ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Disability Insurance Agents Near You in Birmingham, AL

Browse disability insurance agents serving Birmingham, Alabama. Updated 2026-07-14.

The top-rated disability insurance agent in Birmingham, Alabama is Medicare Advisors of Alabama, rated 5.0 stars across 255 reviews. Other highly rated options include Alfa Insurance - The Vail Agency, Aaron Kidder - State Farm Insurance Agent, Wiggins Insurance Agency. This directory lists 27 disability insurance agents serving Birmingham.

Showing 27 disability insurance agents in Birmingham, ALListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Medicare Advisors of Alabama2116 Columbiana Rd(205) 704-9020
2Alfa Insurance - The Vail Agency2815 Greystone Commercial Blvd Suite 600(205) 980-9933
3Aaron Kidder - State Farm Insurance Agent1483 Gadsden Hwy #124(205) 655-6128
4Wiggins Insurance Agency5971 Chalkville Mountain Ln Suite D(205) 853-6429
5Bama Insurance Services260 W Valley Ave(205) 942-3522
6Assurance Financial Solutions1 Metroplex Dr(205) 578-2097
7The Reed Agency9624 Parkway E(205) 854-2156
8Farmers Insurance - David Porter3229 Veterans Cir Ste 115(205) 661-2001
9Birmingham Medicare Specialists420 20th St N Suite 2200- #2202(205) 506-6464
10Altasurance201 Office Park Dr #100(205) 970-2187
MA
2116 Columbiana Rd
Medicare Advisors of Alabama
Disability Insurance Agent · Birmingham, AL

Medicare Advisors of Alabama serves the Birmingham metro area and surrounding Jefferson County as a disability insurance agent. The company assists individuals in understanding how disability coverage can protect their income if illness or injury prevents them from working. It helps clients review policy options tailored to different professions and income levels in the local community. Specific services handled here include long-term disability insurance and short-term disability insurance.

AI
2815 Greystone Commercial Blvd Suite 600
Alfa Insurance - The Vail Agency
Disability Insurance Agent · Birmingham, AL

Serving homeowners, renters, and business owners across Birmingham, Alabama, Alfa Insurance - The Vail Agency provides disability insurance guidance to help protect income against unexpected medical events. The agency assists clients in understanding policy options that replace a portion of lost earnings during recovery periods. With a focus on practical risk management, it helps individuals and families safeguard financial stability. The agency also extends its coverage support to clients in the neighboring suburb of Hoover, ensuring broader metro-area accessibility for those seeking income protection.

AK
1483 Gadsden Hwy #124
Aaron Kidder - State Farm Insurance Agent
Disability Insurance Agent · Birmingham, AL

As a disability insurance agent in Birmingham, Alabama, Aaron Kidder - State Farm Insurance Agent guides individuals through the process of selecting coverage that protects income during periods of illness or injury. The agency explains policy options and helps clients understand benefit periods, waiting periods, and premium structures. Its general service work includes addressing client questions regarding existing policies and integrating coverage with other insurance plans. As the winter months create increased risks of slips and falls, the agency helps clients evaluate how a short-term disability claim would work in practice.

WI
5971 Chalkville Mountain Ln Suite D
Wiggins Insurance Agency
Disability Insurance Agent · Birmingham, AL

Unlike a one‑time policy purchase, Wiggins Insurance Agency provides ongoing service for disability coverage in Birmingham, Alabama. They assist clients by explaining how group and individual plans replace income during a leave from work. Coverage options are reviewed to address short‑term and long‑term needs. Consultations include helping applicants understand elimination periods and benefit amounts. Service is provided on a scheduled basis for policy reviews or each time a client requests a new plan.

BI
260 W Valley Ave
Bama Insurance Services
Disability Insurance Agent · Birmingham, AL

Bama Insurance Services operates as a disability insurance agent in Birmingham, Alabama, focusing on helping individuals and businesses secure income protection policies. The firm assists clients in evaluating coverage options, addressing specific needs related to long-term disability and short-term disability plans. Its specialized work includes analyzing policy terms and coordinating benefits with existing employer plans. Bama Insurance Services serves a range of commercial sectors, including offices, warehouses, and food service establishments, to ensure employees have access to essential income replacement solutions during periods of incapacity.

AF
1 Metroplex Dr
Assurance Financial Solutions
Disability Insurance Agent · Birmingham, AL

Assurance Financial Solutions serves homeowners, businesses, and self-employed professionals in Birmingham, Alabama, offering disability insurance agent services to protect their income against unexpected illness or injury. The agency helps clients evaluate personalized coverage options that replace a portion of earnings during a qualifying disability. This guidance ensures financial stability for families and companies when an individual cannot work. Assurance Financial Solutions also extends its services to the neighboring community of Hoover, helping more residents across the greater Birmingham metro secure appropriate income protection policies.

RA
9624 Parkway E
The Reed Agency
Disability Insurance Agent · Birmingham, AL

The Reed Agency provides a full range of disability insurance services, including initial policy evaluations and coverage applications tailored to individual income and occupation needs. The agency offers ongoing policy management and periodic benefit reviews to help clients adjust coverage as their financial situations change. These service plans ensure long-term protection in the Birmingham, Alabama area, addressing the risks that threaten a client’s ability to earn an income. The agency serves professionals, self-employed individuals, small business owners, and employees of local firms and corporations.

FI
3229 Veterans Cir Ste 115
Farmers Insurance - David Porter
Disability Insurance Agent · Birmingham, AL

Farmers Insurance - David Porter serves Birmingham, Alabama, and the surrounding communities with disability insurance agent services. The agency handles both short-term and long-term disability coverage, helping clients protect their income in the event of illness or injury. It also assists individuals in understanding how policy benefits interact with employer plans and government programs. To handle a typical job, it evaluates each client’s occupation and income to recommend a specific coverage amount and elimination period suited to their financial situation.

BM
420 20th St N Suite 2200- #2202
Birmingham Medicare Specialists
Disability Insurance Agent · Birmingham, AL

Birmingham Medicare Specialists offers targeted services as a Disability Insurance Agent in Birmingham, Alabama. It helps clients navigate the complexities of securing disability income protection to safeguard their earnings during unexpected health setbacks. The agent provides detailed policy guidance, ensuring individuals understand coverage options and application procedures specific to local employment conditions. This work assists professionals in planning financial stability if a serious illness or injury prevents them from working. New business owners often seek its help when establishing their initial safety net after leaving a group employer plan.

AL
201 Office Park Dr #100
Altasurance
Disability Insurance Agent · Birmingham, AL

Altasurance in Birmingham, Alabama offers disability insurance as both a one-time purchase for a single policy and an ongoing service for periodic coverage reviews and updates. Disability insurance provides income replacement when a client cannot work due to illness or injury, protecting against lost wages. The company helps individuals and professionals evaluate policy options to secure financial stability during disability. Service runs on a scheduled basis upon initial policy placement and then as needed for claims support or plan adjustments.

LZ
186 Oxmoor Rd Suite 128
Lori Zucco Insurance
Disability Insurance Agent · Birmingham, AL
(205) 942-4448
lorizucco.com
NA
1008 Montgomery Hwy Suite 104
Nesbitt & Associates Inc
Disability Insurance Agent · Birmingham, AL
(205) 822-2063
nesbittandassociates.com
PI
813 Shades Creek Pkwy # 210
Providence Insurance Partners, Inc.
Disability Insurance Agent · Birmingham, AL
(205) 974-2273
providence-ins.com
SM
319 Poinciana Dr
Secure Minds Insurance Alabama
Disability Insurance Agent · Birmingham, AL
(205) 634-4211
GI
417 Valley Ave
Go Insurance Agency
Disability Insurance Agent · Birmingham, AL
(205) 414-6008
goinsuranceagency.com
YA
5919 Trussville Crossings Pkwy
Young America Insurance
Disability Insurance Agent · Birmingham, AL
(205) 508-6057
fredloya.com
CH
1651 Independence Ct
Care Health Insurance AL
Disability Insurance Agent · Birmingham, AL
(205) 301-8762
IS
221 Oxmoor Blvd
Insurance Shop Inc
Disability Insurance Agent · Birmingham, AL
(205) 509-1459
RA
3912 3rd Ave S
Rookis Agency Inc
Disability Insurance Agent · Birmingham, AL
(205) 595-2267
rookisagency.com
WK
2473 Valleydale Rd Suite A
Wade Kaiser Insurance Agency, Inc.
Disability Insurance Agent · Birmingham, AL
(205) 291-4100
thekaiseragency.com
AI
2 Office Park Cir Suite 200
Alabama Insurance Alliance
Disability Insurance Agent · Birmingham, AL
(205) 414-9575
aianetwork.net
AI
141 London Pkwy
Alabama Independent Insurance Agents
Disability Insurance Agent · Birmingham, AL
(205) 326-4129
aiia.org
HD
2 Perimeter Park S Suite 450 West
Harmon Dennis Bradshaw
Disability Insurance Agent · Birmingham, AL
(800) 239-5512
hdbinsurance.com
AI
4956 Valleydale Rd Ste 101
Alfa Insurance - West Agency
Disability Insurance Agent · Birmingham, AL
(205) 208-1060
alfainsurance.com/ashleywest
AL
6 Office Park Cir
Alabama Life & Disability Insurance
Disability Insurance Agent · Birmingham, AL
(205) 879-2202
TW
110 Oxmoor Ct
Tyler Watts & Associates
Disability Insurance Agent · Birmingham, AL
(205) 822-5477
tylerwattsinsurance.com
GC
3644 Vann Rd #136
Gurley-Cooke Agency Inc
Disability Insurance Agent · Birmingham, AL
(205) 841-4444
gurleycooke.com

What Does a a Disability Insurance Agent in Birmingham Cost?

Typical costs for disability insurance in Alabama range from 1% to 3% of your annual income for individual policies. Group plans through employers often cost less but have limited benefit amounts. Costs vary based on age health occupation and benefit period. This is general information and not insurance advice.

About disability insurance agents in Birmingham

Disability insurance agents in Birmingham Alabama help individuals and businesses secure income protection plans. Alabama follows state-specific insurance laws that affect policy terms and claim procedures. Working with a local agent ensures you understand how Alabama regulations apply to your coverage.

Frequently Asked Questions

What does a disability insurance agent in Birmingham do?

A disability insurance agent helps you compare policies from different carriers and explains coverage options. They guide you through the application process and can assist with understanding policy exclusions. Agents do not provide legal advice but can clarify policy terms.

Are there Alabama laws that affect disability insurance claims?

Yes Alabama has a statute of limitations for filing a disability insurance lawsuit which is generally six years from the date of breach. Alabama also requires insurers to follow prompt payment rules. An agent can help you understand these timelines but cannot give legal counsel.

How do I choose a disability insurance agent in Birmingham?

Look for an agent who is licensed in Alabama and has experience with individual or group disability policies. Ask about their knowledge of Alabama insurance regulations and their process for helping with claims. Check their standing with the Alabama Department of Insurance.

Disability Insurance Agents in Other Alabama Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.