The top-rated disability insurance agent in Reynoldsburg, Ohio is Matt Breakey - State Farm Insurance Agent, rated 5.0 stars across 150 reviews. Other highly rated options include Insura, F.A.Y.I.N. Insurance Agency LLC, Davie Financial Services Inc: Allstate Insurance. This directory lists 16 disability insurance agents serving Reynoldsburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matt Breakey - State Farm Insurance Agent | 7439 E Main St | (614) 471-5000 |
| 2 | Insura | 6501 E Livingston Ave Unit #3A | (614) 500-4147 |
| 3 | F.A.Y.I.N. Insurance Agency LLC | 6321 E Livingston Ave ste f | (614) 861-9760 |
| 4 | Davie Financial Services Inc: Allstate Insurance | 1607 Brice Rd | (614) 367-0291 |
| 5 | Masters Insurance Group | 7620 Farmsbury Dr | (614) 868-5850 |
| 6 | Reidel Insurance Agency, Inc. | 7540 Slate Ridge Blvd | (614) 866-7799 |
| 7 | Matthew Linn American Family Insurance | 7546 Slate Ridge Blvd | (614) 861-5068 |
| 8 | John W. Neighbarger Insurance Agency | 7668 Slate Ridge Blvd | (614) 751-8220 |
| 9 | Gwendolyn Landis American Family Insurance | 7546 Slate Ridge Blvd Ste A | (614) 861-0103 |
| 10 | Alexandra Ramos Agency LLC | 1944 Baltimore-Reynoldsburg Rd | (614) 212-6588 |
Matt Breakey - State Farm Insurance Agent serves the Reynoldsburg, Ohio area and surrounding Franklin County communities as a disability insurance agent. The company assists local professionals and self-employed individuals in understanding how disability coverage can help protect their income during an unexpected illness or injury. Policy options are explained so clients can compare benefit periods and waiting periods according to their personal financial needs. The agency specifically handles individual disability income policies and business overhead expense disability coverage for local residents.
Insura provides disability insurance agency services to individuals and businesses in Reynoldsburg, Ohio, helping clients assess their need for income protection in the event of injury or illness. The company offers policy selection support and assists with ongoing plan maintenance, including claims guidance and coverage reviews. It also helps clients understand policy terms and adjust their coverage as circumstances change. Insura serves a range of properties, including single-family homes, apartments, retail establishments, and restaurants.
F.A.Y.I.N. Insurance Agency LLC serves clients in Reynoldsburg, Ohio and the surrounding central Ohio communities, handling disability insurance needs for local residents and workers. The agency guides individuals through the process of securing coverage that replaces a portion of income if an injury or illness prevents them from working. It approaches each case by first understanding the client’s occupation and income level, then systematically comparing available policy options to match those specific circumstances.
Davie Financial Services Inc: Allstate Insurance helps homeowners, renters, and small business owners in Reynoldsburg secure disability income protection. The agency guides clients through policy options designed to replace a portion of lost earnings should an illness or injury prevent them from working. Evaluations focus on individual coverage needs and budget. Services extend to residents throughout the Columbus metropolitan area and neighboring communities such as Pickerington.
Masters Insurance Group in Reynoldsburg, Ohio serves residential clients seeking protection against income loss due to disability. The agency also offers commercial disability coverage for local businesses and self-employed professionals throughout central Ohio. Policy options are customized during a personal consultation to address individual needs. The agent coordinates ongoing communication so clients can adjust coverage after job or life changes. This ensures a reliable point of contact for follow-up service between regular policy reviews.
Reidel Insurance Agency, Inc. in Reynoldsburg, OH assists clients with both one-time policy evaluations and ongoing coverage management. They help individuals and businesses understand their need for income protection through disability insurance. The agency focuses on matching policy options to a person’s occupation and earning situation. They clarify the difference between short-term and long-term benefits. Service to clients in this area is available on an as-needed basis, whether for an initial policy purchase or a future coverage review.
As the unpredictable Ohio winters create risks for households in Reynoldsburg, securing income protection becomes a priority for many. Matthew Linn American Family Insurance partners with clients navigating disability insurance options to safeguard earnings during unexpected illness or injury. The agency helps residents understand benefit structures and waiting periods specific to their occupation in the region. This process begins with a straightforward review of current coverage gaps to determine the most suitable individual plan for long-term financial stability.
John W. Neighbarger Insurance Agency in Reynoldsburg, OH offers specialty services focused on securing disability income protection for local professionals and small business owners. It provides guidance through the process of evaluating individual policies to help replace lost earnings if illness or injury prevents work. The agency serves the greater Reynoldsburg area, helping clients understand policy terms and coverage options. This work is particularly valuable when approaching career transitions or recovering from an unexpected accident that disrupts regular monthly income.
Gwendolyn Landis American Family Insurance provides residential disability insurance coverage to clients in Reynoldsburg, Ohio. The agency also offers commercial disability policies for local small businesses throughout the surrounding area. They help residents understand how disability income protection can replace a portion of lost earnings during illness or injury. The agency schedules follow-up appointments to review policy details and adjust coverage between regular annual visits.
The Alexandra Ramos Agency LLC operates as a disability insurance agent in the Reynoldsburg, Ohio area, guiding clients through the selection of income protection policies. It specifically focuses on disability coverage that replaces a portion of earnings if an illness or injury prevents work. The agency works with individuals and business owners to tailor plans fitting different occupational risks and financial needs. Its services can be applicable to a range of commercial sectors, including offices, warehouses, and food service.
What Does a a Disability Insurance Agent in Reynoldsburg Cost?
Disability insurance agent costs in Ohio vary by policy type and provider. Typical premiums for individual disability insurance range from 1% to 3% of your annual income per year. For a 50 000 dollar annual income, that means 500 to 1500 dollars per year. Group policies through employers may cost less. Costs depend on your occupation, health, and benefit terms. This is general information, not insurance advice.
About disability insurance agents in Reynoldsburg
Disability insurance agents in Reynoldsburg Ohio help individuals and businesses secure income protection policies. Ohio law requires agents to be licensed by the Ohio Department of Insurance. A local agent can guide you through policy options and claims processes specific to the Reynoldsburg area.
Frequently Asked Questions
What does a disability insurance agent in Reynoldsburg do?
A disability insurance agent helps you find and purchase a policy that replaces income if you cannot work. They explain policy terms, compare plans from different carriers, and assist with claim filings. In Ohio, agents must follow state regulations regarding disclosure and suitability.
How do I choose a disability insurance agent in Reynoldsburg Ohio?
Look for an agent licensed in Ohio with experience in disability coverage. Ask about their knowledge of Ohio insurance laws and the types of policies they offer. Check their reputation with the Ohio Department of Insurance or local business groups.
Are there Ohio-specific rules for disability insurance policies?
Yes. Ohio Revised Code Chapter 3923 governs disability insurance policies. For example, policies must include a free look period of at least 10 days. Ohio also has specific time limits for filing claims and requires clear language in policy documents.
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