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Find Disability Insurance Agents Near You in Bristol, TN

Browse disability insurance agents serving Bristol, Tennessee. Updated 2026-07-14.

The top-rated disability insurance agent in Bristol, Tennessee is Darren Lowe - State Farm Insurance Agent, rated 5.0 stars across 532 reviews. Other highly rated options include Mike Adams - State Farm Insurance Agent, Barbara Williams - State Farm Insurance Agent, Jim Embree Insurance. This directory lists 15 disability insurance agents serving Bristol.

Showing 15 disability insurance agents in Bristol, TNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Darren Lowe - State Farm Insurance Agent2137 Volunteer Pkwy #3(423) 968-9221
2Mike Adams - State Farm Insurance Agent1500 Bluff City Hwy(423) 764-5641
3Barbara Williams - State Farm Insurance Agent2742 W State St #3(423) 323-3640
4Jim Embree Insurance1225 Bluff City Hwy(423) 968-5550
5Shelter Insurance - Justin Horn2344 Volunteer Pkwy(423) 573-8870
6Burnette & Associates Insurance1143 Volunteer Pkwy(423) 968-2047
7Burke, Powers & Harty, Inc.1236 Volunteer Pkwy(423) 764-2112
8The Buddy Crump Insurance Agency Inc2409 Volunteer Pkwy C(423) 764-4191
9Shelter Insurance - Dustin Pannell1135 Volunteer Pkwy Ste 15A(423) 573-8871
10Stateline Benefit Advisors1227 Volunteer Pkwy Suite 534 Suite 534(423) 217-9610
DL
2137 Volunteer Pkwy #3
Darren Lowe - State Farm Insurance Agent
Disability Insurance Agent · Bristol, TN

Darren Lowe - State Farm Insurance Agent serves the Bristol, Tennessee area and surrounding communities as a disability insurance agent. This agency helps individuals and families secure financial protection by offering policies that replace a portion of income if a medical condition prevents work. Client consultations focus on evaluating personal circumstances and explaining how coverage can address specific income needs. The office also assists with short-term and long-term disability coverage options for local residents.

MA
1500 Bluff City Hwy
Mike Adams - State Farm Insurance Agent
Disability Insurance Agent · Bristol, TN

Mike Adams - State Farm Insurance Agent in Bristol, TN provides disability insurance agent services, helping clients understand their coverage options. The agency offers ongoing support for policy maintenance, including claim guidance and plan adjustments tailored to changing needs. Service plans focus on protecting income through various policy types suitable for local professionals. The firm services single-family homes, apartments, retail, and restaurants throughout the Bristol area.

BW
2742 W State St #3
Barbara Williams - State Farm Insurance Agent
Disability Insurance Agent · Bristol, TN

Barbara Williams - State Farm Insurance Agent serves homeowners, businesses, and property managers in Bristol, Tennessee, by offering disability insurance coverage designed to protect income during illness or injury. The agency helps local residents and commercial clients evaluate policy options that replace lost wages. As a disability insurance agent, the office guides individuals through the application process and explains benefit terms. The agency also serves nearby communities in the greater Sullivan County area, including Kingsport and Blountville.

JE
1225 Bluff City Hwy
Jim Embree Insurance
Disability Insurance Agent · Bristol, TN

Jim Embree Insurance serves Bristol, Tennessee, and the surrounding communities of the Tri-Cities area. It handles disability insurance, helping residents secure income protection for illness or injury. The agent guides clients through policy details to find coverage that fits personal budgets. A typical job begins with a review of the client's occupation and financial needs, then explores suitable policy options before presenting a clear comparison.

SI
2344 Volunteer Pkwy
Shelter Insurance - Justin Horn
Disability Insurance Agent · Bristol, TN

As a disability insurance agent in Bristol, TN, Shelter Insurance - Justin Horn focuses on crafting individual policies that replace a portion of lost income if a client becomes unable to work due to illness or injury. The agency also assists clients with understanding policy exclusions, waiting periods, and benefit durations to ensure coverage aligns with their financial obligations. This support includes helping residents assess their potential need for protection against a sudden disability during the demanding winter months when slips and hazardous road conditions occur frequently.

BA
1143 Volunteer Pkwy
Burnette & Associates Insurance
Disability Insurance Agent · Bristol, TN

Burnette & Associates Insurance in Bristol, TN helps clients distinguish between one-time policies, such as those covering a single surgical event, and recurring plans that provide ongoing income protection if disability prevents work. As a disability insurance agent, the firm guides individuals in securing coverage tailored to local employment and occupational needs. Service appointments with this agent generally operate on an as-needed basis, ensuring clients can seek consultation or file claims whenever their situation requires direct assistance.

BP
1236 Volunteer Pkwy
Burke, Powers & Harty, Inc.
Disability Insurance Agent · Bristol, TN

As winter weather increases the risk of slips and falls, residents of Bristol, TN, often seek ways to safeguard their income. Burke, Powers & Harty, Inc. serves local professionals by explaining how disability policies can replace lost wages during recovery from injury or illness. The team clarifies common exclusions and waiting periods to ensure individuals understand their coverage options. An initial assessment of a client’s current salary and occupation is scheduled to recommend appropriate coverage.

BC
2409 Volunteer Pkwy C
The Buddy Crump Insurance Agency Inc
Disability Insurance Agent · Bristol, TN

The Buddy Crump Insurance Agency Inc in Bristol, TN works with individuals and businesses to arrange disability insurance coverage. This specialty provides income protection when injury or illness prevents a person from working. The agency helps clients evaluate the specific risks they face in their daily lives and employment. Local small and medium-sized enterprises often need such coverage as part of a broader benefits package. The firm is able to serve a range of commercial sectors, including offices, warehouses, and food service operations.

SI
1135 Volunteer Pkwy Ste 15A
Shelter Insurance - Dustin Pannell
Disability Insurance Agent · Bristol, TN

Shelter Insurance - Dustin Pannell provides disability insurance agent services to residential clients in Bristol, TN, helping protect personal income. The agency also offers commercial coverage for local businesses and professionals seeking financial safeguards against injury or illness. Serving the greater Bristol area, appointments accommodate surrounding communities. Returning clients can request follow-up policy reviews or adjustments during regular scheduled visits.

SB
1227 Volunteer Pkwy Suite 534 Suite 534
Stateline Benefit Advisors
Disability Insurance Agent · Bristol, TN
HA
200 7th St
Hyde & Associates Insurance
Disability Insurance Agent · Bristol, TN
(423) 652-0026
hyde-associates.com
NP
615 Shelby St
Nash & Powers Insurance Co
Disability Insurance Agent · Bristol, TN
(423) 764-2700
NA
1227 Volunteer Pkwy Ste 534
Nicewander & Associates
Disability Insurance Agent · Bristol, TN
(423) 915-6409
nicehealthwealth.com
HA
1250 Volunteer Pkwy #3
Henson Agency
Disability Insurance Agent · Bristol, TN
(423) 806-2223
hensureit.com
CI
615 Shelby St
Cuddy Insurance Group (A Trustpoint Company)
Disability Insurance Agent · Bristol, TN
(423) 646-1576
cuddyinsurancegroup.com

What Does a a Disability Insurance Agent in Bristol Cost?

The cost of disability insurance in Tennessee typically ranges from 1% to 3% of your annual income. For a 35-year-old in Bristol, a policy covering 60% of income might cost between $50 and $150 per month. Costs vary based on age, health, occupation, and policy features. This is general information, not insurance advice.

About disability insurance agents in Bristol

Disability insurance agents in Bristol Tennessee help individuals and businesses find coverage that protects income if you cannot work. Tennessee law requires agents to be licensed by the state and follow specific regulations. Local agents can also guide you through the claims process for both short-term and long-term disability policies.

Frequently Asked Questions

What does a disability insurance agent in Bristol do?

A disability insurance agent helps you compare policies from different carriers and choose a plan that fits your budget and needs. They also assist with filing claims and understanding policy terms. In Tennessee, agents must hold a valid insurance license and follow state consumer protection rules.

Are there time limits for filing a disability claim in Tennessee?

Yes, Tennessee insurance policies often have time limits for filing a claim, usually within 30 to 90 days of the disability. You should also check your policy for any contractual statute of limitations, which can be as short as one year. An agent can help you understand these deadlines.

How do Tennessee laws affect disability insurance policies?

Tennessee follows the Uniform Individual Accident and Sickness Policy Provisions Law, which sets minimum standards for disability policies. This law requires certain policy provisions, such as a grace period for premium payments and a time limit on certain defenses. Your agent can explain how these rules apply to your specific policy.

Disability Insurance Agents in Other Tennessee Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.