The top-rated disability insurance agent in Huntersville, North Carolina is Annette Burkhard - State Farm Insurance Agent, rated 4.9 stars across 1,046 reviews. Other highly rated options include Moheyer Insurance Advisors, Health Care All Year, Brad Riley - State Farm Insurance Agent. This directory lists 19 disability insurance agents serving Huntersville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Annette Burkhard - State Farm Insurance Agent | 14316A Reese Blvd W | (704) 948-5600 |
| 2 | Moheyer Insurance Advisors | 16501 Northcross Dr d1 | (704) 895-3044 |
| 3 | Health Care All Year | 16501 Northcross Dr # D | (704) 595-7729 |
| 4 | Brad Riley - State Farm Insurance Agent | 16501 Northcross Dr STE A1 | (704) 892-6767 |
| 5 | Summit Insurance Group, Inc. | 14314 Statesville Rd | (704) 659-2141 |
| 6 | Pegram Insurance | 215 Gilead Rd STE 200 | (704) 895-6090 |
| 7 | Comparion Insurance Agency | 9826 Gilead Rd Suite C-105 | (704) 916-3889 |
| 8 | Rankin Insurance Group, Inc | 15716 N Old Statesville Rd | (704) 896-9393 |
| 9 | Larry Chester at Comparion Insurance Agency | 9826 Gilead Rd Suite C-105 | (704) 916-3858 |
| 10 | Brian Ahern at Comparion Insurance Agency | 9826 Gilead Rd C105 | (336) 291-0960 |
Annette Burkhard - State Farm Insurance Agent serves the Huntersville, North Carolina area, providing residents with disability insurance agent services. This local agency helps individuals and families understand the financial implications of a potential loss of income due to illness or injury. Policies are designed to replace a portion of wages when a medical condition prevents the policyholder from working. The agency focuses on protecting clients' savings and long-term financial stability. It handles both short-term disability coverage for temporary setbacks and long-term disability insurance for more extended periods of recovery.
Moheyer Insurance Advisors in Huntersville, North Carolina, provides a range of services focused on helping individuals and businesses secure disability income protection. It assists clients in understanding policy options and navigating the claims process to ensure coverage remains responsive to changing needs. The agency serves a variety of property types, including single-family homes, apartments, retail locations, and restaurants.
Homeowners and small business owners in Huntersville turn to Health Care All Year for disability insurance agent services, helping clients secure income protection plans that replace lost wages during illness or injury. The agency assists with policy selection and enrollment to safeguard financial stability. It also serves neighboring Cornelius and the greater Lake Norman area of the metro region.
Brad Riley - State Farm Insurance Agent in Huntersville, NC, offers both one-time individual disability coverage assessments and recurring service options for policy adjustments as needs change. Their coverage helps replace lost income if an injury or illness prevents working, providing financial protection during recovery. This local agency assists clients in selecting appropriate plans based on occupation and personal circumstances. Service runs on both a one-time consultation basis for new policies and an as-needed basis for ongoing policy reviews and claims support.
Summit Insurance Group, Inc. serves Huntersville, North Carolina, and its surrounding communities, handling disability insurance agent needs for area residents. The company assists clients with policies that provide income protection when illness or injury prevents work. Its approach to a typical job begins with a thorough review of the client’s occupation and current coverage, then compares different plan options to match specific financial circumstances and benefit requirements.
As residents of Huntersville plan for major life changes or new careers, protecting their income becomes a serious concern. Pegram Insurance offers dedicated guidance as a Disability Insurance Agent, helping individuals understand how short-term and long-term coverage can replace lost wages during a recovery period. Clients seeking secure financial planning benefit from clear explanations of policy terms and available benefit options. An initial consultation with Pegram Insurance typically includes a thorough review of current earnings and personal coverage needs to determine the most suitable policy approach.
Comparion Insurance Agency in Huntersville, NC provides specialized services as a disability insurance agent, assisting clients in protecting their income against unforeseen medical conditions or injuries. It also offers general insurance guidance tailored to individual financial situations, evaluating policy options for comprehensive coverage local to the area. Common scenarios involve helping professionals secure benefits during extended recovery from an accident or adjusting a plan before an upcoming surgery or maternity leave.
As the growing season turns to fall in Huntersville, many residents review their financial protections against unexpected medical events. Rankin Insurance Group, Inc addresses this concern by guiding clients through the process of selecting disability income coverage suited to their personal and professional circumstances. Operating locally in Huntersville, NC, the company serves as a disability insurance agent, helping individuals understand policy terms and benefit structures that replace lost wages during illness or injury. The initial step involves a complimentary consultation to assess each client’s current income, expenses, and employment conditions.
Larry Chester at Comparion Insurance Agency assists individuals and employers in Huntersville, North Carolina, with disability insurance planning. The agency focuses on protecting income through coverage for illness or injury, helping clients maintain financial stability during periods when they cannot work. Services include evaluating policy options for short-term and long-term disability needs. The agency serves professionals in various commercial sectors, including local offices, warehouses, and food service operations, adapting coverage to the specific risks of each workplace environment.
What Does a a Disability Insurance Agent in Huntersville Cost?
Disability insurance agent services in North Carolina typically cost 1% to 3% of the annual premium as a commission, which is paid by the insurance company. Some agents charge a flat fee of 200 to 500 dollars for policy reviews or claims help. Costs vary by case and policy type. This is general information, not insurance advice.
About disability insurance agents in Huntersville
Disability insurance agents in Huntersville, North Carolina help residents and workers secure income protection for illness or injury. North Carolina law requires disability insurance policies to include a 30-day free look period for policyholders. Local agents can guide you through state-specific regulations and policy options.
Frequently Asked Questions
What does a disability insurance agent in Huntersville do?
A disability insurance agent helps you find and apply for disability insurance policies. They explain coverage options, policy terms, and exclusions. They also assist with claims and understanding North Carolina insurance laws.
How do I choose a disability insurance agent in Huntersville?
Look for an agent licensed in North Carolina with experience in disability insurance. Check their reviews and ask about their knowledge of local employers and state regulations. You can verify a license through the North Carolina Department of Insurance.
What North Carolina laws affect disability insurance claims?
North Carolina has a statute of limitations of three years for filing a lawsuit on a disability insurance contract. Policies must comply with state regulations on claim handling and appeals. An agent can explain how these laws apply to your situation.
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