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Find Disability Insurance Agents Near You in Clifton, NJ

Browse disability insurance agents serving Clifton, New Jersey. Updated 2026-07-14.

The top-rated disability insurance agent in Clifton, New Jersey is Bill G Eljouzi - State Farm Insurance Agent, rated 4.9 stars across 425 reviews. Other highly rated options include NJH Insurance Agency, Sadowski Insurance Agency, A Plus Insurance Agency. This directory lists 20 disability insurance agents serving Clifton.

Showing 20 disability insurance agents in Clifton, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Bill G Eljouzi - State Farm Insurance Agent178 Lakeview Ave(973) 478-9500
2NJH Insurance Agency600 Getty Ave Suite 119(973) 832-0933
3Sadowski Insurance Agency258 Dayton Ave(973) 580-3992
4A Plus Insurance Agency414 Clifton Ave LOWER LEVEL(973) 928-2528
5Angels Care Community Advisors1038 Main Ave(973) 928-6171
6Arceri Insurance Agency284 Lakeview Ave(973) 753-6828
7Jaymar Insurance Agency99 1st St(973) 894-1333
8Thomas Tobin - State Farm Insurance Agent1033 Clifton Ave STE 208(973) 779-4248
9Yini & Associates1184 Main Ave #100(973) 510-2600
10United Insurance Co of America1162 County Rd 509(862) 385-1564
BG
178 Lakeview Ave
Bill G Eljouzi - State Farm Insurance Agent
Disability Insurance Agent · Clifton, NJ

Bill G Eljouzi - State Farm Insurance Agent serves the Clifton, New Jersey area and offers disability insurance agent services. This agency helps local residents understand how disability coverage can protect their income if illness or injury prevents them from working. Policy options are explained clearly to match individual needs and budgets. The office also assists clients with filing claims for disability insurance and reviewing existing coverage to ensure adequate protection.

NI
600 Getty Ave Suite 119
NJH Insurance Agency
Disability Insurance Agent · Clifton, NJ

NJH Insurance Agency in Clifton, New Jersey provides personalized disability insurance agent services, including help with individual and group plans designed to replace lost income due to illness or injury. It offers ongoing plan reviews and claim support to keep coverage aligned with clients’ changing needs. The agency services single-family homes, apartments, retail businesses, and restaurants in the Clifton area.

SI
258 Dayton Ave
Sadowski Insurance Agency
Disability Insurance Agent · Clifton, NJ

Homeowners and business owners in Clifton, New Jersey, turn to Sadowski Insurance Agency for professional disability insurance agent services. This local provider helps clients understand how disability coverage can replace lost income during an unexpected illness or injury. The agency assists in selecting appropriate policy terms that align with individual career risks and personal financial obligations. It also serves residents and commercial clients throughout the surrounding Passaic County region, including nearby areas such as Paterson and Passaic.

PI
414 Clifton Ave LOWER LEVEL
A Plus Insurance Agency
Disability Insurance Agent · Clifton, NJ

A Plus Insurance Agency serves Clifton, New Jersey, and the surrounding communities in Passaic County. It handles disability insurance, helping local residents secure income protection for situations when illness or injury prevents them from working. The agency works alongside clients to evaluate coverage needs and match them with suitable policy options from various carriers. To handle a typical job, it begins by assessing the individual’s occupation and income to recommend a plan that fits their unique financial situation.

AC
1038 Main Ave
Angels Care Community Advisors
Disability Insurance Agent · Clifton, NJ

Angels Care Community Advisors specializes in providing disability insurance policies for individuals and families in the Clifton, New Jersey area. The agency works with clients to explore income protection options suitable for various professional and personal circumstances, helping to secure coverage against lost earnings due to illness or injury. By assessing individual needs, the advisors assist in finding appropriate plans that support financial stability. During open enrollment periods or when a sudden health scare prompts workers to reconsider their protections, this local firm helps clients address those time-sensitive coverage needs.

AI
284 Lakeview Ave
Arceri Insurance Agency
Disability Insurance Agent · Clifton, NJ

As the winter months bring an increased risk of slips and falls in Clifton, local residents often seek ways to protect their income from unexpected injuries. Arceri Insurance Agency serves this need by specializing in disability insurance policies designed for the working professional. The firm focuses on explaining how benefits replace a portion of lost wages during recovery. This guidance helps clients appreciate the coverage’s value without assuming unnecessary costs. An initial free consultation typically begins with reviewing an applicant’s current employment status and medical history to estimate eligibility.

JI
99 1st St
Jaymar Insurance Agency
Disability Insurance Agent · Clifton, NJ

Jaymar Insurance Agency, based in Clifton, NJ, helps clients distinguish between a one-time policy purchase and a recurring short-term or long-term disability plan. Its coverage focuses on protecting a portion of income if illness or injury prevents work. Individual policies are customized to the client’s occupation and earnings. The agency also assists with understanding policy elimination periods and benefit durations. Service appointments are available on both a one-time consultation basis and an as-needed schedule for plan adjustments or claims guidance.

TT
1033 Clifton Ave STE 208
Thomas Tobin - State Farm Insurance Agent
Disability Insurance Agent · Clifton, NJ

Thomas Tobin, operating as a State Farm Insurance Agent in Clifton, New Jersey, focuses primarily on helping individuals secure financial protection through disability policies. This work often includes advising clients on income replacement plans that help cover essential expenses during a period of injury or illness. As a disability insurance agent, the firm understands how an unexpected loss of work income can strain household budgets. It can assist commercial sectors such as local offices, warehouses, and food service operations in arranging coverage for their key personnel.

YA
1184 Main Ave #100
Yini & Associates
Disability Insurance Agent · Clifton, NJ

Yini & Associates serves residential clients in Clifton, New Jersey, helping them secure disability income protection for everyday needs. The firm also assists local commercial clients with coverage for their businesses, operating throughout the broader Passaic County area. Their agents work closely with policyholders to understand individual circumstances, which improves the accuracy of each plan. Ongoing communication between regular visits allows them to address any coverage changes or claim follow-ups as they arise.

UI
1162 County Rd 509
United Insurance Co of America
Disability Insurance Agent · Clifton, NJ

United Insurance Co of America in Clifton, New Jersey, is known for guiding residents through the process of securing disability insurance coverage. Its service range includes helping local professionals and self-employed individuals evaluate short-term and long-term income protection plans. These solutions are designed to replace lost earnings if illness or injury prevents work. An additional specialty service it can add on is assistance with policy riders that provide cost-of-living adjustments to keep benefits aligned with inflation.

AI
844 Van Houten Ave
ASB Insurance Ltd.
Disability Insurance Agent · Clifton, NJ
(862) 295-0860
edwinasteffan20941.wixsite.com/asb-insurance-ltd
PI
251 Clifton Ave
Premier Insurance Clifton
Disability Insurance Agent · Clifton, NJ
(973) 241-3568
SI
298 Lakeview Ave
Superior Insurance Agency
Disability Insurance Agent · Clifton, NJ
(551) 239-6484
AI
1121 Main Ave
Associated Insurance NJ
Disability Insurance Agent · Clifton, NJ
(973) 218-5293
KC
318 Clifton Ave
Karabulut and Co Insurance Agency LLC
Disability Insurance Agent · Clifton, NJ
(973) 772-3363
kiainsure.com
CI
50 Mt Prospect Ave
Cupo Insurance Agency
Disability Insurance Agent · Clifton, NJ
(973) 604-0170
cupo.com
OI
1187 Main Ave Suite 2a
Ocean Insurance Group
Disability Insurance Agent · Clifton, NJ
(973) 360-8080
oceaninsus.com
RA
1126 Clifton Ave
Richards Associates Inc
Disability Insurance Agent · Clifton, NJ
(973) 777-4000
richardsassoc.com
EB
1126 Clifton Ave
Executive Benefits Group
Disability Insurance Agent · Clifton, NJ
(973) 777-5500
SR
730 Broad St suite 7
Special Risk Underwriting Partners
Disability Insurance Agent · Clifton, NJ
(862) 414-4330

What Does a a Disability Insurance Agent in Clifton Cost?

Disability insurance agent services in Clifton, New Jersey typically cost between 2% and 5% of the annual premium as a commission. For a policy with a $2,000 monthly benefit, this might be $50 to $125 per year. Costs vary based on your age, health, occupation, and policy terms. This is general information, not insurance advice.

About disability insurance agents in Clifton

A disability insurance agent in Clifton, New Jersey can help you understand policy options and file claims. New Jersey law requires disability insurance to cover certain conditions, and agents can guide you through the process. Whether you need short-term or long-term coverage, local agents know the Clifton market and state regulations.

Frequently Asked Questions

What does a disability insurance agent in Clifton do?

A disability insurance agent in Clifton helps you compare policies from different carriers and explains coverage details. They assist with claim forms and ensure you meet New Jersey filing deadlines. Agents do not provide legal advice but can clarify policy terms.

Is disability insurance required in New Jersey?

New Jersey does not require individuals to have private disability insurance. However, employers with 50 or more workers must provide temporary disability insurance under the New Jersey Temporary Disability Benefits Law. A Clifton agent can help you understand your options.

How long do I have to file a disability claim in New Jersey?

Under New Jersey law, you must file a disability claim within 30 days of becoming disabled. If you miss this deadline, you may lose benefits. A Clifton agent can help you prepare and submit your claim on time.

Disability Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.