The top-rated disability insurance agent in Raleigh, North Carolina is Osborne Insurance Services, rated 5.0 stars across 549 reviews. Other highly rated options include Carolina Insurance Professionals, Dan Thompson Agency, Lawson Insurance Group. This directory lists 18 disability insurance agents serving Raleigh.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Osborne Insurance Services | 4928 Windy Hill Dr #A | (919) 213-8895 |
| 2 | Carolina Insurance Professionals | 5540 Centerview Dr STE 200 | (919) 285-4732 |
| 3 | Dan Thompson Agency | 3130 Fairhill Dr Suite 106 | (919) 781-6564 |
| 4 | Lawson Insurance Group | 6512 Six Forks Rd STE 101 | (919) 846-2090 |
| 5 | Melissa Kiner at Comparion Insurance Agency | 4109 Wake Forest Rd # 100 | (919) 985-8709 |
| 6 | Capital Insurance & Financial Services, Inc. | 3701 Lake Boone Trail #200 | (919) 571-0685 |
| 7 | G. Suggs Insurance Agency, Inc. | 1025 Bullard Ct STE 205 | (919) 875-8889 |
| 8 | Lee Winters Insurance Agency | 1330 St Marys St #250 | (919) 828-7130 |
| 9 | Griffin Insurance Solutions | 8305 Six Forks Rd #201 | (919) 704-6147 |
| 10 | Riddick Insurance Group, Inc. | 5510 Six Forks Rd Ste280 | (919) 870-1910 |
Osborne Insurance Services serves the Raleigh metro area and surrounding Wake County as a disability insurance agent. The company assists individuals and professionals in securing income protection policies that replace a portion of their earnings if they become unable to work due to illness or injury. It works with clients to evaluate short-term and long-term disability coverage options available through private insurers. The firm specifically handles individual disability income insurance and group disability benefit plans for local employees.
Carolina Insurance Professionals in Raleigh, North Carolina offers a range of disability insurance agent services, including helping clients evaluate their income protection needs and select appropriate disability coverage. The company assists with plan enrollment and ongoing policy maintenance to ensure clients understand their benefits and any coverage changes. Their services support individuals seeking financial security through disability policies. Carolina Insurance Professionals regularly services client needs related to single-family homes, apartments, retail locations, and restaurants.
Homeowners, businesses, and property managers in Raleigh turn to Dan Thompson Agency for disability insurance agent services. The agency works with clients to identify coverage options that protect income in the event of an injury or illness that prevents work. Policies are tailored to individual or business needs, helping maintain financial stability during recovery. Every consultation focuses on explaining available plans and their terms clearly. This local disability insurance agent also serves nearby Cary and the broader Wake County metropolitan area.
Lawson Insurance Group serves Raleigh, North Carolina, and the surrounding communities. It handles disability insurance policies for local residents, addressing needs related to income protection against illness or injury. The agency focuses on matching clients with suitable coverage options through a straightforward consultation process. To handle a typical case, it assesses individual income and occupational factors to identify the most appropriate policy type and benefit period.
Melissa Kiner at Comparion Insurance Agency in Raleigh, NC distinguishes between one-time disability policies for short-term needs and recurring plans for ongoing income protection. Coverage helps replace lost wages if an illness or injury prevents work, safeguarding financial stability. Service runs on a one-time basis, such as for a single policy purchase, or as needed for policy reviews and updates.
Capital Insurance & Financial Services, Inc., located in Raleigh, NC, specializes in structuring disability income protection for self-employed professionals and small-business owners. It also assists local employees with group disability coverage and individual policies that replace lost wages during illness or injury. Each plan reviewed aims to match income needs with realistic policy features for the region’s evolving workforce. As the end of the calendar year approaches, the company helps clients review their coverage before open enrollment deadlines.
As professionals and families in Raleigh navigate life changes such as a new job or a recent injury, the need for reliable income protection becomes urgent. G. Suggs Insurance Agency, Inc., a local disability insurance agent, helps clients understand options for replacing lost wages due to illness or accident. The agency focuses on explaining policy terms and matching coverage to individual budgets and work situations. An initial consultation typically involves a review of current earnings and an assessment of necessary benefit levels.
Lee Winters Insurance Agency in Raleigh, North Carolina handles general insurance needs and supplements those efforts with a focus on disability coverage. The firm helps individuals protect their income against the financial impact of illness or injury. For business operations, the agency can assist in structuring disability policies that safeguard payroll and key personnel. It works with various commercial sectors, including office environments, warehouses, and food service operations.
Griffin Insurance Solutions provides disability insurance services to residential clients in the Raleigh, North Carolina area. The company also assists local businesses in securing commercial coverage to protect their workforce. Serving clients throughout the Raleigh region, the agency works with individuals and employers to find appropriate plans for income protection. Clients may return between regular visits to adjust their coverage as their employment or health situation changes.
Riddick Insurance Group, Inc. in Raleigh, NC is known for helping clients navigate the complexities of disability insurance coverage. The company assists with both employer-sponsored plans and individual policies designed to protect a portion of a person’s income if injury or illness prevents them from working. Agents guide applicants through the underwriting process and policy options commonly available in the area. A specialty service the company can add on is assisting with long-term disability claims to ensure policyholders receive the benefits they are entitled to.
What Does a a Disability Insurance Agent in Raleigh Cost?
Typical costs for a disability insurance agent in North Carolina vary. Agents may charge a commission of 10 to 20 percent of the premium for individual policies. For group policies, costs are often included in the employer plan. Fees for claim assistance can range from 200 to 500 dollars per hour. This is general information, not insurance advice.
About disability insurance agents in Raleigh
A disability insurance agent in Raleigh can help you navigate policy options and claims under North Carolina law. North Carolina follows the state insurance code which sets rules for policy terms and claim deadlines. Local agents understand the specific needs of workers in the Research Triangle region.
Frequently Asked Questions
What does a disability insurance agent in Raleigh do?
A disability insurance agent helps you find and apply for disability insurance policies. They can also assist with claims and explain policy terms. In North Carolina, agents must be licensed by the state Department of Insurance.
How do I choose a disability insurance agent in Raleigh?
Look for an agent with experience in disability insurance and knowledge of North Carolina regulations. Check their license status through the North Carolina Department of Insurance website. Ask about their familiarity with local employers and group plans.
Are there time limits for filing a disability claim in North Carolina?
Yes, North Carolina law requires you to file a claim within a reasonable time, often 30 to 90 days after disability onset. Policy terms vary, so check your specific contract. An agent can help you understand your policy deadlines.
Disability Insurance Agents in Other North Carolina Cities
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