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Find Disability Insurance Agents Near You in Bowling Green, KY

Directory of disability insurance agents in Bowling Green, Kentucky. Verify credentials with the state department of insurance before hiring.

19 agents listed
Updated May 2026
Bowling Green, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 19 disability insurance agents in Bowling Green, KY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
JR Wade - State Farm Insurance Agent
1301 U.S. 31 W Bypass, Bowling Green, KY 42101
(270) 846-4414 jrwade.net
Byers Insurance Group
1733 Campus Plaza Ct STE 5, Bowling Green, KY 42101
(270) 495-3646 byersinsurancegroup.com
Downs Insurance Agency
1301 Westen St, Bowling Green, KY 42104
(270) 282-4942 downsagencyllc.com
Shelter Insurance - Andrew Hayes
1815 Destiny Ln Suite E, Bowling Green, KY 42104
(270) 781-5099 shelterinsurance.com
Davis Insurance
1131 Fairview Ave STE 103, Bowling Green, KY 42104
(270) 259-8007 davisky.com
Carr Insurance Agency, Inc
1532 U.S. 31 W Bypass, Bowling Green, KY 42104
(270) 781-5300 carrins.com
Safeguard Insurance
1600 Scottsville Rd # 100, Bowling Green, KY 42104
(270) 904-6070 safeguardky.com
AAA Bowling Green Insurance and Member Services
1770 Scottsville Rd, Bowling Green, KY 42104
(270) 781-7235 ace.aaa.com
ERIE INSURANCE AGENCY: GOLDEN FINANCIAL
5966 Scottsville Rd Suite 4, Bowling Green, KY 42104
(270) 202-4439 goldenfinancialservices.biz
Faulkner Insurance Inc.
1025 U.S. 31 W Bypass, Bowling Green, KY 42101
(270) 782-2799 faulknerins.com
Reliable Insurance Group
410 E 10th Ave, Bowling Green, KY 42101
(270) 279-8467 reliableinsgroup.com
Kentucky Insurance Services
360 Pascoe Blvd, Bowling Green, KY 42104
(364) 200-6160 kynect.ky.gov
Houchens Insurance Group - P&C Bowling Green
1240 Fairway St, Bowling Green, KY 42103
(800) 960-3560 higusa.com
Lawton Insurance
812 State St, Bowling Green, KY 42101
(270) 282-2411 lawtoninsurance.com
Tyler Travis at Comparion Insurance Agency
6318 Taz Ct #100e, Bowling Green, KY 42104
(270) 418-6303 comparioninsurance.com
Quality Insurance Agency
1043 Pedigo Way, Bowling Green, KY 42103
(270) 796-1911 qualityinsagency.com
ClearGuard Insurance Agency KY
700 Josephine St, Bowling Green, KY 42101
(270) 216-3362
Diligent Health
Old Hickory Building, 2530 Scottsville Rd #26, Bowling Green, KY 42104
(270) 904-0088 diligenthealth.com
NISE Insurance Group
6318 Taz Ct Unit 100D, Bowling Green, KY 42104
(270) 500-6473 niseinsurance.com

Disability insurance agents in Bowling Green, Kentucky help individuals and businesses find coverage that protects income if injury or illness prevents work. Kentucky law requires disability policies to include specific provisions, such as a 30-day grace period for premium payments. Local agents understand the needs of workers in Warren County and can guide you through policy options.

What Does a Disability Insurance Agent in Bowling Green Cost?

Disability insurance agent services in Bowling Green are usually commission-based, meaning you pay no direct fee for their help. Policy premiums vary widely: a 35-year-old non-smoker might pay $50 to $150 per month for a policy covering 60% of income. Costs depend on age, occupation, health, and benefit amount. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent do in Bowling Green?
A disability insurance agent helps you compare policies from different carriers, explains benefit terms, and assists with applications. They do not provide legal advice but can clarify policy details under Kentucky insurance regulations.
How long does it take to get disability insurance in Kentucky?
The application process typically takes 2 to 6 weeks, depending on your health history and the policy type. Kentucky law allows insurers up to 45 days to review a complete application.
Are disability insurance benefits taxable in Kentucky?
Benefits are generally tax-free if you paid the premiums with after-tax dollars. If your employer paid the premiums, benefits may be taxable as income under Kentucky state tax rules.