The top-rated disability insurance agent in Edison, New Jersey is Millennium Insurance Agency LLC: Allstate Insurance, rated 5.0 stars across 75 reviews. Other highly rated options include Jodi Schoenlank - State Farm Insurance Agent, Allen Freeman Insurance Agency, Benefits Square. This directory lists 16 disability insurance agents serving Edison.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Millennium Insurance Agency LLC: Allstate Insurance | 540 US-1 | (732) 884-6223 |
| 2 | Jodi Schoenlank - State Farm Insurance Agent | 1941 Oak Tree Rd #103 | (732) 548-6040 |
| 3 | Allen Freeman Insurance Agency | 629 Amboy Ave Suite 302 | (732) 634-7114 |
| 4 | Benefits Square | 333 Thornall St 8th floor | (973) 291-2999 |
| 5 | Global Indemnity Insurance | 2015 Lincoln Hwy | (732) 632-2790 |
| 6 | New York Life Insurance Agent | 379 Thornall St | (732) 744-3769 |
| 7 | NJ Group Services | 22 Meridian Rd Unit 16 | (732) 548-8700 |
| 8 | Fraser Brothers Group, LLC - Insurance Since 1903 | 811 Amboy Ave | (732) 738-7400 |
| 9 | Universal Insurance Services | 510 Thornall St | (551) 239-6531 |
| 10 | Cornell Insurance Services | 105 Fieldcrest Ave #104 | (732) 902-2420 |
Millennium Insurance Agency LLC: Allstate Insurance serves Middlesex County and the Edison, New Jersey area, offering disability insurance policies. Its agents help both individuals and business owners secure income protection plans that replace lost wages due to illness or injury. These policies provide financial stability during recovery periods. The agency assists clients in comparing short-term and long-term disability coverage options appropriate for local working professionals. It handles employer-sponsored disability plans and individual private policies.
Jodi Schoenlank, operating as a State Farm Insurance Agent in Edison, NJ, provides a range of disability insurance agent services, including consultations to assess income protection needs and policy selection for individual clients. Service plans involve regular policy reviews to adjust coverage as life circumstances change and assistance with claims filing. Local residents and business owners benefit from tailored solutions that safeguard their earning potential during periods of injury or illness. The agent services single-family homes, apartments, retail, and restaurants.
Homeowners, business owners, and professionals in Edison, New Jersey can depend on Allen Freeman Insurance Agency for disability insurance policies. The agency helps clients protect their income by securing coverage tailored to loss of earnings due to illness or injury. Clients can arrange personal consultations to review different policy options and coverage durations. The agency also assists with policy adjustments as life circumstances evolve, such as career changes or family growth. Service areas include neighboring communities throughout Middlesex County and north toward New Brunswick.
For those seeking short-term or long-term income protection, Benefits Square in Edison, NJ assists individuals and businesses in understanding disability insurance options. Coverage can replace a portion of lost wages due to illness or injury, with policies tailored to varying employment situations. The agent evaluates client needs to recommend suitable plans from available carriers. Service for this local disability insurance agent company operates on an as-needed basis, with clients typically contacting the office when their coverage situation changes or requires review.
Serving Edison, New Jersey, and the surrounding Middlesex County communities, Global Indemnity Insurance handles disability insurance for local professionals and business owners. It works to protect clients against income loss from illness or injury by guiding them through policy options for short-term and long-term coverage. The agency focuses on matching each individual situation to appropriate plans. For a typical job, it begins by reviewing a client’s employment and financial circumstances to tailor recommendations that align with their specific needs for financial security.
New York Life Insurance Agent in Edison, New Jersey, provides a range of disability insurance services, including guidance on income protection policies and assistance with benefit claims. The agency offers ongoing service plans that include policy reviews and coverage adjustments to align with changing client needs. It serves single-family homes, apartments, retail establishments, and restaurants throughout the local area.
As many Edison residents face the financial uncertainty of an unexpected illness or injury, NJ Group Services provides critical guidance on disability insurance options in the area. Their agents work with clients to explain how income-replacement policies can protect against lost wages during recovery periods. Whether for individual or group coverage, the process begins with a thorough initial assessment of each client’s specific needs and professional situation. This first consultation helps determine the most suitable plan details before any formal application is submitted.
Fraser Brothers Group, LLC - Insurance Since 1903 in Edison, NJ, provides specialized disability insurance agent services, assessing clients’ needs to select appropriate income protection policies. The firm guides individuals through detailed plan comparisons, policy clauses, and claim filing procedures. It assists local professionals and small business owners with long-term coverage strategies tailored to career risks. During regional flu seasons or economic slowdowns, the agents help workers review their waiting periods and benefit terms should an illness or injury disrupt their earning ability.
Universal Insurance Services assists individuals and businesses in securing financial protection against income loss due to illness or injury. As a disability insurance agent based in Edison, New Jersey, the company focuses on helping clients evaluate policy options tailored to their specific circumstances. The agency works to explain the nuances of short-term and long-term coverage within the local market. It serves a range of commercial environments, including professional offices, distribution warehouses, and food service operations.
Cornell Insurance Services serves residents of Edison, New Jersey, with disability insurance coverage designed to protect personal income. Their commercial offerings support local businesses seeking to safeguard key employees from unexpected health issues. The agency provides ongoing assistance for policy reviews and claim inquiries across the greater Edison area. Clients often return for updated coverage needs after regular check-ins or life changes, ensuring their plans remain appropriate for current circumstances.
What Does a a Disability Insurance Agent in Edison Cost?
Typical costs for disability insurance in New Jersey range from 1% to 3% of your annual income for a policy. For example, a 35 year old earning $60,000 per year might pay between $600 and $1,800 annually for a policy with a 90 day waiting period and benefits to age 65. Costs vary based on age, health, occupation, and benefit terms. This is general information, not insurance advice.
About disability insurance agents in Edison
Disability insurance agents in Edison, New Jersey help residents and workers find coverage that meets their needs. New Jersey has a state disability insurance program through Temporary Disability Insurance (TDI) which provides partial wage replacement. A local agent can explain how private policies work alongside state benefits to protect your income.
Frequently Asked Questions
What does a disability insurance agent in Edison do?
A disability insurance agent helps you compare policies from different carriers. They explain policy terms, waiting periods, and benefit amounts. They also assist with filing claims and understanding your coverage options under New Jersey law.
How is New Jersey disability insurance different from private coverage?
New Jersey offers Temporary Disability Insurance (TDI) through the state, which provides up to 26 weeks of partial wage replacement. Private disability insurance can offer longer benefit periods and higher coverage amounts. An agent can help you combine both for better protection.
Do I need a disability insurance agent if I already have employer coverage?
Employer coverage may not be enough if you change jobs or become self-employed. An agent can review your existing policy and identify gaps. They can also help you purchase an individual policy to supplement your employer plan.
Disability Insurance Agents in Other New Jersey Cities
Bayonne · Bloomfield · Brick Township · Bridgewater · Cherry Hill Township · Clark · Clifton · Cranford · East Brunswick · East Hanover · Elizabeth · Englewood Cliffs · Fair Lawn · Fairfield · Flemington