The top-rated disability insurance agent in Knoxville, Tennessee is Knoxville Insurance Group, rated 4.9 stars across 788 reviews. Other highly rated options include William Knight Insurance Agency, Josh Ellis - State Farm Insurance Agent, Mansour Hasan - State Farm Insurance Agent. This directory lists 30 disability insurance agents serving Knoxville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Knoxville Insurance Group | 220 S Peters Rd #103 | (865) 694-9788 |
| 2 | William Knight Insurance Agency | 1717 Winston Rd | (865) 670-2990 |
| 3 | Josh Ellis - State Farm Insurance Agent | 11826 Kingston Pike #120 | (865) 223-5461 |
| 4 | Mansour Hasan - State Farm Insurance Agent | 10811 Kingston Pike | (865) 690-7100 |
| 5 | IRM Insurance | 11002 Kingston Pike #103 | (865) 579-0500 |
| 6 | Beacon Insurance Advisers | 150 Fox Rd | (865) 213-2111 |
| 7 | Senior Financial Group | 10201 Parkside Dr | (865) 777-0153 |
| 8 | The Crain Group Llc | 8207 Chapman Hwy | (865) 856-1019 |
| 9 | Ayres Brackfield Insurance | 118 Huxley Rd #2 | (865) 288-4288 |
| 10 | Senior Insurance Specialty Group | 141 N Martinwood Rd Suite 104-14 | (865) 203-2040 |
Knoxville Insurance Group serves the Knoxville, Tennessee metro area as a disability insurance agent. The agency assists individuals and business owners in securing income protection policies, helping to replace lost wages if an illness or injury prevents them from working. It guides clients through the process of choosing between short-term and long-term disability plans. A key part of its work includes explaining benefit periods, elimination periods, and own-occupation coverage for local professionals.
William Knight Insurance Agency serves Knoxville, Tennessee, and its surrounding communities, handling disability insurance coverage for local professionals and workers. The agency helps clients understand various policy options that can replace a portion of income if an injury or illness prevents them from working. It focuses on explaining policy terms clearly so individuals can make informed decisions. The agency typically works through a thorough needs assessment, reviewing a client’s occupation and current coverage before recommending a suitable plan.
Josh Ellis - State Farm Insurance Agent in Knoxville, TN, specializes in disability insurance coverage, helping local workers protect their income in case of illness or injury. The agency also offers general insurance services to residents and small business owners throughout the area. Regular consultations review policy terms and benefit amounts to match individual financial needs. As tax season approaches, it assists clients with coordinating disability benefits and long-term financial planning during periods of reduced earning capacity.
Mansour Hasan - State Farm Insurance Agent in Knoxville, TN, provides disability insurance services for area residents. Clients can choose between a one-time policy for temporary coverage needs or a recurring plan designed for longer-term income protection. Each option is structured to replace a portion of lost earnings due to illness or injury. General local coverage parameters typically include benefit periods and elimination durations tailored to the insured’s occupation and income level. Services are available on both a one-time policy setup and an as-needed basis for claims or modifications.
IRM Insurance works as a disability insurance agent in Knoxville, Tennessee, helping clients understand how income protection policies replace lost earnings during illness or injury. The company specializes in tailoring disability coverage to meet the specific needs of local professionals and small business owners. It assists both hourly and salaried workers who require long-term security. IRM serves a variety of commercial sectors, including offices, warehouses, and food service operations.
Beacon Insurance Advisers in Knoxville, TN, provides disability insurance services to residential clients, helping individuals protect their income from illness or injury. The firm also addresses commercial coverage needs, serving local small business owners. Service extends throughout the Knoxville area and surrounding communities. During each consultation, tailored disability plans are reviewed to match specific financial circumstances. Follow-up appointments are scheduled to update policies after major life events, ensuring ongoing coverage, with repeat service coordination conducted between regular periodic check-ins to adjust for any changes.
Senior Financial Group in Knoxville, Tennessee provides a range of disability insurance agent services, including policy evaluation and individual coverage enrollment. It offers personalized plan comparisons to help clients understand benefit terms and waiting periods. The company also assists with policy maintenance, such as updating coverage amounts due to income changes. It services a variety of property types, including single-family homes, apartments, retail locations, and restaurants.
The Crain Group Llc serves homeowners and businesses in Knoxville, Tennessee, seeking disability insurance protection. It assists clients in understanding policy options that provide income replacement if an illness or injury prevents work. The agency helps local professionals and self-employed individuals evaluate coverage tailored to their financial needs. It also supports property managers and small business owners in securing appropriate individual plans. Beyond Knoxville, the company covers the broader surrounding area, including the neighboring community of Farragut.
Ayres Brackfield Insurance serves Knoxville, Tennessee, and the surrounding communities, handling applications for disability insurance policies. It assists local professionals and self-employed individuals in securing coverage that replaces a portion of their income if they become unable to work due to injury or illness. The agency evaluates each client’s occupation, current earnings, and personal financial situation to recommend appropriate policy features. To handle a typical job, it first reviews the client’s medical and employment history, then compares options from multiple carriers before submitting a tailored application.
Senior Insurance Specialty Group in Knoxville, Tennessee helps clients choose between one‑time disability policies that provide coverage for a single defined period or recurring plans that offer ongoing protection with regular premium payments. Their coverage options address income loss due to injury or illness, tailored to individual employment situations and financial needs. Services are available on an as‑needed basis, allowing clients to request policy evaluations or enrollment support at any time without a recurring schedule.
What Does a a Disability Insurance Agent in Knoxville Cost?
Disability insurance agents in Tennessee are typically paid through commissions from the insurance company, so there is often no direct fee to you. Policy premiums vary widely based on age, health, occupation, and benefit amount. A typical individual policy might cost between 1% and 3% of your annual income per year. For example, a $3,000 monthly benefit could cost $75 to $225 per month. This is general information, not insurance advice.
About disability insurance agents in Knoxville
Disability insurance agents in Knoxville Tennessee help individuals and businesses find coverage that protects income if injury or illness prevents work. Tennessee follows its own insurance regulations, including specific time limits for filing claims and appealing denials. Working with a local agent can simplify navigating these rules and finding a policy that fits your needs.
Frequently Asked Questions
What does a disability insurance agent in Knoxville do?
A disability insurance agent helps you compare policies from different carriers, explains coverage options, and assists with the application process. They can also guide you on Tennessee-specific claim requirements and deadlines.
How long do I have to file a disability claim in Tennessee?
Tennessee law does not set a single deadline for all disability claims. Most private policies require you to notify the insurer within 20 to 30 days of becoming disabled. Check your policy for exact time limits.
Can a Knoxville agent help with an existing disability claim?
Yes, many agents can review your policy, explain benefits, and advise on next steps if you have a claim issue. However, they cannot provide legal advice. For legal help with a denied claim, consult a Tennessee attorney.
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