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HomeDisability Insurance AgentsOhio › Avon Lake

Find Disability Insurance Agents Near You in Avon Lake, OH

Browse disability insurance agents serving Avon Lake, Ohio. Updated 2026-07-14.

The top-rated disability insurance agent in Avon Lake, Ohio is Christina Estes - State Farm Insurance Agent, rated 5.0 stars across 130 reviews. Other highly rated options include Cobos Insurance Center, Dover Insurance Agency, Adam Noll Agency: Allstate Insurance. This directory lists 10 disability insurance agents serving Avon Lake.

Showing 10 disability insurance agents in Avon Lake, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Christina Estes - State Farm Insurance Agent379 Lear Rd #200(440) 695-1069
2Cobos Insurance Center32745 Walker Rd Suite A(440) 933-5223
3Dover Insurance Agency215 Miller Rd #6(440) 756-5636
4Adam Noll Agency: Allstate Insurance445 Avon Belden Rd Suite B3(440) 930-8570
5Lance Meiners Insurance Agency Inc152 Lear Rd(440) 933-6277
6Barco Insurance Agency659 Canter Ct(440) 933-4402
7Eileen Reigert - State Farm Insurance Agent702 Avon Belden Rd(440) 933-6215
8O'Donnell Insurance AgencyBeck Rd(440) 517-4814
9Total Insurance Agency Group Inc.445 Avon Belden Rd(440) 250-4463
10Meiners Insurance152 Lear Rd(440) 933-6277
CE
379 Lear Rd #200
Christina Estes - State Farm Insurance Agent
Disability Insurance Agent · Avon Lake, OH

Christina Estes - State Farm Insurance Agent serves the Avon Lake, Ohio area and the surrounding Lorain County communities, providing disability insurance agent services to local residents and professionals. The agency works with individuals to assess their need for income protection in the event of an illness or injury that prevents them from working. It also assists small business owners in understanding how disability coverage can help safeguard their practices. Specific services the agency handles include short-term disability insurance plans and long-term disability income policies.

CI
32745 Walker Rd Suite A
Cobos Insurance Center
Disability Insurance Agent · Avon Lake, OH

Serving Avon Lake, Ohio, and the surrounding communities, Cobos Insurance Center handles disability insurance needs for local residents and workers. It assists clients in finding coverage that can replace a portion of income if an illness or injury prevents them from working. The agency considers each client’s specific occupation, health situation, and income requirements when presenting policy options. To complete a typical job, it gathers relevant personal details and then compares suitable plans from different carriers on the client’s behalf.

DI
215 Miller Rd #6
Dover Insurance Agency
Disability Insurance Agent · Avon Lake, OH

Dover Insurance Agency in Avon Lake, Ohio, distinguishes between one-time consultations for a specific disability income plan and recurring service for ongoing policy reviews. Their coverage options include long-term disability insurance designed to protect income from a disabling illness or injury, along with tailored policies for self-employed professionals. The agency helps clients evaluate elimination periods and benefit amounts to match their needs. Service runs on a one-time, scheduled, or as-needed basis to accommodate individual client preferences.

AN
445 Avon Belden Rd Suite B3
Adam Noll Agency: Allstate Insurance
Disability Insurance Agent · Avon Lake, OH

Adam Noll Agency: Allstate Insurance provides disability insurance agent services to individuals and businesses in Avon Lake, Ohio. It helps clients understand coverage options that replace income during illness or injury. Ongoing support includes policy reviews to adjust plans as life circumstances change. The agency answers questions about waiting periods and benefit durations to ensure clear comprehension. It guides policyholders through claims and modifications. Its services cover single-family homes, apartments, retail establishments, and restaurants.

LM
152 Lear Rd
Lance Meiners Insurance Agency Inc
Disability Insurance Agent · Avon Lake, OH

Located in Avon Lake, Ohio, Lance Meiners Insurance Agency Inc serves homeowners, businesses, and property managers seeking disability insurance protection. The agency guides clients through options for replacing income lost due to injury or illness, ensuring tailored coverage that fits individual financial circumstances. Professionals and self-employed individuals alike rely on its expertise to safeguard their long-term earnings. The agency also covers neighboring communities throughout Lorain County and the greater Cleveland metro area.

BI
659 Canter Ct
Barco Insurance Agency
Disability Insurance Agent · Avon Lake, OH

Barco Insurance Agency serves Avon Lake, Ohio, and the surrounding communities, handling disability insurance needs for local residents. This agency works with individuals to identify coverage that replaces a portion of income if an illness or injury prevents them from working. A typical job begins with an evaluation of the client’s personal occupation and financial obligations to determine suitable policy options. The agency then presents these choices clearly, helping the client compare terms and complete the necessary paperwork efficiently.

ER
702 Avon Belden Rd
Eileen Reigert - State Farm Insurance Agent
Disability Insurance Agent · Avon Lake, OH

Eileen Reigert - State Farm Insurance Agent in Avon Lake, OH, offers disability insurance tailored to either one-time policy purchases for short-term needs or recurring premium plans for ongoing income protection. Coverage through this agency helps replace lost wages if an illness or injury prevents work, ensuring financial stability. This local agent advises clients on individual policy terms and benefit amounts. Services here are available on a scheduled basis for policy reviews and initial consultations.

OD
Beck Rd
O'Donnell Insurance Agency
Disability Insurance Agent · Avon Lake, OH

O'Donnell Insurance Agency in Avon Lake, OH offers disability insurance agent services, specializing in protecting income against illness or injury. The company provides guidance on coverage options to help clients secure financial stability during periods of inability to work. Across the area, a disability insurance agent assists with policies tailored to individual occupation needs and income levels. As seasonal shift work or holiday job demands increase, it helps clients address potential coverage gaps that could affect their ability to maintain household finances.

TI
445 Avon Belden Rd
Total Insurance Agency Group Inc.
Disability Insurance Agent · Avon Lake, OH

As winter weather increases the risk of slips and falls in Avon Lake, many residents recognize the importance of safeguarding their income. Total Insurance Agency Group Inc. assists local professionals and business owners in securing disability insurance that replaces lost wages during unexpected medical leave. They evaluate an individual’s current coverage gaps and recommend policies tailored to specific occupations and lifestyles. The typical first step involves a no-obligation assessment to review existing benefits, followed by a quote for suitable plan options.

MI
152 Lear Rd
Meiners Insurance
Disability Insurance Agent · Avon Lake, OH

Meiners Insurance works with individuals and businesses in the Avon Lake, OH area to address financial protection needs, specializing specifically as a disability insurance agent. They focus on helping clients understand and secure coverage that replaces income during an illness or injury causing an inability to work. These policies provide essential financial stability through short-term and long-term disability plans. The company serves a broad range of commercial sectors, including office environments, warehouse operations, and food service establishments, tailoring solutions to the unique risks of each workplace.

What Does a a Disability Insurance Agent in Avon Lake Cost?

Disability insurance agent services in Ohio typically cost no upfront fee as agents earn commissions from insurers. Policy premiums range from 1% to 3% of your annual income for individual coverage. Group plans through employers may cost less per month. Costs vary based on age health and occupation. This is general information not insurance advice.

About disability insurance agents in Avon Lake

Disability insurance agents in Avon Lake Ohio help residents find policies and file claims. Ohio law requires insurers to respond to claims within 15 days under Ohio Revised Code 3923.04. Local agents understand Lake County regulations and can guide you through the process.

Frequently Asked Questions

What does a disability insurance agent in Avon Lake do?

An agent helps you choose a disability policy and assists with claim filings. They explain Ohio specific rules like the 15 day response requirement. They do not provide legal advice but can connect you with resources.

How long do I have to file a disability claim in Ohio?

Ohio law does not set a specific deadline for filing claims but insurers often require prompt notice. Most policies require you to submit proof of loss within 90 days. Check your policy for exact time limits.

Can a disability insurance agent help with an appeal in Ohio?

Yes agents can help you gather documents and understand the appeal process. Ohio insurers must provide a written explanation for denials under Ohio law. For complex appeals you may need a lawyer or advocate.

Disability Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.