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Find Disability Insurance Agents Near You in Elyria, OH

Browse disability insurance agents serving Elyria, Ohio. Updated 2026-07-14.

The top-rated disability insurance agent in Elyria, Ohio is Sean Krause - State Farm Insurance Agent, rated 5.0 stars across 227 reviews. Other highly rated options include Cobos Insurance Center, Riddell Insurance, Chuck Hirsch - State Farm Insurance Agent. This directory lists 19 disability insurance agents serving Elyria.

Showing 19 disability insurance agents in Elyria, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Sean Krause - State Farm Insurance Agent10247 Dewhurst Rd Ste 102B(440) 366-0020
2Cobos Insurance Center41436 Griswold Rd(440) 324-3732
3Riddell Insurance490 Cleveland St(216) 672-0637
4Chuck Hirsch - State Farm Insurance Agent41641 N Ridge Rd B(440) 233-8426
5Hoyas Insurance Group43099 N Ridge Rd(440) 324-3331
6Deborah Zerbini - Farmers Insurance - District 19315 Middle Ave(440) 760-0777
7Chad Nelson: Allstate Insurance994 Abbe Rd N ste 100(440) 281-8688
8Ryan Insurance Agency Inc105 Cleveland St(440) 322-3200
9JC Insurance Agency, Inc.30 West Ave(440) 322-7900
10Daniel Gossman: Allstate Insurance500 E Broad St(440) 323-7911
SK
10247 Dewhurst Rd Ste 102B
Sean Krause - State Farm Insurance Agent
Disability Insurance Agent · Elyria, OH

Sean Krause - State Farm Insurance Agent serves the Elyria, Ohio area and the surrounding Lorain County region, specializing in securing clients with disability insurance coverage. An agent in this field works with individuals and professionals to help protect their income if an illness or injury prevents them from working. Typical services include evaluating current coverage and planning for future financial stability. Specific services handled in this area include long-term disability policies and short-term disability policies for local residents.

CI
41436 Griswold Rd
Cobos Insurance Center
Disability Insurance Agent · Elyria, OH

Cobos Insurance Center provides disability insurance agent services to individuals and businesses throughout the Elyria, Ohio area. These services include assessing personal and occupational coverage needs, explaining policy options for income protection, and assisting with the application process. The agency helps clients plan for potential long-term disability events and navigate their available benefit selections. Ongoing support is offered for policy maintenance and updates as circumstances change. Cobos Insurance Center works with single-family homes, apartments, retail, and restaurants.

RI
490 Cleveland St
Riddell Insurance
Disability Insurance Agent · Elyria, OH

Riddell Insurance serves homeowners, business owners, and individuals in Elyria, Ohio, who need protection against income loss due to illness or injury. The agency works to match clients with disability insurance policies that can help replace a portion of their earnings during recovery. Understanding local employment patterns allows the agent to address the specific coverage needs of area professionals and tradespeople. The firm also advises clients on policy options to ensure adequate benefit periods and elimination periods. Its coverage area extends into nearby Lorain.

CH
41641 N Ridge Rd B
Chuck Hirsch - State Farm Insurance Agent
Disability Insurance Agent · Elyria, OH

Chuck Hirsch - State Farm Insurance Agent serves clients in Elyria, Ohio, and the surrounding Lorain County communities. This agency handles disability income insurance, helping individuals protect their earnings if they become unable to work due to illness or injury. It also assists with related coverage options to maintain financial stability. The approach it uses to handle a typical job begins with a thorough review of the client's occupation, income level, and current coverage to tailor a plan that meets specific needs.

HI
43099 N Ridge Rd
Hoyas Insurance Group
Disability Insurance Agent · Elyria, OH

Hoyas Insurance Group in Elyria, OH assists individuals in distinguishing between short-term benefits for temporary conditions and long-term disability plans that replace income during prolonged recovery. Their guidance helps evaluate coverage options that safeguard a portion of earnings against injury or illness preventing work. This insurance agent maintains focus on matching policy features with personal financial needs. Service is provided on an as-needed basis for client consultations and policy reviews.

DZ
315 Middle Ave
Deborah Zerbini - Farmers Insurance - District 19
Disability Insurance Agent · Elyria, OH

As the seasons change in Lorain County, residents face evolving health and financial risks that can affect their ability to work. Deborah Zerbini from Farmers Insurance District 19 in Elyria helps local clients understand disability insurance options that replace lost income during illness or injury. This agent guides individuals in both urban and suburban settings through policy features such as benefit periods and elimination periods. The usual process begins with an initial needs assessment to review a client’s current coverage.

CN
994 Abbe Rd N ste 100
Chad Nelson: Allstate Insurance
Disability Insurance Agent · Elyria, OH

Chad Nelson: Allstate Insurance provides disability insurance agent services to clients in the Elyria area. It assists individuals in exploring policies that offer income protection during periods of injury or illness. The company guides customers through the process of selecting plans that align with their personal financial situations and future needs. It also works to identify coverage gaps that could affect long-term financial stability. This local office understands how unexpected medical challenges can disrupt household budgets and helps residents prepare for such possibilities.

RI
105 Cleveland St
Ryan Insurance Agency Inc
Disability Insurance Agent · Elyria, OH

Ryan Insurance Agency Inc in Elyria, OH provides disability insurance services for residential clients throughout the local region. Commercial coverage is also available for area businesses seeking income replacement options for workers. The agency works with individuals to help protect their earnings against unexpected illness or injury, tailoring policies to specific needs. Clients often return between regular visits for policy reviews and adjustments as circumstances change, ensuring ongoing coverage meets their evolving requirements.

JI
30 West Ave
JC Insurance Agency, Inc.
Disability Insurance Agent · Elyria, OH

JC Insurance Agency, Inc. in Elyria, OH addresses the financial risks associated with lost income due to injury or illness. It specializes exclusively in disability insurance, helping clients secure policies that cover a portion of wages when they cannot work. The agency assists individuals in evaluating benefit periods, elimination periods, and coverage structures tailored to their professions. Its services are available for workers in a range of commercial sectors, including offices, warehouses, and food service environments.

DG
500 E Broad St
Daniel Gossman: Allstate Insurance
Disability Insurance Agent · Elyria, OH

Daniel Gossman: Allstate Insurance in Elyria, OH, assists clients in understanding and securing disability income protection. As a local disability insurance agent, the company guides individuals through policy options that replace a portion of lost earnings due to illness or injury. The agent evaluates a client’s occupation and income needs to recommend suitable coverage. Services extend to explaining elimination periods, benefit durations, and policy riders. A specialty service that can be added on is a future purchase option rider to increase coverage as income grows.

PI
252 E Broad St
Prime insurance agency
Disability Insurance Agent · Elyria, OH
(440) 201-4637
HK
1200 E Broad St
Hovey, Kaiser Insurance Associates
Disability Insurance Agent · Elyria, OH
(440) 366-4653
hoveykaiser.com
EI
810 Taylor St
Elyria Insurance Agency Ltd.
Disability Insurance Agent · Elyria, OH
(740) 325-3142
1O
1539 W River Rd N
1st Ohio Insurance
Disability Insurance Agent · Elyria, OH
(440) 534-4400
JA
1131 E Broad St
J Arhar Agency - Farmers Insurance
Disability Insurance Agent · Elyria, OH
(440) 281-8099
farmersagent.com/jarhar
PI
40960 Butternut Ridge Rd
Penfound Insurance
Disability Insurance Agent · Elyria, OH
(440) 458-5133
penfoundinsurance.com
PI
490 Cleveland St
Parsons Insurance
Disability Insurance Agent · Elyria, OH
(440) 365-1681
parsons-insurance.com
FI
475 Middle Ave
Farmers Insurance - Tenisha Cruz
Disability Insurance Agent · Elyria, OH
(440) 822-3337
agents.farmers.com/oh/elyria/tenisha-cruz
SG
105 Court St #602
Standen - Gardner Insurance Agency
Disability Insurance Agent · Elyria, OH
(440) 323-7497

What Does a a Disability Insurance Agent in Elyria Cost?

The cost of disability insurance in Ohio typically ranges from 1% to 3% of your annual income. For a 40 year old earning $50,000 per year, a policy might cost $500 to $1,500 annually. Premiums vary based on age, health, occupation, and benefit terms. This is general information, not insurance advice.

About disability insurance agents in Elyria

Disability insurance agents in Elyria, Ohio help individuals and businesses find coverage that protects income if you cannot work. Ohio law requires agents to be licensed by the Ohio Department of Insurance. Local agents understand the needs of workers in Lorain County industries like manufacturing and healthcare.

Frequently Asked Questions

What does a disability insurance agent in Elyria do?

A disability insurance agent helps you compare policies from different carriers. They explain coverage options, waiting periods, and benefit amounts. They do not handle claims but can guide you on policy terms.

Do I need disability insurance if I have workers comp in Ohio?

Yes. Ohio workers compensation only covers job-related injuries or illnesses. Disability insurance covers non-work injuries and illnesses. An agent can help you get both types of coverage.

How long does it take to get a disability policy in Ohio?

The application process usually takes 2 to 6 weeks. It depends on your health history and the insurer. An Elyria agent can speed up the process by helping you complete forms correctly.

Disability Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.