Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 17 disability insurance agents in Lorain, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Neil Elkins - State Farm Insurance Agent
1812 Cooper Foster Park Rd, Lorain, OH 44053
(440) 282-2001
neilelkins.com
Robert Taylor Insurance (Lorain Office)
2063 N Ridge Rd, Lorain, OH 44055
(440) 277-5191
roberttaylorins.com
Charles Chapman - State Farm Insurance Agent
4340 N Leavitt Rd F, Lorain, OH 44053
(440) 985-1405
charleschapmaninsurance.com
Chris Arnott Agency Inc.
4789 N Leavitt Rd Suite D, Lorain, OH 44053
(440) 723-2991
chrisarnottinsurance.com
Lighthouse Insurance Agency
4789 N Leavitt Rd Suite D, Lorain, OH 44053
(440) 984-3463
lighthouseinsuranceamherst.com
Janasko Insurance
562 Broadway, Lorain, OH 44052
(440) 245-6268
janaskoinsurance.com
The Liberty Company Insurance Brokers (Formerly Nationwide Insurance: Sam J Saraniti Clu)
520 Broadway, Lorain, OH 44052
(440) 776-8900
libertycompany.com
Somers Agency LLC
5311N N Leavitt Rd Ste 100, Lorain, OH 44053
(440) 324-3447
somersagency.com
Masters Insurance Agency
210 W 7th St, Lorain, OH 44052
(440) 244-2253
D J Kwilecki Associates Insurance
211 W 8th St, Lorain, OH 44052
(440) 246-2680
Kelley Agency
5311 N Leavitt Rd, Lorain, OH 44053
(440) 282-8898
Pfister Insurance
112 E 19th St, Lorain, OH 44052
(800) 237-7595
pfisterinsurance.com
Huntington Insurance
4200 Oberlin Ave, Lorain, OH 44053
(330) 946-5257
huntington.com
EZ Bonds Plus Insurance LLC
713 Broadway, Lorain, OH 44052
(440) 323-6383
ezplusinsurance.com
Princeton Harriman Insurance Solutions
6145 Park Square Dr Suite 4, Lorain, OH 44053
(941) 444-0162
princetonharriman.com
Ellis & Smith Group LLC
6111 S Broadway Suite 4, Lorain, OH 44053
(440) 616-2007
Carrion insurance
600 Broadway, Lorain, OH 44052
(440) 222-7474
carrionagency.com
What Does a Disability Insurance Agent in Lorain Cost?
Disability insurance costs in Ohio vary by age, health, occupation, and coverage amount. Typical premiums for an individual policy range from 1% to 3% of annual income. For example, a 40-year-old office worker might pay $50 to $150 per month for a policy covering 60% of income. Group plans through employers are often cheaper. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Lorain do?
A disability insurance agent helps you compare policies from different carriers and choose coverage that fits your needs. They can explain benefit periods, elimination periods, and how Ohio state laws affect your policy.
Are disability insurance benefits taxable in Ohio?
It depends on who pays the premiums. If you pay premiums with after-tax dollars, benefits are generally tax-free. If your employer pays premiums, benefits are usually taxable as income under federal and Ohio state tax rules.
How long do I have to file a disability claim in Ohio?
Ohio law does not set a specific deadline for private disability claims, but policies often require notice within 30 days of disability. Check your policy for exact time limits. Delays can lead to denial.