The top-rated disability insurance agent in North Royalton, Ohio is HealthMarkets Insurance - Laura Weible, rated 5.0 stars across 290 reviews. Other highly rated options include International Insurance Group, Select Insurance Services Agency, Inc., Tirah Thompson - State Farm Insurance Agent. This directory lists 12 disability insurance agents serving North Royalton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | HealthMarkets Insurance - Laura Weible | 5740 Royalwood Rd Unit A | (440) 263-3070 |
| 2 | International Insurance Group | 5171 Wallings Rd #250 | (216) 332-9940 |
| 3 | Select Insurance Services Agency, Inc. | 12608 State Rd | (440) 237-8555 |
| 4 | Tirah Thompson - State Farm Insurance Agent | 12873 Royalton Rd | (440) 628-8488 |
| 5 | Walsh Insurance Group LLC | 19055 State Rd | (440) 888-6242 |
| 6 | Farmers Insurance - Michael Wasinski | 12333 Ridge Rd | (440) 877-4000 |
| 7 | Perkins Insurance Agency, Inc. | 13700 State Rd # 8 | (440) 237-8200 |
| 8 | Nationwide Insurance: Brian W Laing Insurance Agency Inc. | 10670 Royalton Rd #1 | (440) 230-1600 |
| 9 | Valic | 6785 Wallings Rd | (440) 237-1707 |
| 10 | Farmers Insurance - Joseph Dell Anno | 12800 York Rd Unit B3 | (440) 606-0060 |
HealthMarkets Insurance - Laura Weible serves the greater North Royalton, Ohio area with disability insurance agent services. This agency assists local residents in securing income protection policies that replace a portion of earnings if illness or injury prevents work. Disability insurance helps safeguard financial stability during unexpected health events. The agent guides clients through policy options suited to various professions and income levels. Services handled here include short-term disability coverage and long-term disability insurance for individuals and families.
International Insurance Group in North Royalton, OH, offers individual disability income policies and group disability coverage to replace lost wages due to illness or injury. The agent evaluates clients’ occupational risks and income needs, then coordinates ongoing policy reviews to ensure benefit adjustments as circumstances change. Claims assistance is provided to help secure timely payouts. This agency serves local professionals, small business owners, and tradespeople, as well as single-family homeowners, apartment complexes, retail stores, and restaurants.
Select Insurance Services Agency, Inc. serves homeowners, business owners, and property managers in North Royalton, OH, who seek financial protection through disability income insurance. The agency helps clients understand how disability policies can replace lost wages during illness or injury, providing crucial income security. Agents assess individual needs and present coverage options from various carriers to ensure appropriate protection. This firm also extends its disability insurance guidance to clients throughout neighboring Broadview Heights, offering the same personalized service and knowledgeable support across the broader Cuyahoga County metro area.
Tirah Thompson - State Farm Insurance Agent serves North Royalton, Ohio, and the surrounding communities. It handles disability insurance policies designed to replace a portion of a client’s income if they are unable to work due to illness or injury. The agency works with individuals to assess personal coverage needs based on occupation and lifestyle. To handle a typical job, it conducts a detailed review of the client’s current financial situation before presenting available plan options tailored to that specific circumstance.
Walsh Insurance Group LLC in North Royalton, OH assists clients by distinguishing between one-time disability policy purchases and recurring options that require ongoing management. The firm focuses on helping professionals secure coverage that replaces income if an injury or illness prevents them from working. This service protects financial stability by offering tailored selections. Agent services here are provided on an as-needed basis, allowing clients to schedule consultations or policy reviews according to their personal circumstances.
Farmers Insurance - Michael Wasinski offers disability insurance agent services in North Royalton, OH, specializing in helping clients secure income protection plans that replace lost wages due to illness or injury. The agency also provides general guidance on policy options, assessing individual coverage needs to match appropriate benefit terms. This work is especially valuable for local residents facing extended time away from work following an unexpected surgery or major medical event.
As the colder months approach in North Royalton, OH, local residents often reassess their financial safeguards against unexpected illnesses or injuries. Perkins Insurance Agency, Inc. provides disability insurance agent services to help individuals protect their income during such times of need. They assist clients in understanding policy options that suit personal circumstances and employment situations. The process typically begins with an initial consultation to review current coverage and identify specific financial protection requirements.
Nationwide Insurance: Brian W Laing Insurance Agency Inc. provides services for individuals seeking financial protection against the loss of income due to illness or injury. The company further specializes in product options that address long-term coverage needs and short-term recovery periods. These tailored plans are designed to help policyholders maintain financial stability during periods of medical leave. The agency offers its guidance to professionals in a wide range of commercial environments, including corporate offices, warehouse distribution centers, and food service operations.
Valic, based in North Royalton, OH, is recognized as a disability insurance agent serving individuals and businesses in the area. It assists clients in securing income protection policies that replace a portion of earnings if illness or injury prevents work. The agency guides customers through plan selection, coverage limits, and benefit periods tailored to their financial obligations. This includes helping professionals assess their need for long-term or short-term disability plans. A key added service is conducting needs analyses to determine appropriate coverage levels.
Farmers Insurance - Joseph Dell Anno serves clients in North Royalton, OH with residential disability insurance, helping homeowners protect their income in case of illness or injury. The agency also offers commercial disability coverage for local businesses, ensuring employees and owners have financial protection. Service extends throughout the surrounding area, focusing on personalized policy reviews and claims assistance. The agent welcomes follow-up conversations and repeat service between regular visits to update plans as life or business circumstances change.
What Does a a Disability Insurance Agent in North Royalton Cost?
Disability insurance agent services in Ohio are typically paid through commissions from the insurance company. You usually do not pay the agent directly. Policy premiums vary widely from 1 percent to 3 percent of your annual income. For example, a 50,000 dollar annual income might cost 500 to 1,500 dollars per year. Costs depend on your age, health, occupation, and coverage amount. This is general information, not insurance advice.
About disability insurance agents in North Royalton
Disability insurance agents in North Royalton Ohio help individuals and businesses find the right income protection plans. Ohio law requires agents to be licensed by the Ohio Department of Insurance. A local agent can explain how state regulations affect your policy and claims process.
Frequently Asked Questions
What does a disability insurance agent in North Royalton do?
A disability insurance agent helps you compare policies from different carriers. They explain coverage options and assist with applications. They do not provide legal advice but can clarify policy terms.
How do Ohio laws affect disability insurance claims?
Ohio does not have a specific disability insurance statute but follows general contract law. Claims must be filed according to policy terms. The Ohio Department of Insurance handles complaints about agents or insurers.
Can a North Royalton agent help with an existing claim?
Yes, an agent can review your policy and help you understand your benefits. They can also assist with filing paperwork. For denied claims, you may need to consult an attorney or contact the Ohio Department of Insurance.
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