The top-rated disability insurance agent in Kernersville, North Carolina is Thrive Insurance & Financial, rated 5.0 stars across 722 reviews. Other highly rated options include Susanna Nunn - State Farm Insurance Agent, Logan Robbins - State Farm Insurance Agent, Long Insurance Services. This directory lists 17 disability insurance agents serving Kernersville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Thrive Insurance & Financial | 1617 NC-66 #200 | (336) 899-0670 |
| 2 | Susanna Nunn - State Farm Insurance Agent | 805 N Main St | (336) 993-4600 |
| 3 | Logan Robbins - State Farm Insurance Agent | 508 Arbor Hill Rd Ste 201 | (336) 893-7885 |
| 4 | Long Insurance Services | 311 S Main St D | (336) 992-5664 |
| 5 | Keep It Simple Senior Insurance-NC | 417 N Main St Suite A | (336) 310-4366 |
| 6 | Russell and Cook Insurance | 1407 NC-66 N | (336) 992-8765 |
| 7 | NC Farm Bureau Insurance - Kernersville | 110 Cedar Knoll Dr | (336) 993-5490 |
| 8 | Amy Linville: Allstate Insurance | 131 E Mountain St | (336) 996-1021 |
| 9 | Insurance Rate Finders Agency, LLC | 4015 Old Hollow Rd Ste G | (336) 999-1934 |
| 10 | Advanced Benefit Consultants Inc. | 1488 Hampton Plaza Dr | (336) 993-3133 |
Thrive Insurance & Financial serves clients in and around Kernersville, North Carolina, as a disability insurance agent. The company helps individuals and professionals secure coverage that replaces a portion of lost income if an illness or injury prevents them from working. It assists with policy selection tailored to different occupations and income levels. By evaluating various carriers, the agent finds plans that address waiting periods and benefit amounts. Thrive Insurance & Financial handles short-term and long-term disability insurance policies for local residents.
Susanna Nunn - State Farm Insurance Agent in Kernersville, NC, provides disability insurance agent services including assistance with selecting and applying for individual disability policies. The agency offers ongoing support such as policy reviews and claims guidance to help clients maintain their coverage over time. These services are available for a range of properties and business types, including single-family homes, apartments, retail establishments, and restaurants.
Logan Robbins - State Farm Insurance Agent in Kernersville, NC serves local homeowners, renters, and small business owners seeking financial protection against income loss due to illness or injury. As a disability insurance agent, the agency helps clients understand coverage options that replace a portion of earned wages during recovery. Policies can safeguard personal savings and help maintain household stability during extended medical leaves. The office also provides service to residents and business owners in the nearby High Point area.
Serving Kernersville, NC, and the surrounding Piedmont Triad communities, Long Insurance Services specializes in disability insurance agent work. The firm focuses on helping individuals and professionals secure income protection policies. It handles cases involving short-term and long-term disability coverage, addressing client-specific needs to safeguard earnings during unexpected illnesses or injuries. To manage a typical case, the agency begins by reviewing the client’s occupation and existing coverage before exploring appropriate insurance options from standard carriers.
Keep It Simple Senior Insurance-NC in Kernersville, NC, differentiates between short-term disability policies and long-term disability policies as distinct service options, with the former offering temporary income replacement and the latter providing ongoing benefits until retirement age if needed. The coverage helps protect local clients from lost wages due to illness or injury. This independent agency provides service on a one-time consultation or policy setup basis, followed by coverage adjustments as needed.
Russell and Cook Insurance works with individuals and businesses in Kernersville, North Carolina to arrange disability coverage that provides income protection when injury or illness prevents work. Their disability insurance agent services focus on tailoring policies to clients needs, adding options such as short-term or long-term benefits. They serve the area's commercial sectors, including offices, warehouses, and food service operations.
NC Farm Bureau Insurance - Kernersville provides disability insurance agent services, assisting clients with policies that replace lost income due to illness or injury. It also offers general insurance guidance and policy selection for individuals and families in the Kernersville, NC area. The agency helps local residents navigate coverage changes when they transition between jobs or experience a significant health event that could affect their ability to work.
As spring brings new outdoor activities in Kernersville, unexpected injuries can disrupt daily routines and income. Amy Linville: Allstate Insurance helps local residents explore disability insurance options to protect their earnings during recovery. This agent evaluates each individual’s employment situation and potential need for income replacement if unable to work due to illness or accident. The first step involves a straightforward consultation to review your current coverage gaps and discuss preliminary benefit possibilities.
Insurance Rate Finders Agency, LLC serves clients in and around Kernersville, North Carolina, providing residential disability insurance options that protect household income during illness or injury. The firm also offers commercial disability coverage, assisting local business owners and self-employed professionals with policies designed to safeguard practice revenue. They guide both homeowners and commercial clients through the process of selecting suitable coverage plans. Their services include follow-up assistance and policy adjustments scheduled between regular review visits to ensure ongoing protection.
Advanced Benefit Consultants Inc. in Kernersville, NC, is known for helping individuals and employers find disability insurance policies to replace lost income during illness or injury. Its service range includes evaluating different plan structures, assisting with application processes, and comparing policy features from multiple carriers. The agent assesses current coverage gaps and the financial needs of clients in the area. As an additional specialty, the company can arrange for group disability plans that cover an entire workforce.
What Does a a Disability Insurance Agent in Kernersville Cost?
Disability insurance agent services in North Carolina typically cost nothing upfront because agents earn commissions from insurance carriers. Premiums for individual policies range from 1% to 3% of your annual income, or about $50 to $200 per month for a $5,000 monthly benefit. Group plan costs vary by employer. This is general information, not insurance advice.
About disability insurance agents in Kernersville
Disability insurance agents in Kernersville, North Carolina help individuals and businesses find coverage that protects income during illness or injury. North Carolina law requires agents to be licensed through the state Department of Insurance. Local agents can guide you through policy options and claims processes specific to the Piedmont Triad region.
Frequently Asked Questions
What does a disability insurance agent in Kernersville do?
A disability insurance agent helps you compare policies from different carriers and explains coverage options. They assist with applications and can help you understand how North Carolina state laws affect your policy. They do not provide legal advice or represent you in claims disputes.
How do I choose a disability insurance agent in Kernersville?
Look for an agent licensed in North Carolina with experience in disability insurance. Check their credentials through the North Carolina Department of Insurance website. Ask about their familiarity with local employers and group plans in the Kernersville area.
What North Carolina laws affect disability insurance?
North Carolina follows the Employee Retirement Income Security Act (ERISA) for employer-sponsored plans. State law also requires agents to disclose policy exclusions and limitations. Individual policies are regulated by the North Carolina Department of Insurance.
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