The top-rated disability insurance agent in Pickerington, Ohio is Justice Insurance Agency, rated 5.0 stars across 437 reviews. Other highly rated options include Central Ohio Insurance Services, Inc, MMA Insurance, US Insurance Agency. This directory lists 16 disability insurance agents serving Pickerington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Justice Insurance Agency | 1029 Refugee Rd Suite 100 | (614) 829-5353 |
| 2 | Central Ohio Insurance Services, Inc | 1205 Hill Rd N | (614) 861-3100 |
| 3 | MMA Insurance | 670 Windmiller Dr B | (614) 834-6624 |
| 4 | US Insurance Agency | 12927 Stonecreek Dr Suite F1 | (614) 647-7093 |
| 5 | Alisha Dials Agency LLC American Family Insurance | 12920 Stonecreek Dr # F | (614) 834-9466 |
| 6 | Cornerstone Insurance Services | 10400 Blacklick-Eastern Rd NW | (614) 524-4248 |
| 7 | Phil King - HealthMarkets Insurance Agency - Columbus | 8523 Refugee Rd | (614) 524-5545 |
| 8 | Ziskowski Insurance LLC | 19 N Center St Suite 302 | (614) 961-6079 |
| 9 | Huntington Insurance | 873 Refugee Rd | (216) 859-1975 |
| 10 | Gibson Insurance Agency | 109 Hill Rd N | (614) 833-0555 |
Justice Insurance Agency serves Pickerington, Ohio, and the greater Fairfield County area as a disability insurance agent. It helps local residents find income protection for situations when an illness or injury prevents them from working. The agency guides clients through the process of selecting coverage that fits their personal financial situation and employment status. Among the specific services it handles in this area are short-term and long-term disability insurance policies.
Central Ohio Insurance Services, Inc provides disability insurance agent services to individuals and businesses throughout the Pickerington area. It helps clients select and maintain income protection policies that replace lost earnings during illness or injury. The agent supports policy reviews and claims assistance as coverage needs evolve. This company serves single-family homes, apartments, retail, and restaurants requiring tailored disability insurance guidance.
Serving homeowners, renters, and small business owners, MMA Insurance helps clients secure disability coverage to protect their income in case of injury or illness. The agency reviews individual policies and group plans, explaining key features like benefit periods and elimination periods. Guidance is tailored to local employment patterns, including the area’s manufacturing, retail, and service sectors. Beyond Pickerington, the agency covers neighboring communities in Fairfield County and the broader Columbus metro region.
US Insurance Agency serves clients in Pickerington, Ohio, and the surrounding central Ohio communities. It handles short-term and long-term disability insurance policies for individuals and local businesses. The agency helps clients understand how disability coverage protects their income if illness or injury prevents them from working. Its typical process involves reviewing a client’s occupation, current coverage gaps, and monthly expenses to recommend a suitable policy from available carriers.
Alisha Dials Agency LLC American Family Insurance offers disability insurance in Pickerington, OH, distinguishing between one-time policy purchases for immediate coverage and recurring premium plans that renew on a schedule. These policies provide income replacement if an illness or injury prevents work, protecting local residents from financial disruption. Coverage options are designed to replace a portion of earned wages during the disability period. Service runs on an as-needed basis for consultations, claims support, and policy adjustments.
Cornerstone Insurance Services in Pickerington, OH offers specialized disability insurance agent services, focusing on helping local professionals and small business owners secure income protection policies. The agency generally assists clients in understanding long-term and short-term disability coverage options available in the region. During layoff seasons or when major health issues arise unexpectedly, it helps individuals reassess their existing plans to ensure adequate financial safeguards remain in place.
As area residents adjust to seasonal employment shifts or recover from unexpected illnesses, many find themselves seeking income protection through disability insurance. Phil King - HealthMarkets Insurance Agency in Columbus serves residents in and around Pickerington by navigating plan options and policy details. The agency explains how group and individual coverage can replace lost wages during medical leave. An initial assessment reviews current employment benefits and household budgets to identify gaps in protection. A no-obligation consultation examines each client’s specific occupation-related risks before outlining available plans.
Ziskowski Insurance LLC in Pickerington, Ohio assists individuals and business owners with disability insurance coverage. The agency focuses on helping clients protect their income by recommending policies that provide financial support if an injury or illness prevents them from working. They work to explain plan options and tailor coverage to meet specific needs. This insurance agent serves a variety of commercial sectors, including offices, warehouses, and food service establishments.
Huntington Insurance serves local residents in Pickerington, Ohio, providing disability insurance for individuals who need income protection during illness or injury. The agency also offers commercial disability coverage for small and medium businesses in the greater central Ohio area. Agents help clients understand policy options, waiting periods, and benefit durations to match their specific financial situations. Between regular plan reviews, the agency follows up with policyholders to update coverage as life circumstances change, ensuring continued relevance of their disability protection.
Gibson Insurance Agency in Pickerington, Ohio is known for helping individuals and families secure disability income protection, serving clients throughout the central Ohio region. It assists with policy selection for short-term or long-term coverage, ensuring workers have a safety net if illness or injury prevents employment. A specialty service the agency can add on is Social Security Disability Insurance application guidance to streamline the claims process.
What Does a a Disability Insurance Agent in Pickerington Cost?
The cost of disability insurance in Ohio typically ranges from 1% to 3% of your annual income. For example a 40 year old earning 60000 per year might pay 600 to 1800 annually for a policy. Costs depend on age, health, occupation, and benefit amount. This is general information and not insurance advice.
About disability insurance agents in Pickerington
Disability insurance agents in Pickerington Ohio help individuals and businesses find coverage that protects income if you cannot work. Ohio law does not require private disability insurance but many employers offer it through group plans. Local agents can explain how Ohio short term and long term disability policies work and help you compare options.
Frequently Asked Questions
What does a disability insurance agent in Pickerington do?
A disability insurance agent helps you find and apply for disability insurance policies that fit your needs. They explain policy terms, coverage limits, and waiting periods. Agents also assist with claims and answer questions about Ohio specific rules like the elimination period.
Do I need disability insurance if I work in Ohio?
Ohio does not require private disability insurance but Social Security Disability Insurance (SSDI) is available for those who qualify. Private disability insurance can replace a portion of your income if you become disabled. An agent can help you decide if a policy is right for your situation.
How does Ohio law affect disability insurance claims?
Ohio follows the Employee Retirement Income Security Act (ERISA) for employer provided plans. This means strict deadlines and appeal rules apply. For individual policies, Ohio contract law governs. An agent can explain time limits for filing claims and appeals.
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