The top-rated disability insurance agent in Kingsport, Tennessee is Jobe & Pearson Insurance, rated 5.0 stars across 188 reviews. Other highly rated options include Price & Ramey Insurance Group, Gilliam Insurance Advisor Group LLC, Douthat Insurance. This directory lists 20 disability insurance agents serving Kingsport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jobe & Pearson Insurance | 724 W Center St STE A | (423) 292-6581 |
| 2 | Price & Ramey Insurance Group | 1524 Bridgewater Ln # 101 | (423) 246-6181 |
| 3 | Gilliam Insurance Advisor Group LLC | 4350 W Stone Dr | (423) 276-5807 |
| 4 | Douthat Insurance | 1105 S Wilcox Dr | (423) 765-9084 |
| 5 | Taylor-Hamilton Insurance Agency Inc | 1063 Lynn Garden Dr | (423) 246-3810 |
| 6 | Pope-Robinette Insurance Agency | 409 E Market St | (423) 247-1109 |
| 7 | Susan Hanes & Assoc Insurance | 3301 Memorial Blvd | (423) 246-0335 |
| 8 | Erie Insurance | 670 W Center St | (423) 245-3743 |
| 9 | Lacey Insurance Services | 4527 Harbor Dr | (731) 202-7306 |
| 10 | Globe Life Liberty National Division: The Estep Agencies | 1944 Brookside Dr Suite A | (423) 343-9979 |
Jobe & Pearson Insurance serves Kingsport and the surrounding Sullivan County area as a disability insurance agent. They help clients understand how disability coverage can protect income during illness or injury. The firm assists individuals seeking short-term disability policies to bridge gaps in employer benefits. They also guide self-employed professionals in securing long-term disability plans tailored to their specific needs.
Price & Ramey Insurance Group offers a full range of services tailored to help clients secure income protection, including assistance with policy selection and filing claims. They provide ongoing consultation to review coverage as personal circumstances change, ensuring benefits remain aligned with each client’s needs. The agency serves disability insurance seekers based in Kingsport, TN, and across the surrounding region. Their services support professionals and business owners with income protection, applying to single-family homes, apartments, retail, and restaurant operations.
Gilliam Insurance Advisor Group LLC serves homeowners, businesses, and property managers in Kingsport, Tennessee, by offering disability insurance agency services. The company assists clients in understanding how income protection policies can safeguard personal and professional finances during periods of illness or injury. It focuses on tailoring insurance options to fit the specific needs of local residents and commercial entities. Alongside its Kingsport coverage, the firm also serves clients in the neighboring community of Johnson City to the south.
Douthat Insurance serves clients in Kingsport, Tennessee, and the surrounding Tri-Cities communities, handling all aspects of disability insurance planning. It assists both individuals and local businesses with applications for short-term and long-term income protection policies. The agency works with area residents to identify coverage that replaces a portion of their earnings during a medical leave. To complete a typical job, it reviews each client’s occupation and financial obligations, then presents policy options from multiple carriers for comparison and selection.
In Kingsport, TN, Taylor-Hamilton Insurance Agency Inc provides disability insurance agent services, distinguishing between one-time policy setups and recurring needs for annual reviews or coverage adjustments. Disability insurance safeguards income by replacing a portion of earnings if illness or injury prevents work. This local agency understands regional employment risks and benefit gaps. Service runs on either a one-time or as-needed basis, depending on each client’s preference for ongoing policy monitoring versus a single implementation.
As the winter months bring increased risks of slips and falls in Kingsport, local residents often seek ways to protect their income from unexpected time off work. Pope-Robinette Insurance Agency responds to this need by guiding clients through available disability insurance options. They explain coverage types that replace income during illness or injury. Representatives hold initial consultations to review personal financial situations, helping residents understand how a policy would fit their budget and lifestyle before proceeding with a formal application assessment.
Susan Hanes & Assoc Insurance assists individuals and businesses with disability income protection in Kingsport, Tennessee. The agency focuses on providing specialized disability insurance policies that replace a portion of lost earnings if injury or illness prevents work. Their work involves explaining policy terms, helping clients select appropriate coverage levels, and managing applications. This service extends to various commercial environments, including corporate offices, industrial warehouses, and food service establishments.
Erie Insurance provides disability insurance services for individuals in Kingsport, Tennessee, focusing on income protection plans that replace a portion of earnings if injury or illness prevents work. It generally works with local clients to navigate policy options, helping them understand waiting periods and benefit durations. As winter approaches, the agency assists with concerns about potential accidents on icy roads or slips that could result in temporary disabilities requiring extended recovery time.
Lacey Insurance Services provides residential disability insurance coverage for individuals in Kingsport, Tennessee. The agency also offers commercial coverage to help local businesses protect their income against employee disability. They serve clients throughout the broader Kingsport area, guiding policyholders through plan selection and claims. After each policy is in place, they provide follow-up service and make themselves available for ongoing support between regular visits to adjust coverage as needs change.
What Does a a Disability Insurance Agent in Kingsport Cost?
Disability insurance premiums in Tennessee typically range from 1% to 3% of your annual income. For a 40 year old non-smoker in Kingsport a policy paying 60% of income may cost between 75 and 200 dollars per month. Costs vary based on age health occupation and benefit amount. This is general information not insurance advice.
About disability insurance agents in Kingsport
Disability insurance agents in Kingsport Tennessee help individuals and businesses find coverage that protects income if you cannot work. Tennessee law requires specific policy provisions for group disability plans under state insurance code. Local agents can explain how Tennessee statutes affect your benefits and claims process.
Frequently Asked Questions
What does a disability insurance agent in Kingsport do?
A disability insurance agent helps you compare policies from different carriers and choose coverage that fits your needs. They can also assist with filing claims and understanding policy terms. Agents in Kingsport are familiar with Tennessee insurance regulations.
How long do I have to file a disability claim in Tennessee?
Tennessee does not have a specific state law for disability claim deadlines. Most policies require you to submit proof of loss within 90 days of the disability start date. Check your policy for exact time limits.
Are disability insurance benefits taxable in Tennessee?
Tennessee has no state income tax on wages so disability benefits are not taxed at the state level. Federal tax rules apply if your employer paid the premiums. Your agent can explain how premium payment method affects taxes.
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