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HomeDisability Insurance AgentsKentucky › Bowling Green

Find Disability Insurance Agents Near You in Bowling Green, KY

Browse disability insurance agents serving Bowling Green, Kentucky. Updated 2026-07-14.

The top-rated disability insurance agent in Bowling Green, Kentucky is JR Wade - State Farm Insurance Agent, rated 4.9 stars across 985 reviews. Other highly rated options include Byers Insurance Group, Downs Insurance Agency, Shelter Insurance - Andrew Hayes. This directory lists 20 disability insurance agents serving Bowling Green.

Showing 20 disability insurance agents in Bowling Green, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1JR Wade - State Farm Insurance Agent1301 U.S. 31 W Bypass(270) 846-4414
2Byers Insurance Group1733 Campus Plaza Ct STE 5(270) 495-3646
3Downs Insurance Agency1301 Westen St(270) 282-4942
4Shelter Insurance - Andrew Hayes1815 Destiny Ln Suite E(270) 781-5099
5Davis Insurance1131 Fairview Ave STE 103(270) 259-8007
6Thurmond Insurance Group1711 Destiny Ln STE 111
7Safeguard Insurance1600 Scottsville Rd # 100(270) 904-6070
8Carr Insurance Agency, Inc1532 U.S. 31 W Bypass(270) 781-5300
9ERIE INSURANCE AGENCY: GOLDEN FINANCIAL5966 Scottsville Rd Suite 4(270) 202-4439
10AAA Bowling Green Insurance and Member Services1770 Scottsville Rd(270) 781-7235
JW
1301 U.S. 31 W Bypass
JR Wade - State Farm Insurance Agent
Disability Insurance Agent · Bowling Green, KY

JR Wade - State Farm Insurance Agent serves the Bowling Green, Kentucky area as a disability insurance agent. This office helps local residents navigate coverage options for income protection when illness or injury prevents work. The agent explains various policy structures and benefit periods available to policyholders. Clients can receive guidance on both short-term disability policies for temporary conditions and long-term disability plans for more extended recovery periods.

BI
1733 Campus Plaza Ct STE 5
Byers Insurance Group
Disability Insurance Agent · Bowling Green, KY

Byers Insurance Group provides a full range of disability insurance services in Bowling Green, KY, including policy consultations, initial applications, and claims assistance. To ensure ongoing coverage and address any changes in a client’s health or employment status, the agency offers service and policy review plans that help maintain appropriate protection. It advises clients on coordinating disability benefits with other income sources. The company serves individual clients, small businesses, and commercial operators, covering single-family homes, apartments, retail, and restaurants.

DI
1301 Westen St
Downs Insurance Agency
Disability Insurance Agent · Bowling Green, KY

Downs Insurance Agency serves homeowners, businesses, and self-employed professionals in need of income protection. The company assists clients in understanding how disability insurance can replace lost earnings if illness or injury prevents them from working. Agents evaluate individual policies and group coverage options to help match benefits to each customer’s occupation and budget. The agency regularly works with residents in downtown Bowling Green and also extends its services to neighboring communities such as Glasgow and Franklin.

SI
1815 Destiny Ln Suite E
Shelter Insurance - Andrew Hayes
Disability Insurance Agent · Bowling Green, KY

Shelter Insurance - Andrew Hayes serves Bowling Green, Kentucky and the surrounding communities, handling disability insurance for local residents. It guides clients through options that protect income if illness or injury prevents work. The agency explains policy features such as benefit periods and elimination periods, helping individuals select suitable coverage. For a typical job, it reviews a client’s occupation and monthly earnings to match terms with their financial needs, then facilitates the application process.

DI
1131 Fairview Ave STE 103
Davis Insurance
Disability Insurance Agent · Bowling Green, KY

Davis Insurance in Bowling Green, Kentucky, offers clients a choice between one-time consultations for specific disability coverage questions and recurring support for ongoing policy management. Their services focus on evaluating individual needs and providing access to disability insurance options that protect income during periods of illness or injury. Understanding local work environments helps tailor recommendations for professionals in this region. These services run on an as-needed basis, allowing clients to request assistance precisely when they require guidance or policy adjustments.

TI
1711 Destiny Ln STE 111
Thurmond Insurance Group
Disability Insurance Agent · Bowling Green, KY
SI
1600 Scottsville Rd # 100
Safeguard Insurance
Disability Insurance Agent · Bowling Green, KY

Safeguard Insurance provides professional guidance on income protection through individual disability coverage in Bowling Green, Kentucky. The agency specializes in policy add-ons such as own-occupation definitions and residual benefit riders that support partial claims. Its advisors help working professionals secure steady cash flow during unexpected illness or injury. The services support a variety of local commercial settings, including office environments, warehouse operations, and food service establishments.

CI
1532 U.S. 31 W Bypass
Carr Insurance Agency, Inc
Disability Insurance Agent · Bowling Green, KY

As the Kentucky seasons change, many residents in Bowling Green consider protecting their income against unexpected illness or injury. Carr Insurance Agency, Inc specializes as a disability insurance agent, guiding clients through policy options that replace lost wages during medical recovery. Their local knowledge helps clarify the differences between short-term and long-term plans, ensuring coverage matches individual employment situations. Every consultation begins with a complimentary, no-obligation review of each client’s current income and health needs.

EI
5966 Scottsville Rd Suite 4
ERIE INSURANCE AGENCY: GOLDEN FINANCIAL
Disability Insurance Agent · Bowling Green, KY

ERIE INSURANCE AGENCY: GOLDEN FINANCIAL is known for providing disability insurance coverage to individuals in Bowling Green, Kentucky. The agency assists clients in securing income protection policies that replace lost wages due to illness or injury. It serves local professionals, self-employed workers, and small business owners who need customized plans. Services include evaluating existing coverage gaps and explaining policy elimination periods. The agency can also add on a supplemental short-term disability option for temporary work absences.

AB
1770 Scottsville Rd
AAA Bowling Green Insurance and Member Services
Disability Insurance Agent · Bowling Green, KY

AAA Bowling Green Insurance and Member Services provides disability insurance to residents in Bowling Green, Kentucky. The agency also offers commercial disability coverage for local businesses in the surrounding area. Their agents help clients understand policy options tailored to individual needs, such as income protection for unexpected illness or injury. Claims assistance is available to guide policyholders through the submission process. After initial enrollment, the agency contacts clients periodically to review coverage or address adjustments, ensuring support between regular visits.

RI
410 E 10th Ave
Reliable Insurance Group
Disability Insurance Agent · Bowling Green, KY
(270) 279-8467
reliableinsgroup.com
FI
1025 U.S. 31 W Bypass
Faulkner Insurance Inc.
Disability Insurance Agent · Bowling Green, KY
(270) 782-2799
faulknerins.com
KI
360 Pascoe Blvd
Kentucky Insurance Services
Disability Insurance Agent · Bowling Green, KY
(364) 200-6160
kynect.ky.gov/healthcoverage/s
HI
1240 Fairway St
Houchens Insurance Group - P&C Bowling Green
Disability Insurance Agent · Bowling Green, KY
(800) 960-3560
higusa.com
LI
812 State St
Lawton Insurance
Disability Insurance Agent · Bowling Green, KY
(270) 282-2411
lawtoninsurance.com
TT
6318 Taz Ct #100e
Tyler Travis at Comparion Insurance Agency
Disability Insurance Agent · Bowling Green, KY
(270) 418-6303
comparioninsurance.com/insurance-agent/kentucky/bowling-green-031p/tyler-travis
QI
1043 Pedigo Way
Quality Insurance Agency
Disability Insurance Agent · Bowling Green, KY
(270) 796-1911
qualityinsagency.com
CI
700 Josephine St
ClearGuard Insurance Agency KY
Disability Insurance Agent · Bowling Green, KY
(270) 216-3362
DH
Old Hickory Building, 2530 Scottsville Rd #26
Diligent Health
Disability Insurance Agent · Bowling Green, KY
(270) 904-0088
diligenthealth.com
NI
6318 Taz Ct Unit 100D
NISE Insurance Group
Disability Insurance Agent · Bowling Green, KY
(270) 500-6473
niseinsurance.com

What Does a a Disability Insurance Agent in Bowling Green Cost?

Disability insurance agent services in Bowling Green are usually commission-based, meaning you pay no direct fee for their help. Policy premiums vary widely: a 35-year-old non-smoker might pay $50 to $150 per month for a policy covering 60% of income. Costs depend on age, occupation, health, and benefit amount. This is general information, not insurance advice.

About disability insurance agents in Bowling Green

Disability insurance agents in Bowling Green, Kentucky help individuals and businesses find coverage that protects income if injury or illness prevents work. Kentucky law requires disability policies to include specific provisions, such as a 30-day grace period for premium payments. Local agents understand the needs of workers in Warren County and can guide you through policy options.

Frequently Asked Questions

What does a disability insurance agent do in Bowling Green?

A disability insurance agent helps you compare policies from different carriers, explains benefit terms, and assists with applications. They do not provide legal advice but can clarify policy details under Kentucky insurance regulations.

How long does it take to get disability insurance in Kentucky?

The application process typically takes 2 to 6 weeks, depending on your health history and the policy type. Kentucky law allows insurers up to 45 days to review a complete application.

Are disability insurance benefits taxable in Kentucky?

Benefits are generally tax-free if you paid the premiums with after-tax dollars. If your employer paid the premiums, benefits may be taxable as income under Kentucky state tax rules.

Disability Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.