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Find Disability Insurance Agents Near You in Avon Lake, OH

Looking for a disability insurance agent in Avon Lake? Review the directory below to compare your options.

10 agents listed
Updated May 2026
Avon Lake, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 10 disability insurance agents in Avon Lake, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Christina Estes - State Farm Insurance Agent
379 Lear Rd #200, Avon Lake, OH 44012
(440) 695-1069 insuranceforcle.com
Cobos Insurance Center
32745 Walker Rd Suite A, Avon Lake, OH 44012
(440) 933-5223 cobosins.com
Dover Insurance Agency
215 Miller Rd #6, Avon Lake, OH 44012
(440) 756-5636 doverinsurance.net
Adam Noll Agency: Allstate Insurance
445 Avon Belden Rd Suite B3, Avon Lake, OH 44012
(440) 930-8570 agents.allstate.com
Lance Meiners Insurance Agency Inc
152 Lear Rd, Avon Lake, OH 44012
(440) 933-6277 meinersinsurance.com
Barco Insurance Agency
659 Canter Ct, Avon Lake, OH 44012
(440) 933-4402 barcoinsures.com
Eileen Reigert - State Farm Insurance Agent
702 Avon Belden Rd, Avon Lake, OH 44012
(440) 933-6215 eileenreigert.com
O'Donnell Insurance Agency
Beck Rd, Avon Lake, OH 44012
(440) 517-4814 kodonnell.reliexchange.com
Total Insurance Agency Group Inc.
445 Avon Belden Rd, Avon Lake, OH 44012
(440) 250-4463 thetiag.com
Meiners Insurance
152 Lear Rd, Avon Lake, OH 44012
(440) 933-6277 meinersinsurance.com

Disability insurance agents in Avon Lake Ohio help residents find policies and file claims. Ohio law requires insurers to respond to claims within 15 days under Ohio Revised Code 3923.04. Local agents understand Lake County regulations and can guide you through the process.

What Does a Disability Insurance Agent in Avon Lake Cost?

Disability insurance agent services in Ohio typically cost no upfront fee as agents earn commissions from insurers. Policy premiums range from 1% to 3% of your annual income for individual coverage. Group plans through employers may cost less per month. Costs vary based on age health and occupation. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Avon Lake do?
An agent helps you choose a disability policy and assists with claim filings. They explain Ohio specific rules like the 15 day response requirement. They do not provide legal advice but can connect you with resources.
How long do I have to file a disability claim in Ohio?
Ohio law does not set a specific deadline for filing claims but insurers often require prompt notice. Most policies require you to submit proof of loss within 90 days. Check your policy for exact time limits.
Can a disability insurance agent help with an appeal in Ohio?
Yes agents can help you gather documents and understand the appeal process. Ohio insurers must provide a written explanation for denials under Ohio law. For complex appeals you may need a lawyer or advocate.