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Looking for a disability insurance agent in Richmond? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Richmond, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 20 disability insurance agents in Richmond, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
State Farm: Jerry Goble
444 Big Hill Ave, Richmond, KY 40475
(859) 623-0350
jerrygobleinsurance.com
Parsons & Howard Insurance Group LLC
332 High Land Park Dr, Richmond, KY 40475
(859) 624-9199
parsonshowardinsurance.com
The Richmond Insurance Group
2130 Lexington Rd suite e, Richmond, KY 40475
(859) 353-5596
Insurance Pro
226 E Main St, Richmond, KY 40475
(859) 624-1500
insurancepro.biz
Shelter Insurance - Ashley Kovaleski
610 Big Hill Ave Ste 6, Richmond, KY 40475
(859) 624-0883
shelterinsurance.com
Bray and Oakley Insurance Agency
2150 Lexington Rd d2, Richmond, KY 40475
(859) 623-1933
brayandoakley.com
Nationwide Insurance: Alan K Hatfield Inc.
136 Big Hill Ave, Richmond, KY 40475
(859) 623-2970
Kentucky Farm Bureau Insurance
300 High Land Park Dr, Richmond, KY 40475
(859) 623-5254
kyfb.com
Madison Insurance Agency
310 Geri Ln, Richmond, KY 40475
(859) 626-0002
insurewithmadison.com
Anthony Tipton: Allstate Insurance
220 Geri Ln Ste 1, Richmond, KY 40475
(859) 623-1441
agents.allstate.com
Linville Insurance Agency
1060 Center Dr, Richmond, KY 40475
(859) 626-5252
linvilleinsurance.com
Randy Dinsmore Claimants Reps
210 St George St # 107, Richmond, KY 40475
(859) 623-4268
Supreme insurance Richmond
301 W Main St, Richmond, KY 40475
(859) 374-3444
Shelter Insurance - Evan Worrell
155 N Keeneland Dr Suite 1, Richmond, KY 40475
(859) 624-0031
shelterinsurance.com
New York Life
920 Barnes Mill Rd C, Richmond, KY 40475
(859) 594-7992
newyorklife.com
Cole Insurance Agency
310 High Land Park Dr, Richmond, KY 40475
(859) 623-4309
coleinsinc.com
ALH Insurance
125 S 3rd St, Richmond, KY 40475
(859) 626-7888
alhinsurance.com
Roberts Insurance
527 W Main St, Richmond, KY 40475
(859) 623-7684
bobrobertsinsurance.com
Aetna in Richmond
104 Collins Dr, Richmond, KY 40475
(844) 213-6322
aetna.com
Maupin Insurance Agency
1509 1/2 Lexington Rd, Richmond, KY 40475
(859) 220-0408
maupininsuranceky.com
Disability insurance agents in Richmond, Kentucky help individuals and businesses find coverage that protects income if you cannot work. Kentucky law does not require private disability insurance, but many employers offer group plans. A local agent can explain policy options and help you understand Kentucky specific rules about benefit coordination.
What Does a Disability Insurance Agent in Richmond Cost?
Disability insurance costs in Kentucky vary based on age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For a 40 year old earning $50,000 per year, a policy might cost $50 to $150 per month. Higher benefit amounts and shorter waiting periods increase the cost. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Richmond do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit periods, elimination periods, and how Kentucky law affects coverage. They do not provide legal advice but can guide you to the right plan.
How long do I have to file a disability claim in Kentucky?
Kentucky does not set a specific time limit for filing a private disability claim, but most policies require prompt notice. You should check your policy for deadlines. For Kentucky state employee disability benefits, you typically have 30 days to report an injury.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.