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Find Disability Insurance Agents Near You in Florence, KY

Browse disability insurance agents serving Florence, Kentucky. Updated 2026-07-14.

The top-rated disability insurance agent in Florence, Kentucky is Rollins Insurance, rated 5.0 stars across 611 reviews. Other highly rated options include Broker Brothers & Co., Matt Estes - State Farm Insurance Agent, Randy Watkins at Comparion Insurance Agency. This directory lists 24 disability insurance agents serving Florence.

Showing 24 disability insurance agents in Florence, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Rollins Insurance7000 Houston Rd STE 8(859) 781-7283
2Broker Brothers & Co.1521 Cavalry Dr Ste 201(859) 207-7738
3Matt Estes - State Farm Insurance Agent7500 Oakbrook Dr Ste 2-3(859) 869-2033
4Randy Watkins at Comparion Insurance AgencyExecutive Center, 500 Meijer Dr #207(859) 594-6697
5Bob Boswell Jr - State Farm Insurance Agent8162 Mall Rd(859) 525-1460
6AAA Florence8711 US-42(859) 525-1690
7Amber Ison at Comparion Insurance AgencyExecutive Center, 500 Meijer Dr #207(859) 594-6690
8C.K. Ash Insurance8620 US-42(859) 384-5200
9Shepherd Insurance234 Main St(859) 371-7006
10Comparion Insurance AgencyExecutive Center, 500 Meijer Dr #207(859) 371-0440
RI
7000 Houston Rd STE 8
Rollins Insurance
Disability Insurance Agent · Florence, KY

Rollins Insurance serves the Florence, Kentucky area and the broader Boone County region as a disability insurance agent. The company helps clients understand and secure coverage that replaces income if an illness or injury prevents them from working. It focuses on explaining policy details such as benefit periods, elimination periods, and occupation-specific definitions. Work with this agent includes evaluating both short-term and long-term disability insurance plans to match individual financial needs.

BB
1521 Cavalry Dr Ste 201
Broker Brothers & Co.
Disability Insurance Agent · Florence, KY

Broker Brothers & Co. serves clients in Florence, Kentucky, and the surrounding communities in Boone County. The agency handles applications for disability insurance policies designed to replace lost income during periods of illness or injury. It focuses on presenting suitable policy options from multiple insurers to address individual employment and financial circumstances. For a typical job, the agency first reviews a client’s occupation and earnings, then compares carrier terms before submitting the necessary paperwork.

ME
7500 Oakbrook Dr Ste 2-3
Matt Estes - State Farm Insurance Agent
Disability Insurance Agent · Florence, KY

Matt Estes - State Farm Insurance Agent in Florence, KY offers disability insurance services to help protect individuals against loss of income due to illness or injury. The agency provides ongoing support and policy reviews to ensure coverage remains aligned with changing needs. Each application is evaluated to match clients with suitable plans. Their services include guiding clients through claims processes and adjusting policies as circumstances evolve. The company serves a range of property types, including single-family homes, apartments, retail locations, and restaurants.

RW
Executive Center, 500 Meijer Dr #207
Randy Watkins at Comparion Insurance Agency
Disability Insurance Agent · Florence, KY

Randy Watkins at Comparion Insurance Agency in Florence, KY, specializes in matching individuals with disability insurance policies that replace a portion of income if injury or illness prevents work. The agency also advises clients on policy options and coverage levels suited to different professions and financial obligations. It assists local residents during periods of open enrollment or when employment changes suddenly raise questions about existing protections.

BB
8162 Mall Rd
Bob Boswell Jr - State Farm Insurance Agent
Disability Insurance Agent · Florence, KY

Bob Boswell Jr - State Farm Insurance Agent in Florence, KY, distinguishes personal disability coverage by offering both one-time policy purchases and recurring service arrangements through a local agency. This office assists clients in securing income protection against unforeseen illness or injury that prevents work. Coverage can be tailored to replace a portion of earned wages, providing financial stability during a period of recovery. Service for policyholders is conducted on an as-needed basis, addressing questions or claims as they arise.

AF
8711 US-42
AAA Florence
Disability Insurance Agent · Florence, KY

Homeowners, businesses, and property managers in Florence, Kentucky turn to AAA Florence for disability insurance agent services, helping them understand how income protection policies can replace lost wages if an injury or illness prevents work. The company guides clients through available coverage options so they can maintain financial stability during a recovery period. It also serves nearby communities in the Boone County area and parts of the greater Cincinnati metro.

AI
Executive Center, 500 Meijer Dr #207
Amber Ison at Comparion Insurance Agency
Disability Insurance Agent · Florence, KY

Amber Ison at Comparion Insurance Agency provides disability insurance services to residents in Florence, Kentucky. Commercial coverage is also available for local businesses seeking employee protection. The service area includes Florence and surrounding communities within Boone County. Policies are tailored to replace a portion of income if injury or illness prevents work. Clients can follow up easily between regular visits when adjustments to coverage are needed due to changes in employment or health status.

CK
8620 US-42
C.K. Ash Insurance
Disability Insurance Agent · Florence, KY

C.K. Ash Insurance works with individuals and businesses across the Florence, KY area to address financial protection needs, with a specific specialty in disability insurance agent services. The agency focuses on helping clients secure income replacement coverage designed to support them if injury or illness prevents them from working. Their approach involves assessing various policy options to match different professional circumstances and budget considerations. This local service can assist commercial sectors including offices, warehouses, and food service operations.

SI
234 Main St
Shepherd Insurance
Disability Insurance Agent · Florence, KY

Shepherd Insurance in Florence, KY is known for helping individuals secure disability insurance to protect their income. The company serves clients by explaining policy options and guiding them through the application process for short-term and long-term coverage. Its agents assess personal financial risks and recommend appropriate plans based on occupation and lifestyle needs. A specialty service it can add on is offering assistance with Social Security disability claims coordination.

CI
Executive Center, 500 Meijer Dr #207
Comparion Insurance Agency
Disability Insurance Agent · Florence, KY

As residents of Florence begin planning for the coming year’s family budget, the need to protect household income against a sudden illness or injury becomes a real concern. Comparion Insurance Agency addresses this need by helping local workers navigate disability insurance options. Their agents explain the differences between short-term and long-term coverage, tailoring plans to fit both occupational duties and personal financial responsibilities. An initial phone consultation or office assessment is typically scheduled to review current earnings and specific policy preferences.

AV
Executive Center, 500 Meijer Dr #207
Andrew VanSickle at Comparion Insurance Agency
Disability Insurance Agent · Florence, KY
(859) 594-6695
comparioninsurance.com/insurance-agent/kentucky/florence-0843/andrewvansickle
BI
7600 Dixie Hwy
Barnes Insurance Group
Disability Insurance Agent · Florence, KY
(859) 586-8055
barnesins.com
AI
1511 Cavalry Dr # 101
Adkisson Insurance Agency
Disability Insurance Agent · Florence, KY
(859) 341-2663
adkissoninsurance.com
MI
7711 Ewing Blvd #400
Mitchell Insurance Agency
Disability Insurance Agent · Florence, KY
(859) 525-4006
insurance-mitchell.com
GI
7430 US-42 Suite 207
Garner Insurance Agency
Disability Insurance Agent · Florence, KY
(859) 283-5151
garner-ins.com
AS
6614 Dixie Hwy ste b
America's Trusted Insurance Group ( ATIG ) Your Local Independent Insurance Agency
Disability Insurance Agent · Florence, KY
(859) 371-8999
myatig.com
CI
7297 Burlington Pike
Covenant Insurance Agency
Disability Insurance Agent · Florence, KY
(859) 331-5333
covinsure.com
EI
7393 Turfway Rd
Eastside Insurance KY
Disability Insurance Agent · Florence, KY
(859) 657-9718
SP
7205 Dixie Hwy
Safe point Insurance Florence
Disability Insurance Agent · Florence, KY
(859) 208-2753
progressiveagent.com/agents/kentucky/florence/heiss-insurance-agency-llc
CI
5915 Centennial Cir Suite B
Cornerstone Insurance
Disability Insurance Agent · Florence, KY
(859) 586-8580
cornerstoneinsllc.com
TI
51 Cavalier Blvd
Trusted Insurance KY LLC
Disability Insurance Agent · Florence, KY
(859) 365-2119
II
7000 Houston Rd STE 26
Independence Insurance, Inc.
Disability Insurance Agent · Florence, KY
(859) 341-7341
ind-ins.com
TK
Executive Center, 500 Meijer Dr #207
Tiffany Klein at Comparion Insurance Agency
Disability Insurance Agent · Florence, KY
(859) 488-0746
comparioninsurance.com/insurance-agent/kentucky/florence-0843/tiffany-klein
RI
6900 Houston Rd
Rich Insurance Group
Disability Insurance Agent · Florence, KY
(859) 282-0507
richinsurancegroup.com

What Does a a Disability Insurance Agent in Florence Cost?

The cost of disability insurance in Kentucky typically ranges from 1% to 3% of your annual income for individual policies. For example, a 35-year-old earning $50,000 per year might pay between $500 and $1,500 annually for a policy with a 90-day waiting period. Group policies through employers are often less expensive. Costs vary based on age, health, occupation, and benefit amount. This is general information, not insurance advice.

About disability insurance agents in Florence

Disability insurance agents in Florence, Kentucky help individuals and businesses find coverage that meets their needs. Kentucky law requires certain policies to include specific provisions, such as a 30-day grace period for premium payments. Local agents can guide you through policy options and assist with claims for short-term or long-term disability benefits.

Frequently Asked Questions

What does a disability insurance agent in Florence do?

A disability insurance agent helps you compare policies from different carriers and explains coverage details. They can also assist with filing claims and understanding Kentucky-specific policy requirements.

Are disability insurance benefits taxable in Kentucky?

Disability insurance benefits are generally not taxable in Kentucky if you paid the premiums with after-tax dollars. If your employer paid the premiums, benefits may be subject to state income tax.

How long do I have to file a disability claim in Kentucky?

Kentucky does not set a specific statute of limitations for disability insurance claims, but most policies require you to notify the insurer within 20 to 30 days of the disability. Check your policy for exact deadlines.

Disability Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.