The top-rated disability insurance agent in Warren, Ohio is Acceptance Insurance, rated 4.9 stars across 407 reviews. Other highly rated options include LMS Insurance Group, Platt Insurance, Paige & Byrnes Insurance. This directory lists 20 disability insurance agents serving Warren.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 2750 Mahoning Ave NW #2 | (330) 422-4148 |
| 2 | LMS Insurance Group | 144 N Park Ave Suite 302 | (855) 543-3765 |
| 3 | Platt Insurance | 389 Niles Cortland Rd NE | (330) 856-6244 |
| 4 | Paige & Byrnes Insurance | 9400 E Market St | (330) 393-2587 |
| 5 | Tania Howell - State Farm Insurance Agent | 4435 Mahoning Ave NW Champion Plaza | (330) 847-9494 |
| 6 | Derek Knepper - State Farm Insurance Agent | 216 Niles Cortland Rd NE | (330) 856-4834 |
| 7 | Daubenmire Insurance Agency | 452 Laird Ave NE | (330) 399-3121 |
| 8 | Insurance Navigators | 1700 E Market St Suite 110 | (330) 394-7400 |
| 9 | Rob Donahue - State Farm Insurance Agent | 183 W Market St | (330) 399-5861 |
| 10 | Daprile Insurance Group, LLC | 3050 Elm Rd NE #3 | (330) 395-5200 |
Acceptance Insurance provides disability insurance services to residents in the Warren, Ohio area, helping individuals protect their income in the event of illness or injury. The agency also offers commercial coverage for local businesses seeking to safeguard their employees and operations. Serving clients throughout the surrounding Mahoning Valley region, the office handles initial applications and claims support, returning for follow-up or repeat service between regular scheduled visits to adjust policies as needs change.
LMS Insurance Group serves the Warren, Ohio metro area, specializing in disability insurance agent services. The company assists clients in securing coverage that replaces a portion of income if injury or illness prevents them from working. It works with individuals and local businesses to evaluate different plan options. Understanding local regulations and policy details, the firm helps customers navigate short-term and long-term disability insurance applications.
Platt Insurance offers a range of services as a disability insurance agent in the Warren, OH area, including helping individuals and businesses secure income protection policies. Their work typically involves assessing clients’ needs for short-term or long-term disability coverage and managing existing plans to ensure continued suitability. The agency services various local property types such as single-family homes, apartments, retail establishments, and restaurants.
Paige & Byrnes Insurance serves homeowners, businesses, and property managers in the Warren, Ohio area by providing disability insurance agency services. They assist clients in evaluating coverage options designed to replace lost income due to illness or injury, helping individuals and business owners protect their financial stability. The agency also supports landlords and commercial property managers seeking to safeguard rental income streams through appropriate policies. In addition to serving Warren, this firm extends its disability insurance services throughout Trumbull County and the surrounding Youngstown metropolitan region.
Derek Knepper, a local disability insurance agent in Warren, OH, helps clients understand the difference between short-term and long-term disability policies. Short-term coverage replaces income for a few months following an injury or illness, while long-term plans offer support for extended or permanent conditions. The agency tailors protection to replace a portion of the client’s regular earnings during recovery. Consultations are typically a one-time event to assess needs and set up a policy, after which service runs on an as-needed basis for policy adjustments or claims filing.
When an injury or illness keeps a worker in Warren, OH from earning a paycheck, Daubenmire Insurance Agency helps replace that lost income by guiding clients through disability insurance policy options. As a local agent, the company assists individuals in selecting coverage that fits seasonal or unexpected health challenges common in the area. Every consult begins with a thorough review of the client’s current employment situation and financial needs during an initial assessment meeting.
Insurance Navigators assists individuals and businesses in the Warren, OH area with securing financial protection against the loss of income due to illness or injury. As disability insurance agents, they focus on matching policies to client needs and guiding applicants through the underwriting process. They serve commercial clients ranging from professional office environments to warehouse operations and food service establishments, helping these sectors maintain payroll continuity during employee disability.
Rob Donahue - State Farm Insurance Agent in Warren, OH, offers disability insurance services, specializing in policies that provide income protection if an illness or injury prevents work. It also assists clients with general insurance needs, including auto, home, and life coverage. With local knowledge of Ohio regulations, this agency helps individuals and families prepare for financial uncertainties. As winter approaches, it helps new and existing clients review their coverage to ensure protection against potential seasonal accidents or extended recovery periods at home.
Daprile Insurance Group, LLC serves Warren and the surrounding area with residential disability insurance solutions, protecting individuals’ incomes in the event they are unable to work. Commercial coverage is also available for local enterprises, helping business owners and their employees secure income protection. The company assists clients throughout Northeast Ohio, evaluating personal needs and policy options to find suitable plans. Regular follow-up is offered between scheduled reviews to ensure coverage remains aligned as circumstances evolve.
What Does a a Disability Insurance Agent in Warren Cost?
Disability insurance agents in Ohio typically earn a commission from the insurance carrier, so there is often no direct cost to you for their services. However, some agents may charge a flat fee for policy review or claims assistance, which can range from 100 to 500 dollars. Costs vary by case and agent. This is general information, not insurance advice.
About disability insurance agents in Warren
A disability insurance agent in Warren, OH can help you navigate the claims process for short-term or long-term disability benefits. Ohio law requires insurers to act in good faith, and an agent can explain your policy terms and deadlines. Working with a local agent ensures you have support familiar with Ohio regulations and the local insurance market.
Frequently Asked Questions
What does a disability insurance agent in Warren do?
A disability insurance agent helps you understand your policy, file claims, and communicate with the insurance company. They can also assist with appeals if your claim is denied. They do not provide legal advice but can explain your coverage options.
Are there Ohio laws that affect disability insurance claims?
Yes, Ohio Revised Code Section 3923.04 requires disability policies to include certain provisions. Ohio also has a 15-day time limit for insurers to acknowledge a claim and a 30-day limit for a decision after receiving proof of loss. An agent can help you meet these deadlines.
How do I choose a disability insurance agent in Warren?
Look for an agent with experience handling disability claims and knowledge of Ohio insurance laws. Ask about their familiarity with local insurance carriers and their process for helping with appeals. You can verify their license through the Ohio Department of Insurance.
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