The top-rated disability insurance agent in Parker, Colorado is ALINK Insurance Services - Parker, CO, rated 5.0 stars across 330 reviews. Other highly rated options include Jennifer Matthews: Allstate Insurance, Siegfried Insurance Group, Alex Kaufman: Allstate Insurance. This directory lists 19 disability insurance agents serving Parker.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | ALINK Insurance Services - Parker, CO | 10851 S Crossroads Dr Unit A | (303) 752-6479 |
| 2 | Jennifer Matthews: Allstate Insurance | 10290 S Progress Way #204 | (303) 680-8100 |
| 3 | Siegfried Insurance Group | 10233 S Parker Rd Suite 300 | (303) 459-2269 |
| 4 | Alex Kaufman: Allstate Insurance | 11020 S Pikes Peak Dr Suite 250 | (303) 841-1955 |
| 5 | Shane Jensen Agency LLC American Family Insurance | 19600 E Parker Square Dr Ste 225 | (303) 935-1577 |
| 6 | Joe Bussey - State Farm Insurance Agent | 13059 S Parker Rd | (303) 721-9333 |
| 7 | Aleman Brokers | 12760 Stroh Ranch Way #100 | (720) 790-5033 |
| 8 | New Aspect Insurance | 18425 Pony Express Dr Suite 103 | (720) 379-3197 |
| 9 | McKean Insurance Agency | 12900 Stroh Ranch Pl #225 | (303) 646-1885 |
| 10 | Charlotte Fowler Agency, Inc. | 11020 S Pikes Peak Dr #230 | (303) 841-5724 |
ALINK Insurance Services - Parker, CO serves Adams, Arapahoe, Douglas, and Elbert Counties as a dedicated disability insurance agent. The firm assists individuals and professionals in creating financial protection plans that replace lost income due to illness or injury. Through personalized consultations, the agency guides clients in evaluating policy options and understanding coverage exclusions before purchase. The company also handles long-term disability applications and short-term disability policy reviews for area residents.
Jennifer Matthews: Allstate Insurance in Parker, Colorado provides assistance to local clients seeking disability insurance policies. The agency helps individuals understand how such coverage can replace a portion of their income if they become unable to work. Clients can meet with the agent to review different plan options and receive guidance on filing a potential claim. This support extends to those in various situations, including single-family homeowners, apartment renters, retail workers, and restaurant employees.
Serving Parker and the surrounding communities in Douglas County, Siegfried Insurance Group handles disability insurance needs for local residents and professionals. This agency works with individuals seeking income protection for unexpected illness or injury, as well as business owners requiring coverage for key employees or overhead expenses. To manage each case effectively, the company begins by assessing a client’s specific occupation, current income, and coverage gaps, then compares policies from multiple carriers to match financial needs with a suitable plan.
Homeowners, local businesses, and property managers in Parker, Colorado rely on Alex Kaufman: Allstate Insurance for disability insurance agent services. The agency helps clients secure income protection policies that provide financial stability if illness or injury prevents them from working. They focus on explaining coverage options clearly so customers understand how benefits replace lost wages during recovery periods. Service extends to nearby communities throughout the southern Denver metropolitan area, including Lone Tree and Castle Rock.
Shane Jensen Agency LLC American Family Insurance distinguishes between one-time policy reviews for specific life events and ongoing scheduled service for continuous coverage management. The agency helps clients navigate disability insurance options available in Parker, Colorado, focusing on income protection plans. Service runs on either a one-time basis for policy setup inquiries or as-needed for existing clients requesting adjustments, with no mandatory recurring appointments built into standard ongoing support.
Joe Bussey - State Farm Insurance Agent in Parker, CO, provides specialized disability insurance services, including individual income replacement policies. This agency also offers general insurance solutions tailored to local residents and businesses. It helps clients protect their financial stability in case of illness or injury that prevents them from working. As the winter season approaches and outdoor activities increase, many people seek guidance on safeguarding their income from accident-related absences.
Spring storms in Parker can bring unexpected disruptions, making reliable income protection a priority for many residents. Aleman Brokers provides disability insurance agent services to help local workers prepare for such unpredictable events. Their approach focuses on matching policy features to each client’s occupation and income requirements. The company operates from an office in Parker, offering personalized appointments to review coverage options. An initial assessment to evaluate current or missing disability protections typically begins the process of securing a suitable plan.
New Aspect Insurance assists individuals and business owners in Parker, Colorado, with evaluating their financial protection strategies. The agency specializes in disability insurance, helping clients plan for income replacement if health issues prevent them from working. These agents analyze personal employment situations and risk factors to recommend appropriate policy structures. They also consult with commercial clients regarding group disability coverage for employees. Businesses may seek their services for office environments, warehouse facilities, and food service operations to help manage workforce benefit needs.
McKean Insurance Agency is known for guiding individuals and families in Parker, CO, through the complexities of securing short-term and long-term disability coverage. Its service range includes assessments of workplace benefit gaps and personalized policy options to replace lost income during an illness or injury. The agency explains policy exclusions, elimination periods, and benefit amounts in plain terms. A specialty service it can add on is coordinating residual or partial disability provisions to accommodate a phased return to work.
Serving residents in and around Parker, Colorado, Charlotte Fowler Agency, Inc. assists local individuals with obtaining proper personal disability insurance coverage for income protection needs. The agency similarly provides businesses with group disability insurance options to support employee benefit packages throughout the broader service area. The goal is to help clients secure financial stability during unexpected health-related absences from work. The office provides follow-up support for policy adjustments or questions between regular service visits.
What Does a a Disability Insurance Agent in Parker Cost?
The cost of a disability insurance policy in Colorado typically ranges from 1% to 3% of your annual income. For example, a 35-year-old earning 60,000 dollars per year might pay between 600 and 1,800 dollars annually for a policy that replaces 60% of income. Costs vary based on age, health, occupation, and benefit terms. This is general information, not insurance advice.
About disability insurance agents in Parker
A disability insurance agent in Parker Colorado can help you find coverage that fits your needs. Colorado does not require employers to provide short-term disability insurance, but many workers choose private policies. An agent can explain how Colorado state laws affect your benefits and guide you through the application process.
Frequently Asked Questions
What does a disability insurance agent in Parker do?
A disability insurance agent helps you compare policies from different carriers. They explain policy terms, waiting periods, and benefit amounts. They also assist with filing claims and understanding Colorado-specific rules.
Do I need disability insurance in Colorado?
Colorado does not have a state-mandated disability insurance program for most workers. Private disability insurance can replace a portion of your income if you become unable to work. An agent can help you decide if a short-term or long-term policy is right for you.
How do Colorado laws affect disability insurance?
Colorado law does not require employers to offer disability insurance, but some employers provide it as a benefit. If you buy a private policy, Colorado insurance regulations protect your rights. An agent can explain how state laws impact claim deadlines and benefit payments.
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