The top-rated disability insurance agent in Lancaster, Ohio is Miller Insurance & Financial Group,LLC, rated 4.9 stars across 88 reviews. Other highly rated options include Bill Palmer Insurance Inc, Wentz Insurance Agency Inc, Frear Insurance Services Inc. This directory lists 19 disability insurance agents serving Lancaster.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Miller Insurance & Financial Group,LLC | 804 W Fair Ave | (740) 653-4339 |
| 2 | Bill Palmer Insurance Inc | 725 E Main St | (740) 687-5733 |
| 3 | Wentz Insurance Agency Inc | 1601 E Main St | (740) 653-5535 |
| 4 | Frear Insurance Services Inc | 343 E Main St | (740) 653-1236 |
| 5 | Tom Mertz Insurance | 345 E Main St | (740) 687-1010 |
| 6 | Brightway Insurance, The Kaminsky Agency | 1424 Ety Pointe Dr NW | (740) 654-7782 |
| 7 | Otto Insurance Group | 110 E Main St | (740) 653-4004 |
| 8 | Clark Insurance | 414 E Main St # 100 | (740) 653-8623 |
| 9 | Shelter Insurance - Jessica Wilkins | 169 W Fair Ave B | (740) 785-5025 |
| 10 | Gibson Insurance Agency | 711 W Fair Ave | (740) 653-7111 |
Miller Insurance & Financial Group, LLC serves the Lancaster, Ohio, metro area as a disability insurance agent, assisting clients in this region with coverage tailored to local wage earners and self-employed professionals. The agency evaluates individual income protection needs, guiding clients through policy selection that replaces lost earnings due to illness or injury. Disability insurance advisors in this community help workers secure financial stability during medical leave. This firm handles short-term and long-term disability insurance applications and policy reviews.
Bill Palmer Insurance Inc in Lancaster, OH provides disability insurance agent services to individuals and businesses. It assists clients in understanding their coverage options for income protection. The agency maintains ongoing service plans, including periodic policy reviews and personalized claim support to ensure benefits align with changing needs. All consultations focus on explaining policy details and comparing available plans from various carriers. Its services extend to a wide range of properties, including single-family homes, apartments, retail locations, and restaurants.
Wentz Insurance Agency Inc serves local homeowners and working professionals in the Lancaster area, helping them secure disability insurance policies that replace a portion of income if illness or injury prevents them from working. The company guides clients through plan options, including short-term and long-term coverage, and explains key policy features such as elimination periods and benefit durations. It also assists Lancaster business owners seeking group disability solutions for their employees. Beyond the Lancaster community, Wentz Insurance Agency Inc extends its services to clients in the nearby city of Pickerington.
Frear Insurance Services Inc serves Lancaster, Ohio, and the surrounding Fairfield County communities, handling applications for disability insurance coverage. This type of insurance provides income replacement if a policyholder becomes unable to work due to illness or injury. The agency works with clients to evaluate their individual employment circumstances and income needs. For each case, it follows a thorough process of comparing available policy options from different carriers to find a suitable fit. It then guides clients through the application and medical underwriting stages to secure an active policy.
Tom Mertz Insurance offers specialized disability insurance agent services for individuals and businesses in Lancaster, Ohio. It helps clients evaluate policy options that provide income protection when a medical condition prevents them from working. The agency guides customers through the application process and assists with claims. It addresses common concerns such as qualifying for benefits during pregnancy recovery or recovering from a seasonal injury that occurs during winter sports or holiday-related accidents.
Brightway Insurance, The Kaminsky Agency provides disability insurance solutions for individuals and businesses in the Lancaster area. Its services focus on protecting clients against income loss due to injury or illness. The agency assists local residents in understanding the policy options available to them. It also helps employers tailor coverage plans that meet specific workforce needs. Commercial sectors served by the agency include offices, warehouses, and food service operations.
Located in Lancaster, Ohio, Otto Insurance Group assists local clients with disability insurance, distinguishing between one-time policy evaluations and recurring service for ongoing coverage adjustments. The agency works to guide individuals in selecting disability income protection that fits their employment and financial situation. This includes reviewing benefit periods, elimination periods, and occupational definitions common in the region. Clients may choose to have service run on either a one-time consultation or an as-needed basis for plan modifications.
As winter approaches in Lancaster, residents often worry about the impact of an injury on their income. Clark Insurance addresses this concern by helping local workers find disability coverage that protects their earnings during unexpected health setbacks. As a disability insurance agent, the company guides clients through policy options designed to replace a portion of lost wages. The initial step involves a thorough assessment of each individual's occupation, current income, and financial responsibilities.
Shelter Insurance - Jessica Wilkins provides residential disability insurance services for individuals in Lancaster, Ohio. Commercial coverage is also offered for small business owners seeking income protection in Fairfield County and the surrounding region. This agency assists clients in understanding policy options that align with their personal financial needs. Return appointments or follow-up services on existing policies are typically scheduled during regular seasonal visits to ensure continued coverage remains appropriate for each client's changing circumstances.
Gibson Insurance Agency in Lancaster, OH is known for guiding individuals through the complexities of disability insurance to protect their income. The company helps clients with independent policies that provide financial support if a medical condition prevents them from working. Options include short-term coverage and long-term plans tailored to an individual's occupation and lifestyle. The agency also assists with designing a customized add-on for future purchase options in a policy.
What Does a a Disability Insurance Agent in Lancaster Cost?
The cost of disability insurance in Ohio typically ranges from 1% to 3% of your annual income for a policy that covers 60% of your salary. For a 40 year old in Lancaster a policy may cost between $50 and $200 per month depending on benefit amount and waiting period. Costs vary by age health occupation and policy features. This is general information not insurance advice.
About disability insurance agents in Lancaster
Disability insurance agents in Lancaster Ohio help individuals and businesses secure income protection policies. Ohio law requires agents to be licensed by the Ohio Department of Insurance. Local agents understand the needs of Fairfield County residents and can guide you through policy options and claim processes.
Frequently Asked Questions
What does a disability insurance agent in Lancaster do?
A disability insurance agent helps you compare policies from different carriers and choose coverage that fits your budget and occupation. They also assist with applications and can answer questions about policy terms. In Ohio agents must follow state regulations regarding disclosure and suitability.
How do I choose a disability insurance agent in Lancaster Ohio?
Look for an agent licensed in Ohio with experience in disability insurance. You can verify a license through the Ohio Department of Insurance website. Ask about their familiarity with policies for local employers and self-employed individuals in Lancaster.
Are there Ohio laws that affect disability insurance policies?
Yes Ohio Revised Code Title 39 governs insurance agents and policies. Ohio does not require employers to provide disability insurance but group plans must comply with state regulations. Individual policies are regulated for fair marketing and claim handling.
Disability Insurance Agents in Other Ohio Cities
Akron · Amelia · Avon Lake · Beavercreek · Bowling Green · Brunswick · Canton · Centerville · Cincinnati · Cleveland · Columbus · Cuyahoga Falls · Dayton · Delaware · Dublin