The top-rated disability insurance agent in Bossier City, Louisiana is Freeway Insurance, rated 4.5 stars across 118 reviews. Other highly rated options include Burkhardt Insurance Agency, Shelter Insurance - Gregg Austin, Walpole Insurance Agency. This directory lists 17 disability insurance agents serving Bossier City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 3107 E Texas St | (318) 295-1130 |
| 2 | Burkhardt Insurance Agency | 4308 Parkway Dr | (318) 746-6716 |
| 3 | Shelter Insurance - Gregg Austin | 1000 Chinaberry Dr Ste 100A | (318) 746-9998 |
| 4 | Walpole Insurance Agency | 3300 Barksdale Blvd | (318) 746-0555 |
| 5 | Campbell Insurance Agency Inc | 1800 Jimmie Davis Hwy | (318) 746-2078 |
| 6 | The Craven Agency, LLC | 3018 Old Minden Rd Suite1101 | (318) 268-2762 |
| 7 | Bayou Insurance Group | 1700 Old Minden Rd #116 | (318) 747-0178 |
| 8 | Red River Insurance Agency, LLC | 221 Traffic St | (318) 549-7680 |
| 9 | Michelle Normand - Mutual of Omaha | 5517 Meadowsweet Cir | (318) 347-9094 |
| 10 | Garcia Insurance & Financial Services | 1605 Benton Rd | (318) 393-7300 |
Freeway Insurance serves the Bossier City, Louisiana metro area as a disability insurance agent. The company assists local residents in understanding and selecting income protection plans designed to replace a portion of lost earnings if an injury or illness prevents them from working. It offers guidance on both short-term and long-term disability policies, helping clients find coverage that matches their specific occupational and financial needs.
Burkhardt Insurance Agency provides disability income protection to help replace lost earnings if a client becomes unable to work due to illness or injury. The agency assists in selecting appropriate coverage for both short-term and long-term needs. Located in Bossier City, Louisiana, it offers guidance on policy options that fit different professional situations. Regular policy reviews are available to adjust coverage as circumstances change. Its service area includes single-family homes, apartments, retail establishments, and restaurants requiring professional disability insurance solutions for their owners or employees.
Shelter Insurance - Gregg Austin serves homeowners, businesses, and property managers in the Bossier City area who require disability insurance agent services. The agency assists clients in understanding and selecting disability coverage that helps protect income if illness or injury prevents them from working. General consultations are offered to evaluate individual needs and policy options available locally. Customers benefit from personalized guidance through the application and claims process. The company also provides its expertise to residents in the neighboring community of Shreveport.
Walpole Insurance Agency serves Bossier City and the surrounding communities of northwest Louisiana, handling disability insurance for local residents and workers. The agency focuses on income protection policies for individuals who experience illness or injury that prevents regular employment. A typical case begins with a consultation to review the client’s occupation, income, and existing coverage. The agent then explains various policy provisions and benefit options, working through the application process and ensuring all medical and financial documentation is properly submitted to the carrier.
Campbell Insurance Agency Inc in Bossier City, LA assists clients in distinguishing between one-time disability policies, which provide a temporary safety net for a specific period, and recurring coverage options that offer ongoing protection against loss of income due to illness or injury. The firm evaluates individual financial situations to recommend suitable plans, addressing local employment risks and daily living expenses. This independent agency, specializing in disability insurance agent services, typically operates on an as-needed basis for policy consultations and initial enrollment inquiries.
For residents of Bossier City planning for unexpected income loss, securing reliable disability coverage becomes essential. The Craven Agency, LLC responds to this local need with guidance on selecting appropriate policies tailored to individual occupations and health situations. Their role involves explaining benefit periods, elimination periods, and policy exclusions so clients understand protections before enrolling. This agent first schedules a personal consultation to review each applicant’s current employment, medical history, and coverage goals. An initial assessment of risk factors and income requirements follows that conversation.
Bayou Insurance Group in Bossier City, LA assists clients in securing financial protection through disability coverage. The firm specializes in policies that replace a portion of lost income when an illness or injury prevents work. As a disability insurance agent, the company guides individuals through policy options tailored to varying professional needs. These services serve local commercial sectors such as offices, warehouses, and food service operations, ensuring workers in diverse environments have access to appropriate income protection plans.
Red River Insurance Agency, LLC specializes in disability insurance coverage for professionals and individuals in Bossier City, LA. The agency assists clients in understanding policy options that replace lost income during illness or injury. It guides residents through applications by clarifying elimination periods and benefit terms, helping local workers protect their earning potential against unexpected health setbacks. Seasonal concerns such as increased outdoor recreation injuries in spring or holiday-induced stress affecting chronic conditions are addressed with personalized policy adjustments to maintain financial stability.
Michelle Normand - Mutual of Omaha is known in Bossier City, LA, as a dedicated disability insurance agent. The service range covers individual disability income policies and employer-sponsored plans that help protect a client’s earnings during illness or injury. Working with local professionals and small business owners, the agency focuses on customizing coverage to match each occupation’s specific physical and financial risks. A common specialty service offered is the addition of own-occupation protection, which provides income replacement if the policyholder cannot perform their specific job duties.
Garcia Insurance & Financial Services provides disability insurance agent services to residents of Bossier City, Louisiana. The company also offers commercial coverage for local businesses seeking protection for key employees. Operating throughout the Bossier City area, the agency helps clients find appropriate disability income solutions. Agents work with individuals to review existing polices and adjust coverage as life circumstances change. They also assist with claim filings and plan updates. Follow-up service is available between regular annual visits to answer questions and adjust policies as needed.
What Does a a Disability Insurance Agent in Bossier City Cost?
Disability insurance agent services in Louisiana typically do not charge a separate fee. Agents earn commissions from the insurance company, usually 5% to 10% of the annual premium. Premiums for disability insurance in Bossier City can range from 1% to 3% of your annual income. Costs vary based on age, health, occupation, and coverage amount. This is general information, not insurance advice.
About disability insurance agents in Bossier City
Disability insurance agents in Bossier City help individuals and businesses secure income protection policies. Louisiana law requires agents to be licensed by the Louisiana Department of Insurance. Local agents can guide you through policy options tailored to the needs of Bossier City residents.
Frequently Asked Questions
What does a disability insurance agent in Bossier City do?
A disability insurance agent helps you find and purchase disability income insurance. They explain policy terms, coverage limits, and waiting periods. Agents also assist with filing claims and understanding Louisiana insurance regulations.
How do I choose a disability insurance agent in Louisiana?
Look for an agent licensed in Louisiana with experience in disability coverage. Check their standing with the Louisiana Department of Insurance. Ask about their knowledge of Louisiana specific disability laws and policy options.
Are there Louisiana laws that affect disability insurance claims?
Yes, Louisiana has a statute of limitations for filing disability insurance claims. Under Louisiana law, you generally have up to 10 years to file a claim on a written policy. The Louisiana Insurance Code also governs unfair claims practices.
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