The top-rated disability insurance agent in Cleveland, Tennessee is Mark Riden - State Farm Insurance Agent, rated 5.0 stars across 1,080 reviews. Other highly rated options include Acceptance Insurance, Jake Duos - State Farm Insurance Agent, KMA Insurance Group. This directory lists 20 disability insurance agents serving Cleveland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mark Riden - State Farm Insurance Agent | 4681 N Lee Hwy | (423) 472-0248 |
| 2 | Acceptance Insurance | 2409 Keith St NW | (423) 491-7184 |
| 3 | Jake Duos - State Farm Insurance Agent | 188 Old Mouse Creek Rd | (423) 458-3015 |
| 4 | KMA Insurance Group | 3535 Keith St NW | (423) 476-7587 |
| 5 | Burnside Insurance Group LLC | 149 Inman St E | (423) 709-9010 |
| 6 | Hooper Insurance | 3525 Keith St NW N | (423) 472-1744 |
| 7 | Misty Allen - State Farm Insurance Agent | 242 1st St NE | (423) 790-5656 |
| 8 | Insurance Incorporated | 2551 Georgetown Rd NW | (423) 472-5051 |
| 9 | Bradley Insurance Inc | 2601 N Ocoee St | (423) 472-3344 |
| 10 | George Gray: Allstate Insurance | 2204 Keith St NW | (423) 479-5431 |
Mark Riden - State Farm Insurance Agent serves Cleveland, Tennessee, and the surrounding Bradley County area as a disability insurance agent. The company helps individuals and professionals find coverage that can replace a portion of income if illness or injury prevents them from working. It assists clients in evaluating policy options that address short-term and long-term disability needs. The agency guides customers through plan selection and application processes to secure financial protection for local workers.
Acceptance Insurance provides disability insurance agent services in the Cleveland, TN area, helping clients navigate income protection options for unexpected injuries or illnesses. The company assists individuals with filing claims and offers ongoing policy reviews to ensure coverage remains appropriate over time. Service plans include guidance on benefit structures and waiting periods suited to personal financial situations. This firm services single-family homes, apartments, retail, and restaurants for disability coverage needs.
Jake Duos - State Farm Insurance Agent in Cleveland, TN serves homeowners, renters, and local business owners seeking disability insurance coverage. This agency helps clients protect their income by offering policies that provide financial support if illness or injury prevents them from working. The team guides customers through plan options to match individual needs and budgets. They also assist with policy adjustments as life circumstances change. In addition to serving Cleveland, this office covers the nearby community of Athens within Bradley County.
KMA Insurance Group serves Cleveland, Tennessee, and the surrounding communities, handling applications for disability income protection policies. The agency assists individuals and small business owners with plans that replace a portion of lost earnings due to illness or injury. It navigates the underwriting process to match clients with appropriate coverage from standard carriers. To complete a typical job, the agency gathers personal financial and medical details, then presents policy options and facilitates the application paperwork.
Clients of Burnside Insurance Group LLC in Cleveland, TN can pursue either one-time disability policies or renewable coverage that requires recurring premium payments. As a dedicated disability insurance agent, the firm helps individuals secure income protection for illnesses or injuries that prevent work. Their permanent policies guarantee continued coverage without cancellation fears, while term options offer more affordable short-term financial security. These services are provided on both an initial and then as-needed basis for policy reviews or claims assistance.
Hooper Insurance specializes in disability insurance agent services, helping clients in Cleveland, TN protect their income against unforeseen medical conditions. The firm guides individuals through policy options tailored to local work environments and financial needs. It evaluates eligibility requirements and explains benefit structures for short-term and long-term coverage. This assistance proves particularly valuable during seasonal employment shifts or after a workplace injury when income stability becomes uncertain.
In the transitional seasons of Cleveland, TN, many workers review their financial protections due to changing weather or job shifts. Misty Allen - State Farm Insurance Agent addresses these needs by offering local disability insurance guidance that helps replace income if illness or injury prevents work. The agency focuses on individual plans that fit varying professional and personal circumstances. A complete initial assessment is scheduled to calculate current coverage gaps and discuss the available policy options.
Insurance Incorporated assists individuals in Cleveland, TN with financial protection strategies through its services as a disability insurance agent. It helps clients evaluate policies that replace a portion of income if injury or illness prevents working. The agency guides customers through plan selection and application processes. It also addresses specific needs for tailored coverage options. Commercial sectors it can serve include professional offices, warehouses, and food service establishments.
Bradley Insurance Inc in Cleveland, TN, specializes in helping individuals secure disability insurance to protect their income during unforeseen illness or injury. The company assists clients in understanding various policy options and benefit structures tailored to personal needs. In the greater Cleveland area, disability insurance agents at this firm evaluate occupational risks and financial obligations to recommend appropriate coverage. This agency can also coordinate short-term disability policies with employer benefits for more comprehensive income protection.
George Gray: Allstate Insurance provides residential disability insurance services for clients in Cleveland, TN, ensuring that homeowners can protect their income in the event of a covered illness or injury. Commercial coverage is also available for local business owners seeking to safeguard their financial stability during periods of disability. The agency serves the greater Cleveland area with attentive guidance through the application process. Clients often return for policy reviews and adjustments during regular visits, allowing for ongoing coverage updates that reflect changing circumstances.
What Does a a Disability Insurance Agent in Cleveland Cost?
Disability insurance premiums in Tennessee typically range from 1 to 3 percent of your annual income. For a 40 year old earning 50000 per year a policy might cost between 500 and 1500 annually. Costs depend on your age occupation health and the waiting period you choose. This is general information not insurance advice.
About disability insurance agents in Cleveland
Disability insurance agents in Cleveland Tennessee help individuals and businesses secure income protection policies. Tennessee law requires agents to be licensed through the state Department of Commerce and Insurance. Local agents understand the needs of workers in Bradley County industries like manufacturing and healthcare.
Frequently Asked Questions
What does a disability insurance agent in Cleveland do?
An agent helps you compare policies from different carriers and explains benefit terms. They assist with completing applications and can guide you through the claims process if you become disabled. Agents do not provide legal advice or represent you in lawsuits.
How long do I have to file a disability claim in Tennessee?
Tennessee does not have a specific statute of limitations for private disability insurance claims. However many policies require you to notify the insurer within 30 days of becoming disabled. You should always check your policy for specific time limits.
Can a Cleveland agent help if my claim is denied?
Yes an agent can review the denial letter and help you gather additional medical evidence. They can also assist with filing an internal appeal. For complex denials you may need to consult an attorney who handles ERISA or insurance bad faith cases.
Disability Insurance Agents in Other Tennessee Cities
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