The top-rated disability insurance agent in Huntsville, Alabama is Farmers Insurance - Sady Zayas-Visser, rated 4.9 stars across 243 reviews. Other highly rated options include Tim Roberts State Farm Insurance Agency, iPROTECT Insurance & Financial Service, Inc., Nationwide Insurance: Jon Peters Insurance Agency Inc. This directory lists 20 disability insurance agents serving Huntsville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Sady Zayas-Visser | 470 Providence Main St NW #202m | (256) 864-9411 |
| 2 | Tim Roberts State Farm Insurance Agency | 303 Williams Ave SW Suite 1221 | (256) 533-3431 |
| 3 | iPROTECT Insurance & Financial Service, Inc. | 303 Williams Ave SW #521 | (256) 325-3722 |
| 4 | Nationwide Insurance: Jon Peters Insurance Agency Inc | 1017 Meridian St N | (256) 288-0230 |
| 5 | Redstone Insurance Services | 3309 Memorial Pkwy SW Suite 203 | (256) 722-8301 |
| 6 | AM Pro Insurance Service | 2315 Bob Wallace Ave SW #2 G | (256) 539-9536 |
| 7 | JLG Insurance Services LLC | 7500 Memorial Pkwy SW Suite 215K | (256) 270-1414 |
| 8 | Hundley Batts & Associates Insurance Agency | 225 Spragins St NW UNIT B | (256) 533-6200 |
| 9 | Burkett & Associates Insurance Agency, Inc | 2400 Bob Wallace Ave SW STE 206 | (256) 704-7400 |
| 10 | Alliance Insurance Solutions LLC | 600 Boulevard S SW Suite 104 | (256) 489-6764 |
Farmers Insurance - Sady Zayas-Visser serves Huntsville, AL as a local disability insurance agent. The agency assists individuals and families in the area with securing coverage that replaces a portion of lost income when an injury or illness prevents them from working. They help clients evaluate both short-term and long-term disability insurance plans tailored to different financial situations and career types. This office regularly handles claims for temporary disability from accidents and ongoing coverage for chronic medical conditions.
Tim Roberts State Farm Insurance Agency in Huntsville, AL provides disability insurance agent services, helping local individuals and families secure income protection in the event of a medical condition that prevents work. The agency guides clients through plan options, covering policy selection and application details. It also assists with routine policy reviews and claims support. Its services cover protection for single-family homes, apartments, retail establishments, and restaurants located in and around Huntsville.
A disability insurance agent may assist a client with a single policy purchase or provide ongoing support as needs change. At iPROTECT Insurance & Financial Service, Inc. in Huntsville, AL, coverage options are reviewed to address income protection during illness or injury claims. The agent explains plan features and helps navigate disability definitions and elimination periods. Clarity on benefit amounts and premium structures is provided for informed decisions. Client service runs on an as-needed basis, with availability for policy updates and claim questions.
Serving Huntsville, AL, and surrounding communities, Nationwide Insurance: Jon Peters Insurance Agency Inc handles disability insurance policies that replace a portion of income if a client becomes unable to work due to illness or injury. The agency guides individuals and local business owners through policy options, including short-term and long-term coverage. To handle a typical job, it first reviews a client’s occupation and earnings, then matches those needs to suitable plans.
Redstone Insurance Services offers specialty disability insurance coverage tailored to protect a professional’s income. Its general service work includes consulting with individuals and small business owners in Huntsville, Alabama to assess risk and select appropriate policy options. A local agent can explain the differences between short-term and long-term benefits, helping clients plan for sudden illness or injury. During open enrollment season, the agency assists those whose employer-based benefits may need supplemental private coverage to close protection gaps.
AM Pro Insurance Service serves Huntsville homeowners, business owners, and working professionals who need income protection. As a disability insurance agent, the company helps clients understand policy options that can replace lost wages due to illness or injury. It assists with claims guidance and ensures coverage aligns with current financial obligations. This work supports financial stability for families and local enterprises. The firm also covers the surrounding Madison County area, including the town of Madison and communities near Redstone Arsenal.
In Huntsville, where the changing seasons often bring shifts in workplace routines and physical demands, reliable income protection becomes a growing priority for many professionals. JLG Insurance Services LLC helps individuals in this region navigate the complexities of disability insurance, working to match coverage with specific career needs and potential risks. Their process begins with a thorough assessment of each client's current income and occupational factors. A practical first step in their approach is scheduling a detailed initial consultation to review individual circumstances.
Hundley Batts & Associates Insurance Agency provides professional guidance on disability coverage for individuals in Huntsville, Alabama. The firm specializes in policies that replace income when illness or injury prevents work, offering long-term and short-term plans tailored to different professions. These services help clients protect their financial stability during unexpected health challenges. Their client base includes local professionals in office environments, warehouse operations, and food service sectors.
Burkett & Associates Insurance Agency, Inc provides residential disability insurance services in Huntsville, AL. The agency also offers commercial disability coverage to local businesses in the area. Their agents work with individuals and employers to design income protection plans. Coverage is designed to help replace a portion of lost wages during a period of disability. Clients may return between regular visits to adjust their plans as life circumstances change.
Alliance Insurance Solutions LLC is known for connecting Huntsville residents with individualized disability income protection plans, offering guidance through policy selection and application details from local carriers. The agency serves professionals, self-employed individuals, and small business owners seeking to safeguard earnings from injury or illness. Its consultations clarify benefit terms, elimination periods, and coverage limits to match each client’s occupation and financial situation. A specialty service it can add on is evaluating existing employer group disability policies to identify supplemental coverage gaps.
What Does a a Disability Insurance Agent in Huntsville Cost?
Disability insurance costs in Alabama typically range from 1% to 3% of your annual income. For a 40 year old earning 50000 per year a policy might cost 500 to 1500 annually. Premiums vary based on age health occupation and benefit amount. This is general information not insurance advice.
About disability insurance agents in Huntsville
Disability insurance agents in Huntsville Alabama help individuals and businesses secure income protection. Alabama law does not require private disability insurance but many employers offer group plans. Local agents can guide you through policy options and the claims process for Huntsville residents.
Frequently Asked Questions
What does a disability insurance agent in Huntsville do?
A disability insurance agent helps you find and purchase a disability policy. They explain coverage options and assist with claims. In Alabama agents must be licensed by the Alabama Department of Insurance.
How long do I have to file a disability claim in Alabama?
Alabama law sets a two year statute of limitations for most disability insurance contract claims. You should report a disability as soon as it occurs. Check your specific policy for exact deadlines.
Does Alabama have state disability insurance?
No, Alabama does not have a state mandated disability insurance program. Residents rely on private policies or employer sponsored group plans. An agent can help you find a plan that fits your needs.