The top-rated disability insurance agent in Shreveport, Louisiana is Direct Auto Insurance, rated 4.8 stars across 346 reviews. Other highly rated options include Watley Insurance Group, The Pace Agency LLC: Allstate Insurance, Burke & Burke Insurance Marketing Inc. This directory lists 20 disability insurance agents serving Shreveport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Direct Auto Insurance | 6116 Line Ave | (318) 861-0123 |
| 2 | Watley Insurance Group | 905 Francais Dr | (318) 423-7445 |
| 3 | The Pace Agency LLC: Allstate Insurance | 4505 Youree Dr | (318) 868-5785 |
| 4 | Burke & Burke Insurance Marketing Inc | 6969 Fern Loop Suite 205 Suite 205 | (318) 219-7874 |
| 5 | 360 Insurance: Semon Agency | 6130 Line Ave | (318) 629-1905 |
| 6 | Premier Senior Solutions | 8848 Youree Dr | (318) 795-0661 |
| 7 | Expert Insurance Insurance Co | 1825 Fairfield Ave | (318) 625-0924 |
| 8 | 318 Insurance Services | 864 Olive St | (318) 217-6110 |
| 9 | Pelican State Insurance LLC | 7607 Fern Ave STE 1101 | (318) 718-8888 |
| 10 | Moreman Moore & Co | 820 Jordan St # 400 | (318) 424-9160 |
Direct Auto Insurance serves the Shreveport, Louisiana metro area as a disability insurance agent. The company helps individuals locate policies that provide income replacement when illness or injury prevents them from working. It guides clients through the process of comparing coverage options suited to different professional and personal situations. General services include explaining policy terms, assisting with claim preparation, and reviewing existing benefits to identify gaps. Specific services handled here include short-term disability coverage and long-term disability income protection.
Watley Insurance Group provides comprehensive disability insurance agent services for individuals and businesses in the Shreveport, LA area. Its offerings focus on helping clients secure income protection through tailored disability policies. The company assists with policy selection, application guidance, and ongoing coverage reviews to ensure plans adapt to changing needs. Regular consultations help clients understand benefit options and claim procedures. Watley Insurance Group services a wide range of properties, including single-family homes, apartments, retail establishments, and local restaurants.
Homeowners and business owners in Shreveport, Louisiana, turn to The Pace Agency LLC: Allstate Insurance for disability insurance agent services that help protect income in the event of an injury or illness. The agency assists clients in navigating policy options tailored to replace a portion of lost earnings during recovery. In addition to serving the greater Shreveport metro area, the agency also covers the neighboring community of Bossier City.
Burke & Burke Insurance Marketing Inc serves Shreveport, Louisiana, and all surrounding communities in northwestern Louisiana. It handles disability insurance applications for individuals who need income protection due to illness or injury. The agency works with clients to understand their specific occupation and financial obligations, then reviews available policy options from multiple carriers. To handle a typical job, it evaluates each client's unique situation and completes the necessary paperwork to secure suitable coverage.
360 Insurance: Semon Agency specializes in disability insurance agent services for individuals and businesses in the Shreveport, LA area, helping clients select policies that replace income when illness or injury prevents work. They guide residents through the process of comparing coverage options and completing applications suited to their employment needs. This is particularly valuable during seasonal workforce changes or unexpected medical situations that can leave families without steady earnings.
Premier Senior Solutions in Shreveport, LA provides disability insurance agent services, distinguishing between one-time policy consultations that help assess initial coverage needs and recurring review options to adjust plans as circumstances change. Their coverage focus includes protecting local income through disability policies that replace a portion of earnings if an injury or illness prevents work. This company delivers its support on a scheduled basis, typically meeting clients annually or whenever a life event triggers a policy update.
Expert Insurance Insurance Co in Shreveport helps individuals evaluate options for replacing lost income due to injury or illness. The firm specializes in longer-term disability insurance policies to provide sustained financial protection. Agents focus on explaining complex policy terms clearly, ensuring coverage aligns with each client’s specific employment situation. These services are available to professionals in office settings, workers in local warehouses, and employees in the food service industry.
In Shreveport, the physical demands of local industries often lead residents to consider their income protection options, especially during seasonal hiring changes. 318 Insurance Services assists individuals in navigating the complex options for disability insurance coverage. They clarify how long-term and short-term policies can replace lost wages if injury or illness prevents work. Recognizing that coverage is most protective when tailored to an occupation, the company begins every engagement with a thorough personal assessment of the client's current financial obligations and employment benefits.
Pelican State Insurance LLC provides disability insurance services to residents in Shreveport, Louisiana, covering both individual and family needs. The agency also assists local businesses with commercial disability coverage tailored to protect their operations throughout the surrounding area. Policies address income replacement for injuries or illnesses that prevent work. Clients often schedule follow-ups after a claim is filed or to adjust coverage for life changes, ensuring continued protection between regular policy reviews.
Moreman Moore & Co serves Shreveport, Louisiana, as a dedicated disability insurance agent, known for helping clients secure income protection against unexpected illness or injury. The company guides individuals through the process of evaluating policy options, including personal coverage and employer-provided plans, to ensure they understand benefit terms and waiting periods. It assists local professionals in comparing short-term and long-term disability policies suited to their specific occupational risks and financial needs. The firm can add specialty gap coverage for accident-related income loss that supplements standard group plans.
What Does a a Disability Insurance Agent in Shreveport Cost?
Disability insurance premiums in Louisiana typically range from 1% to 3% of your annual income. For a 35 year old non-smoker a policy replacing 60% of a $50,000 income may cost $50 to $100 per month. Costs vary based on age health occupation and policy features. This is general information not insurance advice.
About disability insurance agents in Shreveport
Disability insurance agents in Shreveport help individuals and businesses secure income protection plans. Louisiana law requires disability policies to include certain provisions such as a grace period and reinstatement rights. Local agents understand the unique needs of Shreveport residents including workers in the oil and gas industry and healthcare sector.
Frequently Asked Questions
What does a disability insurance agent in Shreveport do?
A disability insurance agent helps you choose a policy that fits your income and occupation. They explain policy terms such as elimination periods and benefit durations. They also assist with filing claims and understanding Louisiana insurance regulations.
Are disability insurance benefits taxable in Louisiana?
Benefits are generally tax-free if you paid the premiums with after-tax dollars. If your employer paid the premiums benefits are taxable as income. Louisiana follows federal tax rules for disability insurance benefits.
How long do I have to file a disability claim in Louisiana?
Louisiana law does not set a specific deadline for filing a disability claim but policies usually require prompt notice. Most policies require you to submit proof of loss within 90 days. Check your policy for exact time limits.
Disability Insurance Agents in Other Louisiana Cities
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