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HomeDisability Insurance AgentsOhio › Cleveland

Find Disability Insurance Agents Near You in Cleveland, OH

Browse disability insurance agents serving Cleveland, Ohio. Updated 2026-07-14.

The top-rated disability insurance agent in Cleveland, Ohio is Globe Life Family Heritage Division, rated 4.5 stars across 960 reviews. Other highly rated options include Mike Fabert - State Farm Insurance Agent, Justin Ragor - State Farm Insurance Agent, Ralph P. Sills Insurance Agency. This directory lists 21 disability insurance agents serving Cleveland.

Showing 21 disability insurance agents in Cleveland, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Globe Life Family Heritage Division6001 E Royalton Rd Suite 200(440) 922-5222
2Mike Fabert - State Farm Insurance AgentHts, 2491 Lee Blvd(216) 932-6900
3Justin Ragor - State Farm Insurance Agent3878 Rocky River Dr Ste 4(216) 251-5300
4Ralph P. Sills Insurance Agency13854 Cedar Rd(216) 321-8033
5Evarts Tremaine1111 Superior Ave Suite 1650(216) 621-7183
6Brooks & Stafford Company55 Public Square #1650(216) 696-3000
7Oswald CompaniesOswald Tower, 950 Main Ave Suite 1800(216) 367-8787
8Smart Insurance Cleveland4421 W 150th St(216) 220-6691
9Cleveland Insurance Inc5851 Twin Lakes Dr(216) 354-2036
10Washington & Co Insurance Agency10535 St Clair Ave.(216) 761-1500
GL
6001 E Royalton Rd Suite 200
Globe Life Family Heritage Division
Disability Insurance Agent · Cleveland, OH

Globe Life Family Heritage Division serves the Cleveland, Ohio metro area as a disability insurance agent. The company helps individuals and families secure income protection through specialized disability policies. It works with clients to understand how a disabling illness or injury could affect their financial stability. The firm also assists local professionals in choosing coverage that replaces a portion of lost wages during recovery. Specific services provided include short-term and long-term disability insurance planning for Cleveland residents.

MF
Hts, 2491 Lee Blvd
Mike Fabert - State Farm Insurance Agent
Disability Insurance Agent · Cleveland, OH

Mike Fabert's State Farm Insurance Agency in Cleveland, Ohio offers a full range of personal and commercial insurance products, with a particular focus on disability insurance policies that provide income protection. The agency assists clients in selecting appropriate coverage plans and provides ongoing service to adjust policies as life circumstances change. Routine consultations help ensure beneficiaries understand their benefits and payment schedules. Mike Fabert serves single-family homeowners, apartment residents, retail store owners, and restaurant operators throughout the Cleveland area.

JR
3878 Rocky River Dr Ste 4
Justin Ragor - State Farm Insurance Agent
Disability Insurance Agent · Cleveland, OH

Justin Ragor - State Farm Insurance Agent serves homeowners, businesses, and property managers in Cleveland, Ohio, offering disability insurance coverage to protect income if illness or injury prevents work. The agency assists clients in selecting policies tailored to individual financial situations and occupational needs. It also helps navigate claims and policy adjustments when circumstances change. In addition to serving Cleveland proper, the agency covers Lakewood and surrounding western suburbs in Cuyahoga County.

RP
13854 Cedar Rd
Ralph P. Sills Insurance Agency
Disability Insurance Agent · Cleveland, OH

Serving Cleveland, Ohio, and its surrounding communities, Ralph P. Sills Insurance Agency handles disability insurance products for local residents. These policies provide income protection when an illness or injury prevents an individual from working. The agency guides clients through the process of understanding policy terms and coverage options. For a typical job, it focuses on matching specific policy features to a client’s occupation and income needs to build a suitable plan.

ET
1111 Superior Ave Suite 1650
Evarts Tremaine
Disability Insurance Agent · Cleveland, OH

At Evarts Tremaine in Cleveland, Ohio, clients may choose between one-time policy reviews for immediate needs or ongoing management of a long-term coverage strategy. Disability insurance agent services focus on helping individuals protect their income against unexpected illness or injury, with guidance tailored to local employment and industry standards. The team explains policy terms, benefit periods, and elimination periods so clients understand their options clearly. Service runs on a one-time, scheduled, or as-needed basis depending on each client's preference and changing circumstances.

BS
55 Public Square #1650
Brooks & Stafford Company
Disability Insurance Agent · Cleveland, OH

As winter approaches in Cleveland, many workers worry about a sudden injury or illness keeping them off the job without income. Brooks & Stafford Company helps local professionals select disability insurance policies that can replace a portion of lost earnings during recovery. Their office guides each client through comparing benefit periods, elimination periods, and occupational definitions to find a suitable plan. An initial assessment of current coverage needs and financial goals is scheduled before any policy recommendation is made.

OC
Oswald Tower, 950 Main Ave Suite 1800
Oswald Companies
Disability Insurance Agent · Cleveland, OH

Oswald Companies specializes in providing disability insurance agent services for professionals in the Cleveland, OH area, helping clients replace lost income when illness or injury prevents them from working. It guides individuals through policy selection, application, and claims support, ensuring coverage aligns with personal financial needs. The firm assists with both short-term and long-term disability plans to protect against unexpected health setbacks. During open enrollment periods, it helps workers evaluate new coverage options or adjust existing plans for changing circumstances.

SI
4421 W 150th St
Smart Insurance Cleveland
Disability Insurance Agent · Cleveland, OH

Smart Insurance Cleveland provides disability insurance agent services to residences throughout Cleveland, Ohio. The company also helps commercial clients within the greater metropolitan area secure income protection policies. An agent works closely with individuals and business owners to identify coverage needs based on occupation and lifestyle. After each policy is set, the agent schedules a follow-up meeting to review any changes in the client's circumstances or in available plan options between regular quarterly visits.

CI
5851 Twin Lakes Dr
Cleveland Insurance Inc
Disability Insurance Agent · Cleveland, OH

Cleveland Insurance Inc in Cleveland, Ohio, is known for connecting local residents with disability insurance plans that replace a portion of lost income when a health condition prevents work. The company assists clients in evaluating policy options for both short-term and long-term coverage. Agents help individuals understand elimination periods, benefit durations, and how disability insurance interacts with employer benefits or Social Security. A specialty service this agency can add on is offering tailored coverage for self-employed professionals who need to protect their sole income stream.

WC
10535 St Clair Ave.
Washington & Co Insurance Agency
Disability Insurance Agent · Cleveland, OH
RI
13124 Shaker Square
Rutledge Insurance
Disability Insurance Agent · Cleveland, OH
(216) 561-4444
rutledgegrp.com
FA
2515 Jay Ave
First American insurance
Disability Insurance Agent · Cleveland, OH
(220) 213-1586
KN
1481 Warrensville Center Rd
Kelle N Smith Agency LLC
Disability Insurance Agent · Cleveland, OH
(216) 291-0100
NI
17522 Harvard Ave
Nationwide Insurance: Hoynes Insurance Agency LLC
Disability Insurance Agent · Cleveland, OH
(216) 831-2770
agency.nationwide.com/oh/cleveland/44128/hoynes-insurance-agency-llc
AG
10147 Royalton Rd # B
Anthony Galati Insurance
Disability Insurance Agent · Cleveland, OH
(440) 230-5385
AR
1300 E 9th St #1650
Armada Risk Partners
Disability Insurance Agent · Cleveland, OH
(216) 350-5050
armadarisk.com
AA
5634 Broadway Ave
Agency Associates Inc
Disability Insurance Agent · Cleveland, OH
(330) 854-9010
agencyassociates.net
OH
11917 US-322
Ohio Health Insurance
Disability Insurance Agent · Cleveland, OH
virgilaldaba795807.wixsite.com/ohio-health-insuranc
NI
18009 Hillgrove Ave
Nest Insurance Solutions
Disability Insurance Agent · Cleveland, OH
(216) 543-0114
nestlifehealth.com
EE
3659 S Green Rd #317
Eisner Elaine
Disability Insurance Agent · Cleveland, OH
(216) 378-4500
eisnergohngroup.com
JB
11221 Pearl Rd #2
James A Barlow & Associates
Disability Insurance Agent · Cleveland, OH
(440) 238-0220
barlowagcy.com

What Does a a Disability Insurance Agent in Cleveland Cost?

Disability insurance premiums in Ohio vary based on age health occupation and benefit amount. A typical policy might cost between 1 percent and 3 percent of your annual income per year. For example a 50 year old in a moderate risk job might pay 100 to 300 dollars per month for a policy covering 60 percent of income. Costs also depend on elimination periods and benefit duration. This is general information not insurance advice.

About disability insurance agents in Cleveland

Disability insurance agents in Cleveland Ohio help individuals and businesses secure income protection policies. Ohio law does not require private disability insurance but many employers offer it under group plans. Agents can also assist with policy reviews and claims support for residents of Cuyahoga County.

Frequently Asked Questions

What does a disability insurance agent in Cleveland do?

A disability insurance agent helps you compare policies from different carriers. They explain coverage options such as own occupation or any occupation definitions. They also guide you through the application process and can assist with initial claims questions.

Are there Ohio specific rules for disability insurance claims?

Ohio insurance law requires insurers to respond to claims within 15 business days. If a claim is denied the insurer must provide a written explanation. Ohio also has a statute of limitations for filing a lawsuit which is typically 8 years for breach of contract but may be shorter for ERISA plans.

How do I choose a disability insurance agent in Cleveland?

Look for an agent licensed in Ohio with experience in disability coverage. Ask about their familiarity with group and individual policies. You can verify an agents license through the Ohio Department of Insurance website.

Disability Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.