The top-rated disability insurance agent in Colorado Springs, Colorado is State Farm: Dan Lewis South, rated 4.9 stars across 1,152 reviews. Other highly rated options include Rusty Fanning - State Farm Insurance Agent, A Plus Insurance, Premier Group Insurance Karen Frausto. This directory lists 24 disability insurance agents serving Colorado Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | State Farm: Dan Lewis South | 1614 S Academy Blvd Suite 110 | (719) 434-3944 |
| 2 | Rusty Fanning - State Farm Insurance Agent | 330 N Tejon St | (719) 694-2165 |
| 3 | A Plus Insurance | 121 S Tejon St UNIT 1107 | (719) 392-4000 |
| 4 | Premier Group Insurance Karen Frausto | 2811 E Fountain Blvd | (719) 662-3895 |
| 5 | ALINK Insurance Services - Colorado Springs, CO | 2407 W Colorado Ave | (719) 473-6262 |
| 6 | Jennifer McAdams - State Farm Insurance Agent | 1485 Garden of the Gods Rd STE 164 | (719) 528-5300 |
| 7 | Inszone Insurance Services | 4905 N Union Blvd STE 202 | (719) 645-8212 |
| 8 | Kendra Gries State Farm Agency | 5780 E Woodmen Rd Ste 130 | (719) 359-9506 |
| 9 | JSR Health Consultants | 905 Garden of the Gods Rd | (612) 310-5652 |
| 10 | Westco Insurance LLC | 9235 N Union Blvd Ste 150-385 | (719) 726-0318 |
State Farm: Dan Lewis South serves Colorado Springs, Colorado, and the surrounding El Paso County area as a disability insurance agent. The company helps individuals and families explore options for income protection in the event of illness or injury. It guides clients through the process of evaluating potential coverage needs and comparing policy features. The agency handles both short-term disability insurance for temporary conditions and long-term disability insurance for more extended periods of lost income.
Rusty Fanning - State Farm Insurance Agent in Colorado Springs, CO serves local homeowners, businesses, and property managers seeking disability insurance to protect their income if illness or injury prevents them from working. The agency assists clients in understanding coverage options that can provide monthly benefits during recovery. This disability insurance agent helps residents prepare for unforeseen health setbacks that could impact financial stability. The practice also covers the surrounding communities within the Colorado Springs metro area, including nearby Fountain.
A Plus Insurance in Colorado Springs assists clients in choosing between one-time disability coverage for short-term needs or recurring policies for long-term income protection. Their disorder-specific and general disability plans help locals secure benefits during illness or injury, adapting to evolving personal and professional situations. Service appointments operate on a one-time, scheduled, or as-needed basis, offering flexibility for policy reviews or claim support.
Premier Group Insurance Karen Frausto provides disability insurance services and works with clients in Colorado Springs to secure income protection coverage if injury or illness prevents them from working. It offers policy evaluations that assess individual employment situations and income needs. Available agents guide residents through policy options designed to cover a portion of lost earnings. This disability insurance agent addresses concerns about financial vulnerability during peak winter months in Colorado Springs, when snow-related accidents and seasonal illnesses become more common reasons for filing new claims.
ALINK Insurance Services in Colorado Springs, Colorado, assists individuals and businesses in navigating disability insurance options. The agency specializes in helping clients supplement existing coverage with additional policy riders. This work includes explaining benefit duration and elimination periods for comprehensive protection. ALINK Insurance Services works with a range of commercial sectors, including offices, warehouses, and food service businesses.
Jennifer McAdams, a disability insurance agent in Colorado Springs, CO, provides residential coverage designed to protect individuals in the event of an income-disrupting illness or injury. Commercial disability policies are also available to help local businesses safeguard their financial stability. The service area encompasses Colorado Springs and the surrounding El Paso County region. McAdams works closely with clients to build tailored plans during initial consultations, then remains available for policy reviews and adjustments between these regular service visits.
Inszone Insurance Services of Colorado Springs is known for assisting individuals and families with disability income protection. The company helps clients evaluate short-term and long-term disability policies that can replace a portion of lost wages due to illness or injury. Services include comparing coverage options from multiple carriers and explaining benefit periods, elimination periods, and own-occupation definitions. Clients often add a coordinated Social Security disability benefits consultation to their policy review for a more complete safety net.
Kendra Gries State Farm Agency in Colorado Springs, Colorado, specializes in providing Disability Insurance Agent services. It assists local residents with evaluating disability coverage options and securing policies that protect income during illness or injury. The agency advises clients on policy details and coordinates claim filing for benefits. It handles questions about short-term and long-term disability plans, helping people maintain financial stability after unexpected medical events. Open enrollment periods or the start of a new job are times when the agency helps clients review their current disability protections.
JSR Health Consultants provides professional guidance on disability insurance coverage, helping individuals secure income protection for unforeseen circumstances. Located in Colorado Springs, Colorado, the agency specializes in evaluating policy options that address long-term and short-term needs. It focuses on tailoring solutions to safeguard earnings when medical issues prevent work. The firm assists clients across various commercial sectors, including offices, warehouses, and food service operations.
Colorado Springs’s snowy winters and active lifestyle create unique disability risks for residents. Westco Insurance LLC serves this community by helping clients evaluate how a sudden illness or injury could impact their income. The firm explains employer short-term plans versus individual long-term policies, clarifying how each addresses local wage gaps. Every consultation begins with a personalized assessment of current earnings and monthly obligations. This initial fact-finding review forms the basis for comparing actual benefit options tailored to the client’s financial circumstances.
What Does a a Disability Insurance Agent in Colorado Springs Cost?
Disability insurance premiums in Colorado typically range from 1% to 3% of your annual income for a long term policy. For a 50 year old earning 100000 dollars a year, a policy might cost 100 to 300 dollars per month. Costs vary based on age, health, occupation, benefit amount, and waiting period. This is general information, not insurance advice.
About disability insurance agents in Colorado Springs
Disability insurance agents in Colorado Springs help individuals and businesses find the right coverage to protect income if illness or injury prevents work. Colorado has specific rules for disability benefits including time limits for filing claims under state law. Working with a local agent who knows Colorado regulations can make the process smoother.
Frequently Asked Questions
What does a disability insurance agent in Colorado Springs do?
A disability insurance agent helps you compare policies from different carriers and choose a plan that fits your needs. They explain policy terms, exclusions, and benefit periods. They do not provide legal advice but can guide you on coverage options.
Are there Colorado specific rules for disability insurance claims?
Yes, Colorado has a statute of limitations for filing disability insurance claims. Under Colorado law you generally have three years from the date of loss to file a lawsuit if a claim is denied. An agent can explain policy time frames but not legal deadlines.
How do I choose a disability insurance agent in Colorado Springs?
Look for an agent licensed in Colorado with experience in disability insurance. Ask about the carriers they represent and whether they offer both short term and long term policies. Check their reviews and confirm they are independent or captive as per your preference.
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