The top-rated disability insurance agent in Brunswick, Ohio is Globe Life American Income Division: Surace Smith & Partners Organization, rated 4.9 stars across 3,116 reviews. Other highly rated options include Patrick Bruno: Allstate Insurance, Greg Zolton - State Farm Insurance Agent, Brenda States: Allstate Insurance. This directory lists 11 disability insurance agents serving Brunswick.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life American Income Division: Surace Smith & Partners Organization | 1152 Pearl Rd | (440) 582-0040 |
| 2 | Patrick Bruno: Allstate Insurance | 4293 Manhattan Ave | (330) 220-1800 |
| 3 | Greg Zolton - State Farm Insurance Agent | 50 Pearl Rd Ste 103 | (330) 225-3800 |
| 4 | Brenda States: Allstate Insurance | 4098 Center Rd Ste B | (330) 220-0503 |
| 5 | Homestead Insurance Agency Inc. | 1324 Pearl Rd | (330) 225-3100 |
| 6 | OH Insurance, LLC | 1940 Coventry Dr | (330) 220-8700 |
| 7 | Arbutina Insurance Group | 989 Pearl Rd | (216) 226-9400 |
| 8 | Letts-Lazor Agency | 1575 Pearl Rd | (330) 225-5605 |
| 9 | John Quien - State Farm Insurance Agent | 4244 Manhattan Ave | (330) 558-0577 |
| 10 | Zavcer Insurance | 2868 Westway Dr B | (330) 225-3777 |
Globe Life American Income Division: Surace Smith & Partners Organization serves the Brunswick, Ohio area as a disability insurance agent. This agency helps local residents and workers secure income protection plans designed to replace a portion of earnings if an illness or injury prevents them from working. Their representatives guide clients through policy options tailored to individual financial needs and occupational risks. The firm specifically handles short-term and long-term disability insurance coverage for individuals and small business owners in the region.
Patrick Bruno: Allstate Insurance provides disability insurance agent services to clients in Brunswick, Ohio. The agency helps individuals understand their policy options, focusing on income protection for unexpected medical situations. Ongoing support includes policy reviews and claims assistance to ensure coverage aligns with changing needs. The firm serves single-family homes, apartments, retail establishments, and restaurants seeking financial security against disability-related income loss.
Homeowners, small business owners, and renters in Brunswick, Ohio, can rely on Greg Zolton’s State Farm agency for disability insurance guidance. This agency helps local clients understand how disability coverage might protect their income if illness or injury prevents them from working. Serving the broader Medina County area, the agency also works with drivers and property owners seeking related personal insurance options. Beyond Brunswick, Greg Zolton’s office extends its services to the neighboring communities of Strongsville and Medina.
Brenda States: Allstate Insurance serves areas throughout Brunswick, Ohio, and the surrounding communities, handling disability insurance needs for local residents. This agency assists clients in understanding and securing coverage that provides income protection if injury or illness prevents them from working. Regular consultations ensure policies align with individual financial situations and employment circumstances. The typical process involves a careful review of the client’s current occupation and household expenses to recommend suitable coverage amounts and elimination periods.
Homestead Insurance Agency Inc. in Brunswick, OH offers disability insurance services that clients can access as a one-time consultation or on a recurring basis for ongoing needs. Coverage planning focuses on replacing lost income if injury or illness prevents work, protecting earnings for local professionals and small businesses. Services help clients understand policy terms and options for short-term and long-term coverage. Support is provided on an as-needed basis, with scheduled reviews available upon request to adjust plans as circumstances change.
OH Insurance, LLC, located in Brunswick, specializes in connecting clients with customized disability insurance policies to protect their income. The agency serves the local area by evaluating individual employment situations and recommending coverage that addresses loss of income due to illness or injury. It also assists with policy applications and claims guidance. For local professionals approaching harvest season or year-end contract renewals, the agency helps ensure income protection is in place before temporary work slowdowns begin.
As the seasons change in Brunswick, workers often face unexpected health issues that can disrupt their income and financial stability. Arbutina Insurance Group helps local professionals navigate these challenges by offering tailored disability insurance agent services designed to protect earnings during recovery. Their consultations focus on understanding each client’s occupation and specific coverage needs. The process begins with a thorough initial assessment of your current policy gaps and personal risk factors to determine the most suitable plan for your situation.
Letts-Lazor Agency works alongside local residents to protect their earnings through customized disability income plans. Serving the Brunswick, Ohio, area, it functions as a dedicated disability insurance agent, helping clients secure tailored coverage that replaces lost wages during illness or injury. This agent examines individual risks and financial obligations to identify appropriate policy terms and benefit durations. The firm can serve a range of commercial sectors offering such coverage, including offices, warehouses, and food service operations.
John Quien - State Farm Insurance Agent provides disability insurance coverage to residents in the Brunswick, OH area, helping individuals secure income protection for everyday needs. Commercial disability policies are also offered to local businesses seeking financial safeguards for their workforce. Service extends throughout the surrounding region with a focus on matching clients to appropriate plan options. Follow-up consultations are available to adjust coverage as circumstances change between regular office visits or renewals.
Zavcer Insurance in Brunswick, Ohio is known for helping clients navigate the complexities of disability coverage. The agency serves individuals and local businesses throughout the area, assisting with both short-term and long-term disability insurance policies. Agents focus on matching policy benefits to each client’s specific income and occupation needs. Zavcer Insurance also offers specialty consultation for physicians and other high-income professionals who require unique contract riders.
What Does a a Disability Insurance Agent in Brunswick Cost?
Disability insurance premiums in Ohio typically range from 1% to 3% of your annual income. For a 40 year old earning 60000 per year a policy might cost 600 to 1800 annually. Costs vary based on age health occupation and benefit terms. This is general information not insurance advice.
About disability insurance agents in Brunswick
Disability insurance agents in Brunswick Ohio help residents and local businesses secure income protection policies. Ohio law requires insurers to respond to claims within a reasonable time, typically 30 days. An agent can guide you through policy options and the claims process for peace of mind.
Frequently Asked Questions
What does a disability insurance agent in Brunswick do?
A disability insurance agent helps you compare policies from different carriers. They explain coverage limits, elimination periods, and benefit durations. They also assist with filing claims and understanding your policy terms.
How long do I have to file a disability claim in Ohio?
Ohio does not set a specific statutory deadline for filing a disability claim. However most policies require prompt notice, often within 30 days of the disability. Check your policy for exact time limits.
Can a disability insurance agent help with an appeal?
Yes an agent can review your denial letter and help gather supporting medical evidence. They can also explain your policy language and coordinate with your doctor. For complex appeals you may also want to consult an attorney.
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