The top-rated disability insurance agent in Rocky Mount, North Carolina is Oakbridge Insurance, rated 4.8 stars across 78 reviews. Other highly rated options include Philip Thomas - State Farm Insurance Agent, Parker & Davis Insurance Agency, Jason Stancil - State Farm Insurance Agent. This directory lists 20 disability insurance agents serving Rocky Mount.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Oakbridge Insurance | 950 Country Club Rd | (252) 442-3186 |
| 2 | Philip Thomas - State Farm Insurance Agent | 2923 Zebulon Rd | (252) 977-1102 |
| 3 | Parker & Davis Insurance Agency | 101 S Church St | (252) 446-1119 |
| 4 | Jason Stancil - State Farm Insurance Agent | 101 Foy Dr | (252) 544-5632 |
| 5 | Melvin Mitchell: Allstate Insurance | 3501 Sunset Ave | (252) 443-5100 |
| 6 | Affordable 2 Insurance Services | 302 SW Main St | (252) 212-5027 |
| 7 | Bottoms Insurance Services | 1932 Stone Rose Dr | (252) 446-1236 |
| 8 | MSH Insurance DBA: Triangle Risk Advisors, Inc. | 72 Azimuth Ct | (252) 446-7188 |
| 9 | Shelley Milburn Insurance, Inc. | 2455 Hurt Dr | (252) 937-1888 |
| 10 | William Solomon's Insurance | 173 S Grace St | (252) 442-7763 |
Oakbridge Insurance in Rocky Mount, NC provides individual disability income policies as well as group coverage options to help protect against loss of earnings. Its services include tailoring initial plans to a client’s occupation and income, along with periodic policy reviews to adjust coverage as needs change. The company handles claims support and offers guidance on benefit integration with other benefits. Oakbridge serves a diverse clientele, including professionals in single-family homes, apartments, retail, and restaurants.
Philip Thomas - State Farm Insurance Agent serves the Rocky Mount, North Carolina area as a provider of disability insurance coverage. The agency assists local residents in understanding how disability insurance can replace income if they become unable to work due to illness or injury. Policies offered are designed to help protect financial stability during unexpected health events. The office helps clients compare short-term and long-term disability insurance plans to ensure they meet their specific needs.
Parker & Davis Insurance Agency serves homeowners and business owners in Rocky Mount, NC, offering disability insurance agent services. Representatives work with individuals to secure income protection policies that provide financial stability if illness or injury prevents work. They assist local professionals and self-employed clients in evaluating coverage options for their specific needs and budgets. The agency also extends its services to nearby communities in the greater Nash County area, including the surrounding parts of the Rocky Mount metropolitan region.
Jason Stancil - State Farm Insurance Agent serves Rocky Mount, North Carolina, and the surrounding communities, handling disability insurance policies that provide income replacement when an illness or injury prevents a client from working. This office helps individuals evaluate their financial protection needs by reviewing coverage options designed to safeguard against lost wages. For a typical job, a representative meets with the client to discuss their specific employment situation and health concerns, then uses that information to present plan choices suitable for their budget and risk tolerance.
Melvin Mitchell: Allstate Insurance, located in Rocky Mount, NC, provides disability insurance agent services that can be structured as either a one-time policy review or an ongoing recurring consultation relationship. Coverage options typically focus on replacing a portion of an insured individual’s income should illness or injury prevent them from working, with plans tailored to local employment needs. This agent’s service model is available on a one-time or as-needed basis, depending on the policyholder’s request.
With the change of seasons bringing increased physical activity in Rocky Mount, residents often face new injury risks that can temporarily halt an income. Affordable 2 Insurance Services serves as a local disability insurance agent, helping individuals protect their earnings against such unexpected health challenges. The company guides clients through the process of selecting policies that replace a portion of wages during periods of illness or recovery. An initial assessment of a person’s current coverage and financial needs begins the conversation toward securing appropriate protection.
Bottoms Insurance Services specializes in disability insurance, offering policies that replace a portion of income if a client becomes unable to work due to illness or injury. In Rocky Mount, NC, the agency assists individuals and professionals in evaluating coverage options to protect long-term financial stability. A critical concern it addresses is the gap left by employer-sponsored short-term benefits, especially during flu season or while recovering from seasonal workplace injuries.
Serving the Rocky Mount area, MSH Insurance, doing business as Triangle Risk Advisors, Inc., assists individuals and businesses with their disability insurance needs. The agency helps clients secure income protection policies that replace a portion of earnings if an illness or injury prevents them from working. It works to match coverage options to diverse occupational demands and budgets. Its client base includes professionals in offices, workers in warehouses, and employees across food service operations.
Shelley Milburn Insurance, Inc. in Rocky Mount, NC provides disability insurance services to residents in their homes. The company also structures commercial coverage policies for local businesses and professionals in the area. Serving Rocky Mount and the surrounding region, the agency helps clients protect their income against unexpected illness or injury. After an initial policy setup, the company offers ongoing follow-up services to adjust coverage between regular visits as life and business circumstances change.
What Does a a Disability Insurance Agent in Rocky Mount Cost?
Typical costs for disability insurance in North Carolina range from 1% to 3% of your annual income for individual policies. For example, a policy covering 60% of a $50,000 salary might cost $500 to $1,500 per year. Group plans through employers often cost less per month. Costs vary based on age, health, occupation, and benefit terms. This is general information, not insurance advice.
About disability insurance agents in Rocky Mount
Disability insurance agents in Rocky Mount, North Carolina help individuals and businesses find coverage that fits their needs. They can explain how North Carolina law does not require private disability insurance but does regulate policy terms through the Department of Insurance. Working with a local agent ensures you understand state-specific rules like the 30-day grace period for premium payments.
Frequently Asked Questions
What does a disability insurance agent in Rocky Mount do?
A disability insurance agent helps you compare policies from different carriers and explains coverage options. They assist with applications and can answer questions about claim processes. In North Carolina, agents must be licensed by the state Department of Insurance.
How do I choose a disability insurance agent in Rocky Mount?
Look for an agent with experience in disability coverage and knowledge of North Carolina insurance regulations. You can verify their license through the North Carolina Department of Insurance website. Ask about their familiarity with local employers and group plans.
Are disability insurance benefits taxable in North Carolina?
It depends on who paid the premiums. If you paid with after-tax dollars, benefits are generally tax-free. If your employer paid the premiums, benefits are usually taxable as income. North Carolina follows federal tax rules on this matter.
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