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Find Disability Insurance Agents Near You in Windsor, CO

Browse disability insurance agents serving Windsor, Colorado. Updated 2026-07-14.

The top-rated disability insurance agent in Windsor, Colorado is Farmers Insurance - Gabriel Garcia-Hitt, rated 5.0 stars across 156 reviews. Other highly rated options include Joe Unruh: Allstate Insurance, Scott Harper - State Farm Insurance Agent, Farmers Insurance - Tammy Woods. This directory lists 17 disability insurance agents serving Windsor.

Showing 17 disability insurance agents in Windsor, COListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Gabriel Garcia-Hitt671 Academy Ct UNIT A(970) 686-6839
2Joe Unruh: Allstate Insurance1051 Main St(970) 686-1026
3Scott Harper - State Farm Insurance Agent819 Main St(970) 674-0937
4Farmers Insurance - Tammy Woods208 Main St(970) 686-6555
5Mary Agcaoili: Allstate Insurance1039 Main St H(970) 686-1026
6Squires Insurance Solutions421 Main St B(970) 686-7778
7LSI Insurance Agency, Inc.401 Pointe Plz Dr Suite B(970) 674-1151
8Brian Binder Agency Inc American Family Insurance400 Main St B(970) 674-3223
9Best Insurance Group, LLC701 Main St(970) 674-5000
10Renaissance Insurance Group1349 Water Valley Pkwy(970) 674-8825
FI
671 Academy Ct UNIT A
Farmers Insurance - Gabriel Garcia-Hitt
Disability Insurance Agent · Windsor, CO

Farmers Insurance - Gabriel Garcia-Hitt serves Windsor, Colorado, and the surrounding Weld and Larimer counties as a disability insurance agent. The company assists local workers by helping them evaluate their income protection needs and select suitable policies that replace a portion of lost wages due to illness or injury. Policyholders benefit from customized plans designed to maintain financial stability during unexpected health events. The agency handles both short-term and long-term disability insurance options for professionals and small business owners in the area.

JU
1051 Main St
Joe Unruh: Allstate Insurance
Disability Insurance Agent · Windsor, CO

Joe Unruh: Allstate Insurance in Windsor, CO, provides disability insurance agent services that help clients secure income protection for unexpected health events. The company offers both initial policy selection and ongoing plan maintenance to ensure coverage remains aligned with changing circumstances. These services address the financial risks of injury or illness by structuring benefits for long-term stability. Clients include individual homeowners, apartment residents, retail businesses, and restaurant operators seeking customized disability insurance solutions.

SH
819 Main St
Scott Harper - State Farm Insurance Agent
Disability Insurance Agent · Windsor, CO

Scott Harper - State Farm Insurance Agent in Windsor, CO helps homeowners, renters, and local small business owners by offering disability insurance policies. These plans provide income protection if illness or injury prevents a client from working. Customizing coverage to fit each customer’s needs and budget is a key part of the service. The agency also serves clients in and around nearby Fort Collins, ensuring broader access to this financial safeguard in the northern Colorado metro area.

FI
208 Main St
Farmers Insurance - Tammy Woods
Disability Insurance Agent · Windsor, CO

Farmers Insurance - Tammy Woods in Windsor, CO helps clients navigate the choice between purchasing a long-term disability policy, which provides ongoing income protection, and a short-term plan designed for a single period of need. Coverage options typically include partial or total disability benefits. The agent assists individuals in reviewing group employer offerings and supplementing them with individual policies tailored to a specific occupation or income level. Service is available on an as-needed basis for policy reviews, claims support, and plan adjustments.

MA
1039 Main St H
Mary Agcaoili: Allstate Insurance
Disability Insurance Agent · Windsor, CO

Serving Windsor and the surrounding northern Colorado communities, Mary Agcaoili: Allstate Insurance handles disability insurance needs for local residents and professionals. The agency helps clients understand options for income protection in case of illness or injury. Each situation is evaluated carefully to match policies with individual financial circumstances and daily obligations. The agency typically works step by step with clients to compare different coverage levels and benefit periods.

SI
421 Main St B
Squires Insurance Solutions
Disability Insurance Agent · Windsor, CO

Squires Insurance Solutions provides a full range of disability insurance services in Windsor, Colorado, helping clients protect their income through individual and group coverage plans. It offers guidance on plan selection and ongoing policy maintenance to ensure benefits evolve with changing needs. The company primarily serves those working in local professions, including professionals in single-family homes, apartment complexes, retail establishments, and restaurants.

LI
401 Pointe Plz Dr Suite B
LSI Insurance Agency, Inc.
Disability Insurance Agent · Windsor, CO

LSI Insurance Agency, Inc. serves Windsor, Colorado, and the surrounding Larimer and Weld County areas as a dedicated Disability Insurance Agent. The agency helps local individuals and business owners understand the financial risks associated with an unexpected illness or injury. By working with various carriers, LSI Insurance Agency assists clients in selecting appropriate disability income protection plans. Among its specific services, the agency focuses on both short-term and long-term disability insurance coverage for residents and professionals in the region.

BB
400 Main St B
Brian Binder Agency Inc American Family Insurance
Disability Insurance Agent · Windsor, CO

The Brian Binder Agency Inc American Family Insurance in Windsor, Colorado, provides specialized services as a disability insurance agent, focusing on income protection plans for local residents. It generally assists clients with navigating policy options and enrolling in coverage that replaces lost wages due to illness or injury. The agency helps address common situational concerns, such as preparing for the financial impact of a wintertime accident or a chronic health issue that keeps someone out of work.

BI
701 Main St
Best Insurance Group, LLC
Disability Insurance Agent · Windsor, CO

Best Insurance Group, LLC provides insurance services in Windsor, Colorado, with a specialized focus on disability insurance agent work. The company assists individuals and businesses in understanding disability coverage options that help protect income during illness or injury. This includes evaluating policy features such as elimination periods and benefit durations. The agency serves a variety of commercial sectors, including offices, warehouses, and food service operations.

RI
1349 Water Valley Pkwy
Renaissance Insurance Group
Disability Insurance Agent · Windsor, CO

As the seasons change in northern Colorado, residents of Windsor and the surrounding areas often reassess their financial protection against unexpected illnesses or injuries. Renaissance Insurance Group specializes in helping local individuals and families navigate disability insurance options tailored to their specific income-replacement needs. The company provides clear guidance on policy types, eliminating confusion about coverage gaps and waiting periods. A typical first step involves a complimentary review of existing benefits to identify potential shortfalls before moving forward with any application process.

PI
1345-1425 Water Valley Pkwy Pk
Prosper Insurance LLC
Disability Insurance Agent · Windsor, CO
(970) 369-9114
EH
515 Main St
Evergreen Health Insurance, LLC
Disability Insurance Agent · Windsor, CO
(970) 840-8114
PW
156 Beacon Way
Points West Insurance
Disability Insurance Agent · Windsor, CO
(970) 594-9299
DI
935 Merchant Ct
D. Insurance Ltd.
Disability Insurance Agent · Windsor, CO
(970) 364-9479
jaquelynneall65411.wixsite.com/d--insurance-ltd
HM
1204 W Ash St suite g
Horace Mann Insurance - Susan Krantz Agency
Disability Insurance Agent · Windsor, CO
(970) 674-9475
agents.horacemann.com//SusanKrantz
EI
100 2nd St
Elevate Insurance
Disability Insurance Agent · Windsor, CO
(970) 988-6500
myelevateins.com
DS
605 Main St
Darien Schaefer - COUNTRY Financial Agent
Disability Insurance Agent · Windsor, CO
(970) 372-3061
agents.countryfinancial.com/usa/co/windsor/darien-schaefer

What Does a a Disability Insurance Agent in Windsor Cost?

Disability insurance agent services in Colorado are typically paid through commissions from the insurance carrier, not directly by you. Policy premiums vary widely based on age, health, occupation, and benefit amount. A typical individual disability policy might cost 1% to 3% of your annual income per year. This is general information, not insurance advice.

About disability insurance agents in Windsor

Disability insurance agents in Windsor Colorado help individuals and businesses find coverage that fits their needs. Colorado law requires certain employer-provided disability benefits under the Colorado Family and Medical Leave Insurance program. A local agent can explain how private policies work alongside state programs.

Frequently Asked Questions

What does a disability insurance agent in Windsor do?

An agent helps you compare policies from different carriers to find a plan that matches your income and occupation. They can also assist with filing claims and understanding policy exclusions. In Colorado agents must be licensed by the state Division of Insurance.

How long do I have to file a disability claim in Colorado?

Most private disability policies have a 30 to 90 day notice period after you become disabled. Colorado law does not set a specific deadline for private claims but you should follow your policy terms. For state FAMLI benefits you must apply within 30 days of your need.

Can a Windsor agent help with an existing disability claim?

Yes many agents can review your current policy and help you understand your benefits. They may also connect you with a claims advocate if you have trouble getting paid. However agents cannot give legal advice or represent you in a lawsuit.

Disability Insurance Agents in Other Colorado Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.