The top-rated disability insurance agent in Alexandria, Louisiana is Brian Thomson - State Farm Insurance Agent, rated 5.0 stars across 813 reviews. Other highly rated options include InSight Insurance, Gelpi & Horn Insurance-Alexandria, Joe Pledger - State Farm Insurance Agent. This directory lists 20 disability insurance agents serving Alexandria.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brian Thomson - State Farm Insurance Agent | 1512 Texas Ave | (318) 445-0239 |
| 2 | InSight Insurance | 5215 B, Jackson St | (318) 561-8000 |
| 3 | Gelpi & Horn Insurance-Alexandria | 5615 Jackson St Ext Building F, Ste A | (318) 704-6677 |
| 4 | Joe Pledger - State Farm Insurance Agent | 5913 Provine Pl Suite B | (318) 445-1966 |
| 5 | Shelter Insurance - Dustin Goynes | 4129 Parliament Dr | (318) 487-8079 |
| 6 | Janell Robinson: Allstate Insurance | 2913 Jackson St | (318) 561-2250 |
| 7 | Turrentine Insurance Agency, Inc. | 955 MacArthur Dr | (318) 445-3515 |
| 8 | Shelter Insurance - Jason Antee | 3620 Bayou Rapides Rd | (318) 442-8989 |
| 9 | Brigitte Kelso Insurance, LLC | 2918 S MacArthur Dr | (318) 448-2226 |
| 10 | CenLA Independent Insurance Brokers, LLC | 2820 Jackson St | (318) 704-6200 |
Brian Thomson – State Farm Insurance Agent serves the Alexandria, Louisiana area, focusing on disability insurance coverage. The agency helps clients understand the importance of protecting their income if they become unable to work due to illness or injury. Policies are tailored to individual needs, offering financial security during recovery. The agent explains the distinctions between short-term and long-term disability plans. This location assists residents with filing claims and adjusting existing policies as circumstances change.
InSight Insurance in Alexandria, Louisiana provides services that include advising clients on disability income protection policies and assisting with claims navigation. The company offers routine policy reviews to ensure coverage keeps pace with changing income or health circumstances. These ongoing service plans help policyholders understand their benefit periods, elimination periods, and optional riders. Their work supports individuals and business owners in the area. Properties they serve range from single-family homes and apartment complexes to retail establishments and restaurants.
Serving Alexandria, Louisiana, and the surrounding communities, Joe Pledger - State Farm Insurance Agent handles disability insurance coverage for local residents. This agency assists clients in securing protection that replaces a portion of income if an injury or illness prevents them from working. The agent addresses the financial uncertainties that arise when a disability disrupts a household's earnings and ongoing expenses. To manage a typical client’s needs, the agent begins by reviewing the individual’s current occupation, income level, and existing benefits before presenting suitable policy options.
Shelter Insurance - Dustin Goynes specializes in disability insurance agent services, helping individuals and families in Alexandria, LA, secure coverage against income loss due to illness or injury. It also handles general insurance service work, including policy reviews and claims assistance. This agent assists clients during the open enrollment period, addressing specific needs for short-term disability protection after a workplace accident or surgery recovery.
Janell Robinson: Allstate Insurance in Alexandria, LA offers both one-time and recurring disability insurance services for local residents. One-time meetings can help evaluate immediate needs, while recurring appointments allow adjustments as financial situations change. Coverage typically protects a portion of income if illness or injury prevents work. Consultations clarify policy details without obligation. Services generally run on an as-needed basis, with flexibility to schedule further meetings when circumstances demand reevaluation.
As winter weather storms can disrupt income for many workers in central Louisiana, Turrentine Insurance Agency, Inc. provides guidance on disability insurance options from its Alexandria office. This agent helps local professionals understand how policies can replace lost wages after an illness or injury keeps them at home. The firm explains typical waiting periods and benefit durations that fit different budgets and job roles. Before any policy documents are finalized, the agent schedules a personal consultation to review the applicant’s current earnings and health history.
Shelter Insurance - Jason Antee provides disability insurance solutions for clients throughout the Alexandria, LA area, helping individuals protect their income against unexpected health events. The agency specializes in disability coverage add-ons tailored to workers' specific needs and employment situations. Its services assist in securing financial stability for both salaried professionals and hourly employees. The agency serves commercial sectors including offices, warehouses, and food service operations.
Brigitte Kelso Insurance, LLC provides disability insurance services to residents in Alexandria and the surrounding areas. The agency also offers coverage options tailored for local businesses requiring commercial disability protection. Working with individuals and families, the company assists clients in navigating policy choices that address income protection needs. For those in and around Alexandria, the agent helps review existing plans and explore new coverage solutions. After an initial enrollment, the agency welcomes follow-up communication and ongoing service to adjust policies between regular review visits.
CenLA Independent Insurance Brokers, LLC, is a disability insurance agent in Alexandria, LA, known for guiding local professionals and self-employed individuals through the complex process of securing income replacement coverage. The agency's service range typically includes evaluating existing employer-provided policies and identifying supplemental plans to close gaps in protection. It works with clients to tailor long-term and short-term disability options that align with different occupations and income levels. As a specialty service, the agency can assist with the often-overlooked area of residual or partial disability riders.
What Does a a Disability Insurance Agent in Alexandria Cost?
The cost of disability insurance in Louisiana typically ranges from 1% to 3% of your annual income. For a 35 year old in Alexandria, a policy covering 60% of income might cost between $50 and $150 per month. Premiums vary based on age, health, occupation, and benefit terms. This is general information and not insurance advice.
About disability insurance agents in Alexandria
Disability insurance agents in Alexandria Louisiana help individuals and businesses find coverage that protects income if you cannot work. Louisiana law does not require employers to provide disability insurance, so many residents seek private policies. An agent can explain options like short term and long term disability plans tailored to your needs.
Frequently Asked Questions
What does a disability insurance agent in Alexandria do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit periods, elimination periods, and coverage limits. They also assist with the application process and can answer questions about Louisiana specific regulations.
Is disability insurance required by law in Louisiana?
No, Louisiana does not require employers to offer disability insurance. However, some employers choose to provide it as a benefit. If you do not have coverage through work, a private agent can help you find an individual policy.
How do Louisiana state laws affect disability insurance claims?
Louisiana follows the Employee Retirement Income Security Act for employer sponsored plans. For private policies, state contract law applies. Claim denials must be handled carefully, and you have the right to appeal. An agent can explain your policy terms and help you understand the process.
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