The top-rated disability insurance agent in Bartlett, Tennessee is Direct Auto Insurance, rated 4.9 stars across 571 reviews. Other highly rated options include Michele Agnew - State Farm Insurance Agent, Lofton Wells Insurance, McDonald Insurance & Financial Services. This directory lists 18 disability insurance agents serving Bartlett.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Direct Auto Insurance | 6840 Stage Rd | (901) 388-6500 |
| 2 | Michele Agnew - State Farm Insurance Agent | 6600 Stage Rd #142 | (901) 372-3792 |
| 3 | Lofton Wells Insurance | 6187 Stage Rd | (901) 377-7935 |
| 4 | McDonald Insurance & Financial Services | 5820 Stage Rd | (901) 385-1234 |
| 5 | Trey Clemens - State Farm Insurance Agent | 2919 Elmore Park Rd Suite 3 | (901) 755-4172 |
| 6 | James Garcia: Allstate Insurance | 6490 Memphis Arlington Rd #110 | (901) 381-4747 |
| 7 | Gregory Lawrence: Allstate Insurance | 2768 Bartlett Blvd | (901) 388-8220 |
| 8 | Joseph Green - State Farm Insurance Agent | 2830 Summer Oaks Dr Suite 101 | (901) 381-1233 |
| 9 | Kellon Insurance Agency, Inc. | 2951 Elmore Park Rd | (901) 386-2400 |
| 10 | Person Insurance Agency | 8046 N Brother Blvd | (901) 286-1576 |
Direct Auto Insurance in Bartlett, Tennessee assists residents within the local community with their disability insurance needs. The agency also handles commercial disability coverage for area businesses and extends its services throughout the surrounding Shelby County region. By working closely with clients to understand individual office or personal work scenarios, the company advises on income-protection policies that address specific risks. The agency encourages follow-up consultations between regular visits to adjust coverage as routines or earnings change, ensuring continued alignment with each client’s present situation.
Michele Agnew - State Farm Insurance Agent serves the Bartlett, Tennessee, and surrounding Shelby County area as a disability insurance agent. This office helps local residents and professionals by providing policies that replace a portion of income if an illness or injury prevents them from working. The agent evaluates individual needs to recommend appropriate short-term and long-term disability plans. The company specifically handles employer-sponsored group disability policies and individual disability income insurance.
Lofton Wells Insurance provides a comprehensive range of disability income protection policies designed to help individuals and businesses in Bartlett, TN, safeguard their earnings against unexpected illness or injury. The agency assists clients in filing documentation and understanding policy terms, ensuring plans remain aligned with changing financial situations. Service includes periodic policy reviews to adjust coverage as personal or professional circumstances evolve. The agency serves a variety of local property interests, including sole proprietorships working from single-family offices, multi-tenant apartment buildings, retail storefronts, and area restaurants.
McDonald Insurance & Financial Services, based in Bartlett, Tennessee, is known for guiding residents through the complexities of disability income protection. The agency helps clients understand how long-term and short-term coverage can safeguard earnings against illness or injury. It evaluates individual needs for policies that replace a portion of lost wages. The team assists in comparing benefits and policy terms to align with financial obligations. A specialty add-on service is facilitating riders for cost-of-living adjustments to maintain benefit purchasing power over time.
Serving Bartlett, Tennessee, and the surrounding Memphis-area communities, Trey Clemens - State Farm Insurance Agent handles disability insurance needs for local residents. This work includes helping individuals secure coverage that replaces a portion of their income if they become unable to work due to illness or injury. The agency approaches each case by first listening to the client’s specific situation, then reviewing available policy options that align with those circumstances. A typical job is managed through a straightforward, step-by-step process, beginning with an initial consultation to gather relevant details.
Homeowners, business owners, and property managers in Bartlett, TN, rely on James Garcia: Allstate Insurance for disability insurance agent services that help protect income during unexpected illness or injury. This agency works with clients to understand various policy options tailored to individual professional needs and financial circumstances. Regular consultations ensure coverage remains aligned with changing life situations and career demands. The agency also serves clients throughout the Memphis metro area, including nearby Germantown.
Gregory Lawrence: Allstate Insurance in Bartlett, TN distinguishes between one-time consultations and recurring service options, allowing clients to choose how they engage with disability insurance agent support. Coverage is tailored to protect income if illness or injury prevents work, addressing local needs for financial stability. As a local agent, Gregory Lawrence provides guidance on policy terms and claim processes. Service runs on a scheduled and as-needed basis to accommodate different client circumstances and ongoing policy management.
Joseph Green - State Farm Insurance Agent in Bartlett, TN offers disability insurance services, helping local residents secure income protection plans that replace lost wages due to illness or injury. It also assists clients with general insurance needs, including auto, home, and life policies, ensuring comprehensive coverage for individuals and families. As Bartlett experiences seasonal weather shifts and heightened travel during holidays or summer months, the agent helps address the increased risk of unexpected accidents that could disrupt income.
Kellon Insurance Agency, Inc. provides services related to disability insurance, helping individuals protect their income if an illness or injury prevents them from working. Located in Bartlett, TN, the agency focuses on this specific type of coverage, offering policies that replace a portion of lost wages during a disability. Professionals in office environments, along with staff in warehouses and food service operations, can consult the agency for disability insurance solutions tailored to their employment situations.
What Does a a Disability Insurance Agent in Bartlett Cost?
Disability insurance premiums in Tennessee typically range from 1 percent to 3 percent of your annual income. For a 40 year old earning 60000 per year a policy might cost between 600 and 1800 annually. Costs vary based on age health occupation and benefit amount. This is general information not insurance advice.
About disability insurance agents in Bartlett
Disability insurance agents in Bartlett Tennessee help residents protect their income if they cannot work due to illness or injury. Tennessee law requires insurers to respond to disability claims within 30 days under state regulations. Agents can explain policy options and guide you through the application process.
Frequently Asked Questions
What does a disability insurance agent in Bartlett do?
A disability insurance agent helps you compare policies from different carriers and find coverage that fits your budget and occupation. They can also assist with filing claims and understanding policy terms.
How long do I have to file a disability claim in Tennessee?
Tennessee law does not set a specific deadline for filing disability claims, but most policies require prompt notice usually within 30 days of the disability. Check your policy for exact time limits.
Can a Bartlett agent help with an existing disability claim?
Yes many agents offer support for existing claims including helping you gather medical records and submit documentation. However they cannot provide legal advice or represent you in a lawsuit.
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