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HomeDisability Insurance AgentsLouisiana › Lake Charles

Find Disability Insurance Agents Near You in Lake Charles, LA

Browse disability insurance agents serving Lake Charles, Louisiana. Updated 2026-07-14.

The top-rated disability insurance agent in Lake Charles, Louisiana is Hight-Doland Agency: Allstate Insurance, rated 4.9 stars across 309 reviews. Other highly rated options include Kelly Lee Insurance, Goosehead Insurance - James Bice, Goosehead Insurance - Jeff Jones. This directory lists 20 disability insurance agents serving Lake Charles.

Showing 20 disability insurance agents in Lake Charles, LAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Hight-Doland Agency: Allstate Insurance3405 Lake St(337) 474-2020
2Kelly Lee Insurance3205 Ryan St(337) 656-2890
3Goosehead Insurance - James Bice417 W College St(337) 313-2603
4Goosehead Insurance - Jeff Jones4216 Lake St(225) 960-4370
5Scotty Mathews Ins Agcy Inc4640 Nelson Rd(337) 474-0865
6Insurance Unlimited3111 Ryan St(337) 477-6922
7Gulf South Benefits328 W Sale Rd(337) 656-3256
8Curtis Insurance509 7th St(337) 433-1683
9Chris Duncan Agency Inc502 E College St(337) 625-7090
10Ratliff-Myers Insurance3311 Ernest St(337) 433-1000
HD
3405 Lake St
Hight-Doland Agency: Allstate Insurance
Disability Insurance Agent · Lake Charles, LA

Hight-Doland Agency: Allstate Insurance serves the Lake Charles, Louisiana metro area, specializing in disability insurance agent services. The agency assists individuals in obtaining coverage that can replace a portion of income if an illness or injury prevents them from working, protecting financial stability. Professionals and self-employed workers in the region often seek policies that align with their specific occupations. The office handles both short-term and long-term disability insurance plans to address varied income protection needs.

KL
3205 Ryan St
Kelly Lee Insurance
Disability Insurance Agent · Lake Charles, LA

Serving Lake Charles and the surrounding region, Kelly Lee Insurance provides disability insurance services to help individuals protect their income against unforeseen medical conditions. The company offers personalized policy options that assess current financial needs to select appropriate coverage, with ongoing maintenance consultations to adjust plans as circumstances change over a client’s career. Property types serviced include single-family homes and small residential rental units, as well as retail storefronts and local restaurants requiring owner coverage.

GI
417 W College St
Goosehead Insurance - James Bice
Disability Insurance Agent · Lake Charles, LA

Goosehead Insurance - James Bice serves local homeowners, business owners, and property managers in Lake Charles, Louisiana, by helping them secure disability insurance coverage. This agency works with individuals and self-employed professionals to find policies that replace lost income if an injury or illness prevents them from working. Disability income protection services are tailored to support clients through financial uncertainty during recovery. The agency also extends its comprehensive insurance services to nearby communities such as Sulphur and the wider Calcasieu Parish area.

GI
4216 Lake St
Goosehead Insurance - Jeff Jones
Disability Insurance Agent · Lake Charles, LA

Goosehead Insurance - Jeff Jones serves Lake Charles and the surrounding communities of southwest Louisiana, handling disability insurance policies for area residents. The agency helps clients understand how disability coverage can protect income during unexpected health challenges. Jeff Jones works with individuals to explain policy options that fit varying needs and budgets. Each consultation begins with a thorough review of the client's current financial situation and employment circumstances, then proceeds to identify suitable coverage from available plans.

SM
4640 Nelson Rd
Scotty Mathews Ins Agcy Inc
Disability Insurance Agent · Lake Charles, LA

Located in Lake Charles, Louisiana, Scotty Mathews Ins Agcy Inc provides disability insurance agent services that may be offered on either an one-time consultation or recurring advisory arrangement. Their work focuses on helping clients secure disability income protection tailored to individual needs, covering gaps that standard health plans often leave. The agency operates on an as-needed basis, with the flexibility to adjust support as clients’ circumstances evolve over time.

IU
3111 Ryan St
Insurance Unlimited
Disability Insurance Agent · Lake Charles, LA

Insurance Unlimited in Lake Charles, LA, specializes in helping individuals secure long-term disability coverage to protect their income. It also works with clients to understand and compare short-term disability policies that meet their specific needs. The agency assists in reviewing existing policy details to clarify benefit structures and exclusions. For residents of Lake Charles facing seasonal hurricane disruptions or temporary work shutdowns, it provides guidance on filing disability claims during unexpected periods of lost wages.

GS
328 W Sale Rd
Gulf South Benefits
Disability Insurance Agent · Lake Charles, LA

Gulf South Benefits serves Lake Charles residents and local homeowners seeking disability income protection when illness or injury prevents work. Commercial coverage extends to businesses in the surrounding Southwest Louisiana area, helping employers secure group disability plans for their teams. Their practice focuses on explaining policy details clearly and matching clients with appropriate short-term or long-term options from multiple carriers. After an initial policy is set, they provide ongoing support by reviewing coverage during life changes or at regular intervals, following up to adjust plans as needed.

CI
509 7th St
Curtis Insurance
Disability Insurance Agent · Lake Charles, LA

Cold and flu season often brings a spike in concerns about income loss due to illness in Lake Charles. Curtis Insurance responds by helping local residents understand how disability policies can provide financial protection during recovery. They explain the distinctions between short-term and long-term coverage tailored for workers in the region. Their process involves reviewing an individual's current employment benefits before recommending options. A new client typically begins with a free initial assessment of their monthly expenses and income needs to identify appropriate coverage limits.

CD
502 E College St
Chris Duncan Agency Inc
Disability Insurance Agent · Lake Charles, LA

Chris Duncan Agency Inc provides disability insurance solutions for individuals and families in Lake Charles, Louisiana. The agency specializes in income protection policies that replace wages when illness or injury prevents work. It also offers supplemental coverage options designed to address gaps in group plans or government benefits. These policies can be tailored for various work environments, including offices, warehouses, and food service operations, helping to ensure financial stability across diverse occupational settings.

RM
3311 Ernest St
Ratliff-Myers Insurance
Disability Insurance Agent · Lake Charles, LA
RM
3001 Gerstner Memorial Dr
Raymond M. Fondel Jr. Insurance Agency
Disability Insurance Agent · Lake Charles, LA
(337) 433-6052
UN
642 W McNeese St
Union National Life Insurance
Disability Insurance Agent · Lake Charles, LA
(337) 478-6363
NM
127 Broad St Suite 600
Northwestern Mutual
Disability Insurance Agent · Lake Charles, LA
(337) 436-8940
northwesternmutual.com/financial-professionals
NY
3105 Lake St
New York Life Insurance Company- Christopher Craven
Disability Insurance Agent · Lake Charles, LA
(337) 475-6226
newyorklife.com/agent/ccraven
HI
530 E College St
HUB International
Disability Insurance Agent · Lake Charles, LA
(337) 475-1040
hubinternational.com/offices/us/louisiana/lake-charles
HL
700 W Prien Lake Rd Suite 200
Higginbotham - Lake Charles
Disability Insurance Agent · Lake Charles, LA
(337) 475-7441
higginbotham.com/locations/lake-charles
DI
3221 Ryan St A
Demarie Insurance Agency
Disability Insurance Agent · Lake Charles, LA
(337) 474-4555
demarieinsurance.com
IA
725 US-171 #300
Insurance Advantage LLC
Disability Insurance Agent · Lake Charles, LA
(337) 905-0661
insuranceadvantage.net
AR
1830 Ryan St Suite B
Aflac Regional Office
Disability Insurance Agent · Lake Charles, LA
(337) 474-0982
local.aflac.com/renee_corso/agent
TJ
803 W Bayou Pines Dr
Terry J Stutes - Aflac Insurance Agent
Disability Insurance Agent · Lake Charles, LA
(337) 474-0982
local.aflac.com/terry_stutes/Agent

What Does a a Disability Insurance Agent in Lake Charles Cost?

Disability insurance agent services in Louisiana typically cost nothing upfront as agents earn commissions from insurance companies. Policy premiums vary widely from 1% to 3% of your annual income for individual coverage. Group plans through employers often cost less. Costs depend on your occupation health history and benefit amount. This is general information not insurance advice.

About disability insurance agents in Lake Charles

Disability insurance agents in Lake Charles Louisiana help individuals and businesses secure income protection plans. These agents guide clients through Louisiana specific rules such as the 30 day time limit for filing a claim under state law. Working with a local agent ensures you understand policy terms and the claims process for your area.

Frequently Asked Questions

What does a disability insurance agent in Lake Charles do?

A disability insurance agent helps you find and apply for disability insurance policies. They explain policy features and assist with claims. In Louisiana agents must be licensed by the state Department of Insurance.

How long do I have to file a disability claim in Louisiana?

Louisiana law requires you to file a disability claim within 30 days of becoming disabled. You must also provide proof of loss within 90 days. An agent can help you meet these deadlines.

Can a disability insurance agent help with an appeal in Lake Charles?

Yes many agents assist with the appeals process if your claim is denied. They review your policy and help gather medical evidence. Louisiana law allows you to appeal a denial within 180 days.

Disability Insurance Agents in Other Louisiana Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.