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Browse disability insurance agents serving Fairhope, Alabama. Contact information and addresses listed below.
12 agents listed
Updated May 2026
Fairhope, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 12 disability insurance agents in Fairhope, AL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Chase Herrin - State Farm Insurance Agent
21611 State Hwy 181 Ste A, Fairhope, AL 36532
(251) 929-2020
chaseherrin.com
Globe Life Liberty National Division: The Lambeth Agencies
106 N Greeno Rd, Fairhope, AL 36532
(866) 400-2395
ln.globelifeinsurance.com
Alliance Insurance Group
19009 State Hwy 181, Fairhope, AL 36532
(251) 281-0082
alliancegroupins.com
Tim Simmonds - State Farm Insurance Agent
356 Morphy Ave, Fairhope, AL 36532
(251) 928-1400
timsimmonds.com
Scott Soulant: Allstate Insurance
504 N Section St, Fairhope, AL 36532
(251) 990-9553
agents.allstate.com
Sharon Hattenstein: Allstate Insurance
23690 US-98 Ste E1, Fairhope, AL 36532
(251) 928-3229
agents.allstate.com
Empower Insurance Solutions
193 Falls Creek St, Fairhope, AL 36532
(251) 880-6108
empowerinsurancesolutions.com
Eastern Shore Insurance Agency
21036 State Hwy 181, Fairhope, AL 36532
(251) 928-6256
easternshoreinsurance.net
Robertson John A Insurance Agency Inc
101 N Section St, Fairhope, AL 36532
(251) 928-2163
robertsoninsuranceinc.com
Alabama's Affordable Insurance
23858 US-98, Fairhope, AL 36532
(251) 517-4404
Tidewater Insurance Agency
319 Fairhope Ave, Fairhope, AL 36532
(251) 800-8433
tidewaterins.net
Chris May, LTN Insurance Services, LLC
19940 State Hwy 181 B, Fairhope, AL 36532
(251) 210-2290
ltninsurance.com
Disability insurance agents in Fairhope, Alabama help individuals and businesses find coverage that meets their needs. Alabama law does not require employers to provide disability insurance, so many workers seek private policies. A local agent can explain how state-specific rules, like the 90-day elimination period common in many plans, affect your coverage.
What Does a Disability Insurance Agent in Fairhope Cost?
Disability insurance agents in Alabama typically earn commissions paid by the insurance carrier, so their services are often free to you. Policy premiums vary widely based on age, health, occupation, and benefit amount. For example, a 40-year-old office worker might pay between 1% and 3% of their annual income for a policy that replaces 60% of their salary. Costs are higher for high-risk occupations. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Fairhope do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit amounts, elimination periods, and benefit durations. They also assist with filing claims and understanding policy exclusions.
How long do I have to file a disability claim in Alabama?
Alabama does not have a specific statute of limitations for disability insurance claims. However, most policies require you to notify the insurer within 30 days of becoming disabled. Check your policy for exact deadlines.
Can a disability insurance agent help if my claim is denied?
Yes, an agent can review the denial letter and help you gather additional medical evidence. They can also guide you through the internal appeals process required by your policy. For complex denials, you may need to consult an attorney.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Alabama.