The top-rated condo insurance agent in Walla Walla, Washington is Mike Stensrude - State Farm Insurance Agent, rated 5.0 stars across 146 reviews. Other highly rated options include TitleOne, Nick Colby - COUNTRY Financial Representative, Todd Bauman - State Farm Insurance Agent. This directory lists 19 condo insurance agents serving Walla Walla.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike Stensrude - State Farm Insurance Agent | 1616 Plaza Way | (509) 522-2555 |
| 2 | TitleOne | 5 E Main St | (509) 525-4300 |
| 3 | Nick Colby - COUNTRY Financial Representative | 1312 E Isaacs Ave | (509) 491-6060 |
| 4 | Todd Bauman - State Farm Insurance Agent | 1639 E Isaacs Ave | (509) 525-1600 |
| 5 | Derek Eck: Allstate Insurance | 425 W Tietan St | (509) 529-5548 |
| 6 | Lloyd's Insurance & Real Estate | 103 S 2nd Ave | (509) 525-4110 |
| 7 | McDonald Zaring Insurance | 22 E Main St | (509) 525-5730 |
| 8 | United Insurance | 23 W Alder St | (425) 629-8917 |
| 9 | Brett Turner American Family Insurance | 103 Donald St | (509) 876-2777 |
| 10 | Owsley Insurance | 525 N Wilbur Ave | (509) 525-5604 |
Mike Stensrude - State Farm Insurance Agent serves Walla Walla, Washington, offering condo insurance policies tailored to individual unit owners. The agency helps local condominium residents understand their master policy coverage gaps and personal liability needs. Policies typically protect interior fixtures, personal belongings, and loss of use. Deductible and assessment coverage options are explained during consultations. The agency handles claims assistance for water damage and theft.
TitleOne provides a full range of condo insurance services to clients in Walla Walla, Washington. The agency helps policyholders select appropriate coverage for their individual unit, including protection for interior finishes and personal liability. Ongoing account management includes policy reviews and claims assistance. This downtown firm services a variety of local properties, from individual single-family homes and apartment complexes to retail spaces and restaurants.
Serving the Walla Walla area and its surrounding communities in Walla Walla County, Nick Colby - COUNTRY Financial Representative handles the specific coverage needs of condo insurance agent work. This includes protecting owners from risks like structural damage, personal liability, and loss of personal property. For each client, the agent reviews the HOA master policy to identify any coverage gaps. The general approach used to manage a typical job involves explaining available deductible options and policy limits tailored to each unit owner's situation.
Todd Bauman - State Farm Insurance Agent serves homeowners, renters, and property managers in Walla Walla, Washington, with tailored coverage for condominium units. It provides assistance in selecting policies that protect personal belongings and interior structures, while also addressing liability and loss assessment needs common to condo association living. The agency helps clients evaluate the gap between a master policy and their individual requirements. In addition to serving Walla Walla, it also covers the neighboring community of College Place.
Derek Eck: Allstate Insurance specializes in condo insurance, offering tailored coverage for unit owners in Walla Walla, Washington. It also provides general insurance services to help protect personal possessions inside the building and address liability concerns for common areas. The agency can assist with evaluating policy limits to account for special assessments from the homeowners association. For local condo owners, it helps address coverage needs after seasonal storms risk damage to shared roofs and walkways typical of Pacific Northwest apartments.
Lloyd's Insurance & Real Estate in Walla Walla, WA provides condo insurance agents who explain the difference between a one-time policy for a single unit purchase and recurring coverage that renews annually. Specializing in condominium insurance in the area, they help clients structure policies covering interior improvements, personal property, and liability gaps left by a master association plan. Service for local condo owners in Walla Walla runs on both a scheduled appointment and as-needed basis.
The winter season in Walla Walla brings heavy rains and occasional frost, meaning condo owners need reliable coverage for potential water damage or freezing pipes. McDonald Zaring Insurance provides tailored condo insurance policies that address these specific regional weather concerns. They help residents assess the unique coverage gaps that come with shared building structures and association requirements. The process begins with a thorough review of the property deed and HOA master policy, followed by an on-site inspection of individual units to determine appropriate liability and personal property limits.
United Insurance provides property coverage for condominium owners in the Walla Walla area, addressing liability and interior damage risks that standard homeowner policies may not cover. The agency can advise on additional protections such as loss assessment coverage and personal property endorsements suited to local building regulations. It offers its services to commercial sectors including offices, warehouses, and food service operations that require adapted insurance solutions.
Brett Turner American Family Insurance provides residential condo insurance services for homeowners and unit owners in Walla Walla, Washington. The agency also offers commercial coverage for associations, common areas, and business property within the same local region. Clients receive guidance on policy limits, loss assessments, and personal liability protection. The office maintains ongoing contact with each policyholder, arranging follow-up reviews between regular service visits to ensure coverage remains current with changing property needs.
Owsley Insurance in Walla Walla, WA, is known for helping local condo owners secure appropriate coverage for their individual units. Its services typically include policies that protect interior structures and personal belongings against common perils. Condo insurance through this agency also addresses liability exposures specific to shared living communities. Policy options often cover loss assessments from the homeowners association. For an additional layer of protection, Owsley Insurance can arrange coverage for valuable personal property items that exceed standard policy limits.
What Does a a Condo Insurance Agent in Walla Walla Cost?
Condo insurance in Washington typically costs between $200 and $600 per year for a standard HO-6 policy. Factors like your unit value, deductible choice, and location in Walla Walla influence the premium. Flood and earthquake endorsements add extra cost. This is general information and not insurance advice.
About condo insurance agents in Walla Walla
Condo insurance agents in Walla Walla help you find the right HO-6 policy for your unit. Washington state law requires condo associations to carry master insurance, but you still need personal coverage for your belongings and interior fixtures. Local agents understand Walla Walla weather risks and can explain how the Washington Condominium Act affects your coverage needs.
Frequently Asked Questions
What does a condo insurance agent in Walla Walla do?
A condo insurance agent helps you compare HO-6 policies from different carriers. They explain what the master policy covers and what you need for your personal property, liability, and loss assessment protection.
Is condo insurance required in Washington state?
Washington state law does not require condo owners to carry insurance, but your mortgage lender will likely require it. Many condo associations also require owners to have a minimum amount of liability coverage.
How does Washington law affect my condo insurance?
Under Washington Revised Code 64.34, condo associations must maintain a master policy for common areas. You are still responsible for your unit interior, personal property, and any improvements. Your agent can help align your policy with these legal requirements.