The top-rated disability insurance agent in Auburn, Alabama is Kathy Powell - State Farm Insurance Agent, rated 4.9 stars across 401 reviews. Other highly rated options include Scott Holley - State Farm Insurance Agent, Richard Tate Allstate Insurance, Kali Chadick - State Farm Insurance Agent. This directory lists 21 disability insurance agents serving Auburn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kathy Powell - State Farm Insurance Agent | 1725 Opelika Rd | (334) 501-8245 |
| 2 | Scott Holley - State Farm Insurance Agent | 778 N Dean Rd Ste 200 | (334) 887-5876 |
| 3 | Richard Tate Allstate Insurance | 1345 Opelika Rd ste c | (334) 521-8144 |
| 4 | Kali Chadick - State Farm Insurance Agent | 1849 Ogletree Rd Ste 300 | (334) 887-8541 |
| 5 | Zach Bush - State Farm Insurance Agent | 2431 E Glenn Ave Ste 300 | (334) 759-7070 |
| 6 | Insurance Solutions Group International, LLC | 472 N Dean Rd UNIT 104 | (334) 329-7415 |
| 7 | Alfa Insurance | 1673 Shug Jordan Pkwy ste d | (334) 329-6120 |
| 8 | Alfa Insurance - Murphy Roberts Agency | 2900 E University Dr Unit 140 | (334) 694-5225 |
| 9 | Tri County Insurance | 1434 Opelika Rd Ste C | (334) 887-2905 |
| 10 | Starr Insurance Group LLC | 1288 Shug Jordan Pkwy | (334) 521-7209 |
Kathy Powell - State Farm Insurance Agent serves the Auburn, Alabama area, focusing on disability insurance solutions. The agency assists local residents in understanding how disability coverage can protect their income during unexpected illnesses or injuries. Clients can explore options that may replace a portion of lost wages if a health issue prevents them from working. This office handles both short-term disability policies and long-term disability insurance for individuals and families in the region.
Scott Holley, serving as a State Farm Insurance agent in Auburn, AL, provides a range of disability insurance services for local residents and business owners. These services include helping clients understand their options for income protection in the event of illness or injury. He also works with individuals to set up insurance coverage plans tailored to their specific employment or personal situations. Regular policy reviews are offered to ensure coverage remains appropriate over time. The agency works with a variety of properties, including single-family homes, apartments, retail establishments, and restaurants.
Richard Tate Allstate Insurance serves homeowners, renters, and small business owners seeking disability insurance in Auburn, Alabama. The agency helps clients understand policy options that replace lost income if an illness or injury prevents them from working. Its agents explain the terms and coverage limits of both short-term and long-term disability plans, tailoring recommendations to individual income needs. The firm also serves residents in neighboring Opelika and the greater Lee County area.
Kali Chadick serves Auburn, Alabama, and the surrounding communities with disability insurance agent services. The agency helps individuals handle income protection needs through disability coverage. Every client situation is reviewed carefully in person or by phone. Claims assistance is provided to guide clients through the documentation and submission process. The approach focuses on explaining policy details clearly so clients understand their coverage. A typical job begins with a consultation to assess income sources, then moves to matching plan options to the client's specific work and life situation.
Zach Bush, a disability insurance agent in Auburn, AL, helps clients understand the difference between individual policies requiring a one-time purchase and group plans offering ongoing coverage through an employer. A policy replaces a portion of income if an injury or illness prevents work. This protection is available for short-term or long-term needs, ensuring financial stability during recovery. Clients can schedule consultations and file claims on an as-needed basis.
Insurance Solutions Group International, LLC offers specialized disability insurance agent services in the Auburn, AL area. It helps individuals and local businesses secure income protection policies designed to replace lost wages due to illness or injury. The firm assists with comparing different coverage options to fit various professional needs and budgets. During open enrollment periods or after a major surgery, it provides guidance on how to adjust existing plans or obtain new coverage.
As the seasons change, residents of Auburn, Alabama often experience shifts in health and income that can affect their financial planning. Alfa Insurance responds by offering policies designed to provide income replacement when illness or injury prevents work. Focused on the Auburn community, this disability insurance agent helps individuals understand the importance of protecting their earnings. Each consultation begins with a thorough review of monthly expenses and occupational duties. The process concludes with an initial assessment of the client's current coverage needs and potential gaps.
Alfa Insurance - Murphy Roberts Agency serves residents in and around Auburn, Alabama, by offering disability insurance agent services. For local homeowners, the agency assists with coverage that protects income during illness or injury. Commercial clients can also obtain personalized options to safeguard their businesses against financial disruption. The agents typically help customers review their existing policies and adjust coverage as life changes occur. Most clients find it convenient to schedule follow-up consultations between regular annual visits, ensuring their protection remains current and effective.
Tri County Insurance provides disability insurance agent services to individuals and businesses in the Auburn, Alabama area. The company focuses on helping clients secure coverage that replaces lost income if they become unable to work due to illness or injury. Add-ons available include short-term and long-term disability policies, along with options for partial or residual benefits. Tri County Insurance serves workers across diverse commercial sectors, including local offices, warehouses, and food service establishments, tailoring plans to fit specific job environments and income structures.
Starr Insurance Group LLC is known for assisting individuals and groups in securing disability income protection in Auburn, AL. Its service range includes evaluating clients’ needs for short-term and long-term disability coverage. The agency helps workers understand how replacing lost wages can maintain financial stability during recovery. Starr Insurance Group guides clients through policy options that protect their earnings against unexpected illness or injury. It can also specialize in offering supplemental disability policies for self-employed professionals.
What Does a a Disability Insurance Agent in Auburn Cost?
Disability insurance premiums in Alabama typically range from 1% to 3% of your annual income. For a 50000 dollar annual salary a policy might cost between 500 and 1500 per year. Costs depend on your age occupation health and chosen benefit amount. This is general information and not insurance advice.
About disability insurance agents in Auburn
Disability insurance agents in Auburn Alabama help individuals and small business owners find income protection plans. Alabama law does not require employers to offer disability insurance so many workers purchase private policies. Local agents can explain the differences between short term and long term coverage and how Alabama state regulations affect benefit payouts.
Frequently Asked Questions
What does a disability insurance agent in Auburn do?
A disability insurance agent helps you compare policies from different carriers. They explain coverage limits elimination periods and benefit durations. They also assist with filing claims and understanding Alabama specific policy provisions.
How do Alabama laws affect disability insurance?
Alabama follows an at will employment doctrine which means job protection is not guaranteed during disability. Private disability insurance policies are regulated by the Alabama Department of Insurance. Agents can help you understand how state laws impact claim approvals and benefit timelines.
Can a disability insurance agent help with an existing claim?
Yes an agent can review your policy and help you file a claim. They can also communicate with the insurance company on your behalf. However they cannot provide legal advice for denied claims which may require an attorney.