ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeDisability Insurance AgentsOhio › Kettering

Find Disability Insurance Agents Near You in Kettering, OH

Browse disability insurance agents serving Kettering, Ohio. Updated 2026-07-14.

The top-rated disability insurance agent in Kettering, Ohio is Becki Taylor - State Farm Insurance Agent, rated 4.9 stars across 253 reviews. Other highly rated options include Eric Evans - State Farm Insurance Agent, Mindful Medicare Solutions- Robin Sisk, Ramos Ratliff Insurance Agency. This directory lists 14 disability insurance agents serving Kettering.

Showing 14 disability insurance agents in Kettering, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Becki Taylor - State Farm Insurance Agent215 E Stroop Rd(937) 438-3400
2Eric Evans - State Farm Insurance Agent1649 E Stroop Rd(937) 298-1011
3Mindful Medicare Solutions- Robin Sisk5540 Far Hills Ave(937) 766-1965
4Ramos Ratliff Insurance Agency1389 E Stroop Rd(937) 545-8183
5Rathweg Insurance Associates, Inc.2212 S Patterson Blvd(937) 296-9393
6Robert K. Jones Insurance Agency, LTD.3809 Wilmington Pike #100(937) 294-2600
7Spectrum Insurance Agency1625 Springhill Ave(937) 643-0081
8Walt Kremer Insurance4080 Marshall Rd(937) 298-0105
9Simpkins-Dellis Insurance Agency3970 Shroyer Rd(937) 294-2724
10The Medicare Connection424 E Stroop Rd(937) 823-6093
BT
215 E Stroop Rd
Becki Taylor - State Farm Insurance Agent
Disability Insurance Agent · Kettering, OH

Becki Taylor as a State Farm Insurance Agent serves clients in Kettering, OH, and the surrounding Montgomery County area, focusing on disability insurance agent services. This independent agency helps individuals and businesses assess their needs for income protection in case of injury or illness. Coverage options are explained clearly to help clients understand policy terms and benefit periods. Becki Taylor’s office also assists with short-term disability policies for temporary coverage needs. Long-term disability insurance solutions for extended income replacement are provided.

EE
1649 E Stroop Rd
Eric Evans - State Farm Insurance Agent
Disability Insurance Agent · Kettering, OH

Eric Evans - State Farm Insurance Agent in Kettering, OH, provides individual and group disability insurance policies designed to replace income if a client becomes unable to work due to illness or injury. The agency offers initial consultations to assess coverage needs and ongoing policy reviews to adjust plans as life circumstances change. These services are available to single-family homeowners, renters, apartment dwellers, and owners of local retail shops and restaurants.

MM
5540 Far Hills Ave
Mindful Medicare Solutions- Robin Sisk
Disability Insurance Agent · Kettering, OH

Individuals in the Kettering area seeking income protection for unexpected medical situations turn to Mindful Medicare Solutions- Robin Sisk. The agency provides guidance on disability insurance policies, helping clients evaluate options to replace income during extended health absences. Services focus on matching coverage to personal financial needs and employment circumstances. Personal consultations clarify policy terms, benefit durations, and elimination periods for effective planning. The firm also serves surrounding communities across the greater Dayton metro area.

RR
1389 E Stroop Rd
Ramos Ratliff Insurance Agency
Disability Insurance Agent · Kettering, OH

Ramos Ratliff Insurance Agency serves Kettering, Ohio, and the surrounding Dayton-area communities. It handles disability insurance policies designed to replace a portion of a client’s income if they become unable to work due to illness or injury. The agency focuses on matching policy options to each individual’s profession and earnings. To manage a typical job, it first reviews the client’s current coverage and employment situation, then compares plan features from multiple carriers to recommend a tailored fit.

RI
2212 S Patterson Blvd
Rathweg Insurance Associates, Inc.
Disability Insurance Agent · Kettering, OH

Rathweg Insurance Associates, Inc. distinguishes between policies covering a single illness or injury and ongoing income protection plans that continue long-term. The agency in Kettering, OH, works with local residents to find disability insurance coverage suited to their individual professions and potential health risks. Experienced agents review policy terms to ensure benefits align with a client’s financial responsibilities. This service is available on a one-time or scheduled consultation basis, depending on the client’s need for initial policy purchase or annual benefit review.

RK
3809 Wilmington Pike #100
Robert K. Jones Insurance Agency, LTD.
Disability Insurance Agent · Kettering, OH

Robert K. Jones Insurance Agency, LTD. in Kettering, OH specializes in structuring long-term disability protection plans for professionals and self-employed individuals. It also reviews existing group policies and advises on supplemental coverage needs. Working with major insurers in the region, the agency helps clients understand elimination periods and benefit durations. As tax season approaches, it assists local business owners in adjusting their disability income protection before their annual filings are due.

SI
1625 Springhill Ave
Spectrum Insurance Agency
Disability Insurance Agent · Kettering, OH

Residents of Kettering often seek financial protection when a sudden illness or injury disrupts their ability to work. Spectrum Insurance Agency responds by guiding local professionals through the complexities of disability coverage to replace lost income. Their advisors explain policy waiting periods and benefit durations tailored to individual employment situations. Clients begin by scheduling a consultation to review their current earnings and occupational duties, which serves as the initial assessment step for crafting a suitable plan.

WK
4080 Marshall Rd
Walt Kremer Insurance
Disability Insurance Agent · Kettering, OH

Walt Kremer Insurance works with individuals and businesses in Kettering, OH, to address income protection needs. Its specialty involves providing disability insurance agent services that help clients secure coverage for lost wages due to illness or injury. These policies are designed to support financial stability during periods when a person cannot perform their regular job duties. Commercial sectors such as local offices, small warehouses, and food service operations can benefit from tailored plans that meet varying occupational risk levels and payroll structures.

SD
3970 Shroyer Rd
Simpkins-Dellis Insurance Agency
Disability Insurance Agent · Kettering, OH

Serving residents of Kettering and surrounding neighborhoods, Simpkins-Dellis Insurance Agency offers disability insurance coverage tailored for individual households as well as local commercial businesses. As a dedicated disability insurance agent in the area, they help clients navigate policies that provide income protection if illness or injury prevents regular work. Between seasonal visits or annual policy reviews, the agency consistently follows up with clients to address any changes in their coverage needs or life circumstances.

MC
424 E Stroop Rd
The Medicare Connection
Disability Insurance Agent · Kettering, OH
AH
148 Napoleon Dr
Angela Henderson, Public Adjuster
Disability Insurance Agent · Kettering, OH
(804) 512-8323
thegreenpa.com
WM
4080 Marshall Rd
Walter McFall & Kremer Insurance Agency
Disability Insurance Agent · Kettering, OH
(937) 461-2246
mcfallinsurance.com
OI
2260 E Dorothy Ln
Ohio Insurance Agency
Disability Insurance Agent · Kettering, OH
(216) 239-0346
MP
424 E Stroop Rd
Medicare Planning Ohio
Disability Insurance Agent · Kettering, OH
(937) 474-8803
medicareplanningohio.com

What Does a a Disability Insurance Agent in Kettering Cost?

Disability insurance agent services in Ohio typically do not charge a separate fee because they earn commissions from the insurance company. Policy premiums vary widely based on age, health, occupation, and coverage amount. A typical monthly premium for an individual policy in Ohio ranges from 1% to 3% of your monthly income. This is general information, not insurance advice.

About disability insurance agents in Kettering

Disability insurance agents in Kettering, Ohio help individuals and businesses secure income protection policies. Ohio law requires agents to be licensed by the Ohio Department of Insurance. Local agents can guide you through policy options and claims processes specific to Ohio regulations.

Frequently Asked Questions

What does a disability insurance agent in Kettering do?

A disability insurance agent helps you find and purchase a policy that replaces income if you cannot work. They explain policy terms, compare carriers, and assist with applications. Ohio agents must follow state licensing and disclosure rules.

How do Ohio laws affect disability insurance claims?

Ohio has a statute of limitations for filing a disability insurance lawsuit, typically two years from the date of denial. Ohio also requires insurers to provide clear policy language and timely claim decisions. An agent can explain how these rules apply to your situation.

Can a Kettering agent help with an existing claim denial?

Yes, many agents offer guidance on claim denials and can refer you to resources for appeals. However, agents cannot provide legal advice. For complex denials, you may need to consult an attorney familiar with Ohio insurance law.

Disability Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.