The top-rated disability insurance agent in Mt. Juliet, Tennessee is Guess Insurance Agency LLC, rated 5.0 stars across 115 reviews. Other highly rated options include Farmers Insurance - Dustin Rodgers, Darian Horne, Sr. - State Farm Insurance Agent, Farmers Insurance - Patrick Brown. This directory lists 17 disability insurance agents serving Mt. Juliet.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Guess Insurance Agency LLC | 1002 Meb Ct | (615) 754-6003 |
| 2 | Farmers Insurance - Dustin Rodgers | 1984 Providence Pkwy Ste 202A | (615) 562-5100 |
| 3 | Darian Horne, Sr. - State Farm Insurance Agent | 1400 N Mt Juliet Rd #103 | (615) 754-4604 |
| 4 | Farmers Insurance - Patrick Brown | 105 Industrial Dr #4 | (615) 288-2086 |
| 5 | Advantage Insurance Group LLC | 13026 Lebanon Rd #200 | (615) 547-2400 |
| 6 | Bodiford Insurance | 2624 N Mt Juliet Rd | (615) 758-9004 |
| 7 | Foundation Insurance | 2416 N Mt Juliet Rd | (615) 543-0905 |
| 8 | The Insurance Place Inc | 346 E Division St | (615) 754-4868 |
| 9 | Safely Ever Insurance TN | 2099 N Mt Juliet Rd | (423) 922-7416 |
| 10 | HealthMarkets - Vickie Mowry | 3650 N Mt Juliet Rd | (615) 754-5394 |
Guess Insurance Agency LLC serves the greater Mt. Juliet area in Wilson County as a disability insurance agent. The company focuses on helping individuals and professionals secure coverage for lost income due to illness or injury. It navigates clients through policy options from various carriers to find suitable protection for their unique situations. Specific services it handles include short-term disability policies and long-term disability income replacement plans.
Farmers Insurance - Dustin Rodgers in Mt. Juliet, TN, offers a range of disability insurance services to help protect clients’ income during illness or injury. The agency develops tailored coverage plans and provides ongoing maintenance of policies, including periodic reviews to adjust benefits as circumstances change. Clients receive support for claims filing and general account management. The firm serves individual homeowners, apartment residents, local retail businesses, and restaurant operators throughout the surrounding area.
Darian Horne, Sr. serves homeowners, renters, and small business owners in Mt. Juliet, Tennessee, as a disability insurance agent. He helps clients explore policies that can replace a portion of income if an illness or injury prevents them from working. These plans can provide financial stability during recovery, covering everyday expenses while a policyholder is unable to earn their regular wages. His agency focuses on explaining coverage options in clear, straightforward terms. This service area also extends to the greater Nashville metropolitan region, including communities such as Hermitage and Lebanon.
Farmers Insurance - Patrick Brown serves the Mt. Juliet, Tennessee area and its surrounding communities. The company handles disability insurance agent work, including helping clients select policies that replace a portion of income if an injury or illness prevents them from working. These policies are designed to cover essential living expenses during a period of incapacity. In a typical job, the agent assesses the client’s current occupation and monthly financial obligations to recommend a plan that aligns with their needs.
Advantage Insurance Group LLC in Mt. Juliet, TN assists clients by distinguishing between one-time policy consultations and ongoing claims advocacy when addressing disability needs. Coverage options are reviewed to ensure income protection aligns with an individual’s occupation and lifestyle risks. As a disability insurance agent, the firm helps navigate policy details, benefit periods, and elimination periods during the selection process. Service is provided on a one-time, scheduled, or as-needed basis depending on the client’s preference for annual reviews or event-driven updates.
Bodiford Insurance provides specialized services as a disability insurance agent, focusing on policies that replace income if injury or illness prevents work. It also assists clients in this area with general inquiries regarding coverage options and claim processes. Operating in Mt. Juliet, TN, the company helps individuals evaluate their financial protection needs. It particularly aids those preparing for open enrollment periods or facing sudden health changes that threaten their ability to earn a steady paycheck.
In the Middle Tennessee area, residents may face the sudden loss of income due to an unexpected illness or injury away from work. Foundation Insurance, based in Mt. Juliet, helps individuals assess their need for personal income replacement through disability insurance. Their approach focuses on explaining how group plans and individual policies can bridge financial gaps. The initial consultation involves reviewing the client's current coverage to identify potential protection shortfalls.
Serving the Mt. Juliet area, The Insurance Place Inc works to help individuals safeguard their income against unexpected health issues. A key specialty within their services is disability insurance, which provides financial protection when a client cannot work due to illness or injury. This coverage can be tailored to replace a portion of lost wages during a recovery period. The company assists professionals across various commercial sectors, including offices, warehouses, and food service.
Safely Ever Insurance TN provides residential disability insurance services to clients in Mt. Juliet, helping protect individual incomes when illness or injury prevents work. The agency also handles commercial disability coverage for local businesses looking to safeguard their employees. Service areas extend throughout Mt. Juliet and the surrounding Wilson County region. The team works with clients to set up personalized policies during the initial appointment, then schedules periodic follow-up contact between regular visits to review coverage needs or adjust plans as personal circumstances change.
HealthMarkets - Vickie Mowry in Mt. Juliet, TN, assists clients with securing disability insurance policies. The agency helps individuals and families protect their income against unexpected illness or injury. It guides applicants through plan options, including short-term and long-term coverage. Clients benefit from knowledgeable explanations of policy terms and waiting periods. This agent can also help add a provisions for partial disability benefits to an existing plan or a new one that aligns with their financial needs.
What Does a a Disability Insurance Agent in Mt. Juliet Cost?
Disability insurance agent services in Tennessee typically cost nothing upfront because agents earn commissions from insurers. Policy premiums range from 1% to 3% of your annual income, so a 50000 dollar salary might pay 500 to 1500 dollars per year. Costs vary by age, health, occupation, and benefit amount. This is general information, not insurance advice.
About disability insurance agents in Mt. Juliet
A disability insurance agent in Mt. Juliet, Tennessee can help you understand policy options and file claims. Tennessee law requires insurers to respond to claims within 30 days under state regulations. Local agents know the specific needs of Wilson County workers.
Frequently Asked Questions
What does a disability insurance agent in Mt. Juliet do?
A disability insurance agent helps you choose a policy and guides you through the claims process. They explain policy terms and assist with paperwork. Agents in Mt. Juliet are familiar with Tennessee insurance laws.
How long do I have to file a disability claim in Tennessee?
Tennessee law does not set a specific filing deadline for disability claims, but policies often require prompt notice. Most policies give you 30 to 90 days to submit proof of loss. Check your policy for exact time limits.
Can a disability insurance agent help with a denied claim in Tennessee?
Yes, an agent can review your denial and help you gather additional evidence. They can also explain the appeals process under Tennessee law. Insurers must provide a reason for denial within 30 days.
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