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Find Disability Insurance Agents Near You in East Hanover, NJ

Browse disability insurance agents serving East Hanover, New Jersey. Updated 2026-07-14.

The top-rated disability insurance agent in East Hanover, New Jersey is James Semko - State Farm Insurance Agent, rated 4.9 stars across 318 reviews. Other highly rated options include DeStefano Insurance Agency, Tim Crosby - State Farm Insurance Agent, Kam K Yuen LLC - Golden Insurance Services. This directory lists 10 disability insurance agents serving East Hanover.

Showing 10 disability insurance agents in East Hanover, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1James Semko - State Farm Insurance Agent434 Ridgedale Ave #9(973) 884-2300
2DeStefano Insurance Agency460 Ridgedale Ave Suite 4(973) 797-2500
3Tim Crosby - State Farm Insurance Agent50 NJ-10 Ste 2F(862) 701-5400
4Kam K Yuen LLC - Golden Insurance Services36 NJ-10 A(862) 812-5359
5Farmers Insurance - Klajd Gazulli470 Ridgedale Ave(973) 585-6559
6Family First Life Tri-State120 Eagle Rock Ave #210(973) 243-0809
7Prudential Insurance Co383 Ridgedale Ave(973) 834-8162
8Vidal Insurance Agency422B Ridgedale Ave(973) 428-8200
9S&P Insurance Agency8 Dogwood Ln(973) 515-4434
10D A I Benefits Inc - Aflac Insurance Agent14 Beach St(201) 460-8670
JS
434 Ridgedale Ave #9
James Semko - State Farm Insurance Agent
Disability Insurance Agent · East Hanover, NJ

James Semko - State Farm Insurance Agent serves East Hanover, New Jersey, and the surrounding Essex County area. The agency specializes in disability insurance, helping local workers protect their income if illness or injury prevents them from performing their job duties. They also offer complementary personal insurance products to safeguard financial stability during medical setbacks. In addition to individual disability policies, the agency handles short-term disability coverage and employer-sponsored group disability plans for small businesses in the region.

DI
460 Ridgedale Ave Suite 4
DeStefano Insurance Agency
Disability Insurance Agent · East Hanover, NJ

DeStefano Insurance Agency provides a range of disability insurance services in East Hanover, NJ, helping individuals secure income protection for unexpected health issues. The agency offers guidance on policy selection and assists with plan maintenance throughout the coverage term. Clients receive ongoing support to ensure their policies remain aligned with changing needs. This agency serves clients in diverse property contexts, including single-family homes, apartments, retail establishments, and restaurants.

TC
50 NJ-10 Ste 2F
Tim Crosby - State Farm Insurance Agent
Disability Insurance Agent · East Hanover, NJ

Tim Crosby - State Farm Insurance Agent in East Hanover, NJ, serves local homeowners, business owners, and professionals seeking financial protection. The agency provides disability insurance policies that offer income replacement if a client is unable to work due to illness or injury. Supporting individuals through personalized policy reviews helps ensure appropriate coverage for each unique situation. The agent also serves residents and businesses in nearby Morristown and the greater Morris County area.

KK
36 NJ-10 A
Kam K Yuen LLC - Golden Insurance Services
Disability Insurance Agent · East Hanover, NJ

Kam K Yuen LLC - Golden Insurance Services serves East Hanover, New Jersey and the surrounding communities in Morris County. The company handles disability insurance policies that help replace income if an illness or injury prevents the client from working. It also assists with policy reviews to align coverage with changing financial needs. To manage a typical case, the agent conducts a thorough assessment of the client’s income sources and occupation-specific risks before recommending appropriate plan options.

FI
470 Ridgedale Ave
Farmers Insurance - Klajd Gazulli
Disability Insurance Agent · East Hanover, NJ

Farmers Insurance - Klajd Gazulli in East Hanover, NJ helps clients distinguish between one-time disability coverage intended for short-term needs and recurring options designed for ongoing income protection. The agency works with individuals seeking to safeguard their earnings against unexpected medical events, a service particularly vital for professionals and small business owners in the area. Availability for consultations and policy management is provided on a scheduled basis, allowing clients to plan reviews or adjustments as their circumstances evolve.

FF
120 Eagle Rock Ave #210
Family First Life Tri-State
Disability Insurance Agent · East Hanover, NJ

Family First Life Tri-State specializes in disability insurance agent services for individuals and families in East Hanover, New Jersey. The company also provides general guidance on income protection policies tailored to local workforce needs. It assists clients in navigating benefit options and plan selections. As flu season or unexpected injuries increase, the firm helps area residents secure coverage to replace lost wages during recovery periods.

PI
383 Ridgedale Ave
Prudential Insurance Co
Disability Insurance Agent · East Hanover, NJ

Prudential Insurance Co in East Hanover, New Jersey offers both one-time policy evaluations and ongoing service for disability insurance clients, covering short-term and long-term income protection plans. These policies help replace lost earnings during illness or injury, allowing agents to guide individuals through complex benefit options. Tailored to each client’s profession and personal risk factors, the coverage is designed to maintain financial stability when disability strikes. Service at this agency typically runs on a scheduled basis for periodic policy reviews and updates according to changing needs.

VI
422B Ridgedale Ave
Vidal Insurance Agency
Disability Insurance Agent · East Hanover, NJ

As the seasons change, residents of East Hanover often reassess their financial safeguards, making disability insurance a frequent topic. Vidal Insurance Agency operates in this East Hanover area, representing a resource for those seeking to protect their income against unforeseen medical events. Their category as a disability insurance agent means they focus specifically on this type of coverage. A client typically begins the process by scheduling an initial consultation to review their current situation and discuss policy options.

SI
8 Dogwood Ln
S&P Insurance Agency
Disability Insurance Agent · East Hanover, NJ

S&P Insurance Agency serves individuals and businesses in East Hanover, New Jersey, by helping them obtain income protection solutions. The company specializes in disability insurance, arranging policies that replace a portion of earnings if a client cannot work due to illness or injury. Tailored plans may cover short-term or long-term disability needs. S&P Insurance Agency can assist clients in various commercial sectors, including offices, warehouses, and food service operations.

DI
14 Beach St
D A I Benefits Inc - Aflac Insurance Agent
Disability Insurance Agent · East Hanover, NJ

D A I Benefits Inc - Aflac Insurance Agent in East Hanover, NJ, provides disability insurance services to residents in their local homes and neighborhoods, ensuring each client understands policy details for income protection. The agency also offers commercial disability coverage to businesses in East Hanover and the surrounding regional area. Company representatives explain how specific short-term and long-term disability plans can replace lost wages during recovery from illness or injury. Follow-up appointments are scheduled to review current coverage and make adjustments, allowing for seamless coordination between regular policy update visits.

What Does a a Disability Insurance Agent in East Hanover Cost?

Typical costs for a disability insurance agent in New Jersey are paid through commissions from the insurance company, not directly by you. Premiums for individual disability policies in New Jersey range from 1% to 3% of your annual income, or about $50 to $200 per month for a $5,000 monthly benefit. Costs vary based on age, health, occupation, and policy features. This is general information, not insurance advice.

About disability insurance agents in East Hanover

A disability insurance agent in East Hanover, New Jersey can help you understand your policy options and file claims. New Jersey law requires certain disability benefits for workers, and an agent can explain how private plans supplement state programs. Local agents know the East Hanover area and can provide personalized service.

Frequently Asked Questions

What does a disability insurance agent in East Hanover do?

A disability insurance agent helps you choose a policy and guides you through the claims process. They explain coverage details and assist with paperwork. In New Jersey, agents must be licensed by the state Department of Banking and Insurance.

How do I choose a disability insurance agent in East Hanover?

Look for an agent with experience in disability insurance and knowledge of New Jersey regulations. Check their license status on the New Jersey Department of Banking and Insurance website. Ask about their familiarity with local employers and group plans.

What New Jersey laws affect disability insurance claims?

New Jersey has a Temporary Disability Insurance program that provides partial wage replacement for up to 26 weeks. Private disability policies may have different terms. Agents can explain how state law interacts with your private coverage.

Disability Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.