made by the owner. The agency helps clients understand how master policies and individual unit policies interact, ensuring no gaps in coverage. Regular policy reviews with the agent can identify changes in replacement cost needs. This condo insurance agent services single-family homes, apartments, retail spaces, and local restaurants in the area.
Harvey Insurance Agency serves condo owners and property managers in Pasco, Washington, providing coverage options tailored to individual unit insurance needs. The agency helps clients understand their policy requirements, including protection for interior structures and personal belongings. Working with various insurance companies, the goal is to match each customer with a suitable plan. This condo insurance agent also extends its services to neighboring communities such as Richland, ensuring broader coverage options across the Tri-Cities metro area.
Cecelia Mauseth - State Farm Insurance Agent serves Pasco, Washington, and the surrounding Tri-Cities communities, handling a full range of condo insurance needs. This includes protecting policyholders’ personal property, liability, and the building’s interior structures. The office works closely with each client to review individual risks and coverage gaps specific to condominium association master policies. To handle a typical job, the agency takes time to explain policy details clearly, then customizes a plan that balances adequate protection with the client’s budget requirements.
For home protection, condo owners may choose between a one-time policy review or ongoing coverage adjustments. Vladimir Krinitsyn - State Farm Insurance Agent in Pasco, WA, provides condo insurance that safeguards interior structures, personal belongings, and liability exposure. A typical plan addresses shared building elements and improvements made by the owner. Service for existing clients is arranged on an as-needed basis, allowing policyholders to request updates when property changes or coverage questions arise.
Edison Valerio - State Farm Insurance Agent offers specialized coverage for condo owners in Pasco, WA, focusing on protecting individual units, personal property, and liability. Beyond these core services, it assists clients with general insurance needs including auto, life, and renters policies. The agency helps policyholders understand common coverage gaps such as loss assessment and interior fixtures. During seasonal shifts like winter, it advises on protection against potential water damage from frozen pipes or roof leaks.
With winter approaching in Pasco, local condo owners often need to reassess coverage for shared building risks and personal liability. Nicolas Zavala American Family Insurance provides guidance tailored to this, helping residents understand how their policy responds to common condo association requirements in the area. The agent reviews how walls-in coverage, loss assessment, and personal property protection apply to each unit owner’s situation. An initial assessment of the current homeowners’ association agreement is typically performed to clarify exposure gaps before recommending adjustments.
Jason Cowgill - State Farm Insurance Agent in Pasco, WA provides comprehensive condo insurance solutions to local residents. The agency works with clients to tailor policies that protect personal belongings and interior structures while also offering specialized coverage options for unique condominium exposures. Their services address common considerations such as liability limits and loss assessment provisions. The company can provide coverage for commercial sectors including office spaces, warehouses, and food service operations.
What Does a a Condo Insurance Agent in Pasco Cost?
Condo insurance in Washington typically costs between $300 and $600 per year for a standard HO-6 policy. Actual premiums depend on your unit value, deductible choice, location in Pasco, and coverage limits. Flood or earthquake endorsements add extra cost. This is general information, not insurance advice.
About condo insurance agents in Pasco
Condo insurance agents in Pasco, Washington help owners get HO-6 policies that cover personal property and interior building parts. Washington state law requires condo associations to have a master policy, but individual owners need their own coverage for upgrades and personal liability. A local agent can explain how Washingtons insurance regulations affect your condo policy.
Frequently Asked Questions
What does a condo insurance agent in Pasco do?
A condo insurance agent helps you find an HO-6 policy that covers your personal belongings, interior walls, and liability. They also explain how your coverage works with your associations master policy.
Is condo insurance required in Washington state?
Washington law does not require individual condo insurance, but most lenders and condo associations do require it. You should check your associations bylaws for specific coverage minimums.
How does Washington law affect condo insurance?
Washington state follows a modified comparative fault rule for liability claims. Your HO-6 policy provides liability protection if someone is injured in your unit. Also, Washington has a 3 year statute of limitations for property damage claims.