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Find Disability Insurance Agents Near You in Lafayette, CO

Browse disability insurance agents serving Lafayette, Colorado. Updated 2026-07-14.

The top-rated disability insurance agent in Lafayette, Colorado is Inszone Insurance Services, rated 4.9 stars across 525 reviews. Other highly rated options include Shawn Hughes - State Farm Insurance Agent, Jim Plane - State Farm Insurance Agent, The Woods Insurance Group: Allstate Insurance. This directory lists 14 disability insurance agents serving Lafayette.

Showing 14 disability insurance agents in Lafayette, COListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Inszone Insurance Services806 S Public Rd #102(303) 660-0470
2Shawn Hughes - State Farm Insurance Agent2676 Northpark Dr STE 100(303) 665-4600
3Jim Plane - State Farm Insurance Agent1319 W Baseline Rd #201b(720) 890-5916
4The Woods Insurance Group: Allstate Insurance100 E Chester St(303) 443-9988
5Shelter Insurance - Jo Peters808 S Public Rd # 203(303) 666-0828
6Rocky Mountain Insurance Center1361 Forest Park Cir #105(720) 335-6872
7Farmers Insurance - Daniel Coons1225 Cimarron Dr Unit 201(303) 665-2752
8Farmers Insurance - Ricardo Chavez-Balmaceda1408 Horizon Ave Ste 203(720) 399-9909
9Farmers Insurance - Lori Sorenson400 W South Boulder Rd Ste 2500(720) 506-1028
10Mary Stauffer American Family Insurance588 US-287 #206(303) 542-0323
II
806 S Public Rd #102
Inszone Insurance Services
Disability Insurance Agent · Lafayette, CO

Inszone Insurance Services serves clients throughout Boulder County and the surrounding Colorado communities as a disability insurance agent. The agency assists individuals and professionals in Lafayette with options designed to replace a portion of their income if an illness or injury prevents them from working. Policies typically cover both short-term and long-term scenarios to provide financial stability during recovery. Specific services include guiding clients through occupational disability coverage and arranging supplemental plans that address gaps in employer-provided benefits.

SH
2676 Northpark Dr STE 100
Shawn Hughes - State Farm Insurance Agent
Disability Insurance Agent · Lafayette, CO

Shawn Hughes - State Farm Insurance Agent in Lafayette, CO, provides individualized disability insurance solutions designed to protect income in the event of an injury or illness. Service offerings include an initial consultation to assess a client’s financial picture, followed by ongoing policy reviews and adjustments to coverage as life circumstances change. The office serves single-family homes, apartments, retail establishments, and restaurants, helping ensure that both individuals and small business owners have a tailored plan in place.

JP
1319 W Baseline Rd #201b
Jim Plane - State Farm Insurance Agent
Disability Insurance Agent · Lafayette, CO

Jim Plane - State Farm Insurance Agent serves homeowners, businesses, and property managers in Lafayette, Colorado, as a disability insurance agent. The company provides disability coverage designed to replace a portion of income if a client becomes unable to work due to illness or injury. The agent works with individuals and families to explain policy options and help them choose appropriate plans. A focus is placed on tailoring coverage to each customer’s specific occupational and financial situation. The agency also covers clients in the nearby city of Louisville.

WI
100 E Chester St
The Woods Insurance Group: Allstate Insurance
Disability Insurance Agent · Lafayette, CO

The Woods Insurance Group: Allstate Insurance serves Lafayette, Colorado, and the surrounding communities of Boulder County. It handles disability insurance agent services for individuals and small business owners in the region. The agency focuses on helping clients evaluate coverage options for income protection in the event of illness or injury. A typical job begins with a review of the client’s current financial situation, then proceeds to compare policy terms from standard carriers to match specific needs. This process relies on a direct, consultative approach between the agent and client.

SI
808 S Public Rd # 203
Shelter Insurance - Jo Peters
Disability Insurance Agent · Lafayette, CO

Shelter Insurance - Jo Peters in Lafayette, CO offers a range of disability insurance solutions designed for either a single-policy need or an ongoing relationship with coverage. Clients can choose protection that replaces income during illness or injury, with policies tailored for individuals or business owners. Service runs on a one-time basis for initial policy setup, with adjustments available as-needed for life changes or renewals.

RM
1361 Forest Park Cir #105
Rocky Mountain Insurance Center
Disability Insurance Agent · Lafayette, CO

Rocky Mountain Insurance Center serves residents in Lafayette and the surrounding area, helping them secure disability insurance to protect their income. The agency also works with local businesses to provide commercial disability coverage for employees throughout Boulder County and nearby communities. An appointment allows clients to receive personalized guidance on policy options that fit their specific needs. Follow-up conversations between regular visits ensure coverage remains appropriate as personal or professional circumstances change.

FI
1225 Cimarron Dr Unit 201
Farmers Insurance - Daniel Coons
Disability Insurance Agent · Lafayette, CO

Farmers Insurance - Daniel Coons provides specialized disability insurance agent services in Lafayette, Colorado, working to secure income protection policies for individuals. The general service work involves evaluating clients' occupational needs and matching them with appropriate disability coverage plans to safeguard against lost earnings from injury or illness. As seasonal events increase physical demands, such as during winter weather, the agency helps local residents address specific concerns about how a temporary absence from work could affect their household finances.

FI
1408 Horizon Ave Ste 203
Farmers Insurance - Ricardo Chavez-Balmaceda
Disability Insurance Agent · Lafayette, CO

As winter weather begins to affect daily routines in Lafayette, disability insurance becomes a more pressing concern for local workers and families. Farmers Insurance – Ricardo Chavez-Balmaceda provides direct, straightforward policy guidance for protecting income if illness or injury prevents employment. Each client receives a focused evaluation of their current earnings and individual coverage needs. Potential policy terms and benefit durations are reviewed in plain language. The process concludes with a personal risk assessment and a scheduled initial consultation to review essential paperwork.

FI
400 W South Boulder Rd Ste 2500
Farmers Insurance - Lori Sorenson
Disability Insurance Agent · Lafayette, CO

Farmers Insurance - Lori Sorenson provides disability insurance agent services to residents in and around Lafayette, Colorado. Commercial coverage is also available for local businesses needing to protect their employees or owners from income loss due to injury or illness. The agency serves policyholders throughout Boulder County and the nearby Front Range communities. Clients can expect attentive follow-up after an initial policy is placed, with periodic check-ins to adjust coverage as personal or business circumstances change between regular visits.

MS
588 US-287 #206
Mary Stauffer American Family Insurance
Disability Insurance Agent · Lafayette, CO
MI
100 S Public Rd Ste A
Monark Insurance
Disability Insurance Agent · Lafayette, CO
(303) 997-6255
monarkinsurance.net
PI
325 Crossing Dr
Prosper Insurance Company Lafayette
Disability Insurance Agent · Lafayette, CO
(720) 868-9236
MI
75 Waneka Pkwy Suite 212
MLJ Insurance
Disability Insurance Agent · Lafayette, CO
(303) 667-7123
mljinsurance.com
MI
567 W South Boulder Rd
Majestic Insurance Company
Disability Insurance Agent · Lafayette, CO
(719) 394-8304

What Does a a Disability Insurance Agent in Lafayette Cost?

Disability insurance agent services in Colorado typically cost nothing upfront because agents earn commissions from insurance carriers. Policy premiums vary widely from 1 percent to 3 percent of your annual income for individual coverage. Group plans through employers often cost less. Costs depend on your age health occupation and chosen benefit amount. This is general information not insurance advice.

About disability insurance agents in Lafayette

Disability insurance agents in Lafayette Colorado help residents protect their income with individual or group policies. Agents guide clients through Colorado state regulations including the Colorado Disability Income Protection Act. Local knowledge of Boulder County employers and medical providers can make the process smoother.

Frequently Asked Questions

What does a disability insurance agent in Lafayette do?

A disability insurance agent helps you compare policies from different carriers. They explain benefit periods elimination periods and occupation definitions. They also assist with filing claims and understanding Colorado specific policy requirements.

How long do I have to file a disability claim in Colorado?

Colorado law does not set a specific deadline for filing disability claims but most policies require notice within 30 to 90 days. Check your policy for exact time limits. Delayed filing can result in claim denial.

Can a Lafayette agent help with an existing disability claim?

Yes many agents assist with ongoing claims including gathering medical records and communicating with the insurance company. They can also explain your policy terms and help you appeal a denial under Colorado law.

Disability Insurance Agents in Other Colorado Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.