The top-rated disability insurance agent in Lakewood, Colorado is Premier Group Insurance, rated 4.9 stars across 870 reviews. Other highly rated options include Kaufman Agency, Andrew Kuntzman Agency - Goosehead Insurance, Asset Protection Services of Colorado. This directory lists 17 disability insurance agents serving Lakewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Premier Group Insurance | 7165 W Colfax Ave | (303) 233-7878 |
| 2 | Kaufman Agency | 13701 W Jewell Ave # 284 | (303) 975-0363 |
| 3 | Andrew Kuntzman Agency - Goosehead Insurance | 165 S Union Blvd Suit 250 | (303) 774-6345 |
| 4 | Asset Protection Services of Colorado | 355 S Teller St | (303) 583-2681 |
| 5 | Hurl & Hurl Insurance Agency | 1650 S Deframe St | (720) 757-2934 |
| 6 | Colling Insurance Services Inc | 550 S Wadsworth Blvd Unit 575 | (303) 987-3331 |
| 7 | Mile High Insurance Brokers | 2255 S Wadsworth Blvd Suite 109 | (720) 996-1975 |
| 8 | Dodrill Insurance Inc. | 7807 W Mississippi Ave | — |
| 9 | Morrison Insurance Agency | 2535 S Lewis Way STE 108 | (303) 985-1576 |
| 10 | Schey Insurance Agency | 950 Wadsworth Blvd | (303) 232-0553 |
Premier Group Insurance serves clients in Lakewood and the greater Jefferson County region, specializing in disability insurance agent services. The firm assists individuals and professionals with finding coverage that replaces a portion of income if illness or injury prevents them from working. Disability insurance policies address short-term or long-term needs, helping policyholders maintain financial stability during medical leave and recovery periods. The company handles both individual disability income policies and group coverage options for local employers.
Kaufman Agency provides disability insurance agent services to individuals and businesses in the Lakewood, Colorado area. Its work typically includes assessing clients’ income protection needs and helping them select appropriate disability policies. Ongoing service often involves annual policy reviews to ensure coverage remains aligned with changing circumstances and earnings levels. The agent can also assist with claims filing and benefit coordination. Kaufman Agency serves a range of properties, including single-family homes, apartments, retail locations, and restaurants.
Based in Lakewood, Colorado, the Andrew Kuntzman Agency - Goosehead Insurance serves the Denver metropolitan area and its surrounding communities, handling disability insurance applications. The agency advises clients on protecting their income against unexpected medical issues or accidents that prevent them from working. It evaluates each individual's occupation and monthly earnings to find a suitable policy structure. The agency guides clients through the application process, coordinating medical records and underwriting requirements, to complete a typical case with clear communication.
Homeowners, renters, and small business owners in Lakewood turn to Asset Protection Services of Colorado for disability insurance agent services that help safeguard household and professional income should a medical condition prevent regular work. These policies are designed to replace a portion of lost earnings, providing financial stability during recovery periods. Clients appreciate clear explanations of policy terms and assistance in selecting appropriate coverage levels. The agency also serves clients throughout Jefferson County, including the nearby communities of Golden and Wheat Ridge.
Hurl & Hurl Insurance Agency provides specialized disability insurance agent services for residents of Lakewood, Colorado. It assists individuals and business owners in evaluating income protection plans tailored to their situations. The agency guides clients through the details of short-term and long-term coverage options available in the region. It helps professionals address the specific financial risks that can arise from an unexpected injury or illness that prevents work. Throughout the year, the agency particularly aids those approaching open enrollment periods who need to adjust their existing disability coverage.
Colling Insurance Services Inc, based in Lakewood, CO, distinguishes between one-time policy consultations and recurring service options for disability coverage. As a local disability insurance agent, the firm helps individuals evaluate income protection plans suited to their occupation and income level. Clients may receive guidance on short-term and long-term disability policies tailored to their personal circumstances. Service runs on a scheduled basis, typically involving periodic policy reviews to adjust coverage as life or career needs change.
With the arrival of the ski season, many residents seek coverage against sudden injuries that could keep them from work. Mile High Insurance Brokers in Lakewood, CO connects individuals with policies that replace a portion of income after an accident or illness. A disability insurance agent assesses each client’s occupation and monthly expenses to recommend a suitable plan. The process always starts with a free benefits review to pinpoint gaps in current protection.
Morrison Insurance Agency provides disability insurance services to residents of Lakewood, Colorado, and the surrounding communities. The agency also handles commercial disability coverage for local businesses needing employee protection plans. Serving clients throughout the greater Denver metro area, the team assists individuals in securing income protection policies tailored to their specific employment situations. They follow up with clients to review coverage needs during regular visits, ensuring adjustments are made as circumstances change over time.
Schey Insurance Agency serves residents of Lakewood, Colorado, helping them secure disability insurance to protect their income if illness or injury prevents work. The agency also assists local businesses in offering commercial disability coverage for their employees, providing support throughout the greater Denver metro area. Each policy is explained clearly to ensure clients understand their benefits and limitations, and reoccurring annual reviews are conducted to adjust coverage as needs change between routine visits.
What Does a a Disability Insurance Agent in Lakewood Cost?
Disability insurance agent services are typically paid through commissions from the insurance carrier. Policy premiums vary widely based on age, health, occupation, and benefit amount. A typical individual policy in Colorado might cost 1 to 3 percent of your annual income. Group policies through employers are often cheaper. This is general information and not insurance advice.
About disability insurance agents in Lakewood
Disability insurance agents in Lakewood Colorado help individuals and businesses find coverage that protects income if illness or injury prevents work. Colorado law requires certain disability benefits for employers with workers compensation coverage. Local agents can explain how state regulations affect your policy options and claim process.
Frequently Asked Questions
What does a disability insurance agent in Lakewood do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit terms, elimination periods, and coverage limits. They also assist with filing claims and understanding Colorado specific rules.
How long do I have to file a disability claim in Colorado?
Colorado does not set a single deadline for all disability claims. Private policies have their own time limits usually 30 to 90 days after the disability starts. Check your policy documents or ask your agent for the exact deadline.
Are disability insurance premiums tax deductible in Colorado?
If you pay premiums with after tax dollars your benefits are generally tax free. If your employer pays the premiums your benefits are usually taxable. Colorado follows federal tax rules for disability insurance.
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