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Find Disability Insurance Agents Near You in Oak Ridge, TN

Browse disability insurance agents serving Oak Ridge, Tennessee. Updated 2026-07-14.

The top-rated disability insurance agent in Oak Ridge, Tennessee is Stephanie Hale-Smith - State Farm Insurance Agent, rated 5.0 stars across 334 reviews. Other highly rated options include Mike Massaglia - State Farm Insurance Agent, Josh Hemphill - State Farm Insurance Agent, Laura Lynn Green - State Farm Insurance Agent. This directory lists 17 disability insurance agents serving Oak Ridge.

Showing 17 disability insurance agents in Oak Ridge, TNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Stephanie Hale-Smith - State Farm Insurance Agent40 New York Ave #110(865) 483-7784
2Mike Massaglia - State Farm Insurance Agent108 S Illinois Ave(865) 425-7750
3Josh Hemphill - State Farm Insurance Agent574 Oak Ridge Turnpike(865) 512-7542
4Laura Lynn Green - State Farm Insurance Agent136 Marquette Rd(865) 483-5666
5Madison Insurance Group, Inc.795 Main St W Suite 200(865) 425-7300
6Thompson Insurance Group697 Emory Valley Rd E(865) 685-5069
7Fox Insurance Group110 S Illinois Ave(865) 482-0513
8Health Plan Solutions Insurance Agency140 Talmeda Rd #138(865) 294-4359
9Chris Smith Insurance471 Oak Ridge Turnpike Ste.B(865) 272-3387
10Southern Protection Insurance TN113 Raleigh Rd(865) 290-0191
SH
40 New York Ave #110
Stephanie Hale-Smith - State Farm Insurance Agent
Disability Insurance Agent · Oak Ridge, TN

Stephanie Hale-Smith, serving Oak Ridge and surrounding Anderson County, operates as a local disability insurance agent. The office works with individuals to secure income protection through policies that replace lost earnings during illness or injury. Claims assistance is provided to help policyholders navigate the benefits process. The agency handles long-term disability coverage for those unable to work for extended periods and short-term plans for temporary recoveries after surgery or accident.

MM
108 S Illinois Ave
Mike Massaglia - State Farm Insurance Agent
Disability Insurance Agent · Oak Ridge, TN

Mike Massaglia, serving Oak Ridge, Tennessee, provides disability insurance agent services to help individuals and businesses protect their income. A range of options is offered to replace lost earnings due to illness or injury, with ongoing consultation to adjust coverage as life circumstances change. Policy reviews and updates are available to maintain alignment with current needs. Single-family homes, apartments, retail, and restaurants are among the properties served by these comprehensive income protection plans.

JH
574 Oak Ridge Turnpike
Josh Hemphill - State Farm Insurance Agent
Disability Insurance Agent · Oak Ridge, TN

Josh Hemphill - State Farm Insurance Agent provides disability insurance options to residents and businesses in the Farragut, Tennessee area, helping clients select policies that replace a portion of income if they are unable to work due to illness or injury. The office assists with explaining plan terms, coordinating policy maintenance, and making coverage adjustments as circumstances change. Services are offered to individuals in single-family homes, apartments, retail establishments, and restaurants.

LL
136 Marquette Rd
Laura Lynn Green - State Farm Insurance Agent
Disability Insurance Agent · Oak Ridge, TN

Homeowners, small business operators, and property managers in the Oak Ridge area turn to Laura Lynn Green - State Farm Insurance Agent for disability insurance guidance. Her agency helps clients understand how income protection policies can safeguard earnings if illness or injury prevents work. Tailored consultations evaluate individual coverage needs, addressing gaps often overlooked in standard plans. Service also extends to families and professionals seeking financial security through benefit options. This office serves additional clients across nearby Clinton as well.

MI
795 Main St W Suite 200
Madison Insurance Group, Inc.
Disability Insurance Agent · Oak Ridge, TN

Madison Insurance Group, Inc. offers services on a one-time basis for reviewing and purchasing a policy, while ongoing needs are met through scheduled service options. As a disability insurance agent in Oak Ridge, TN, the company focuses on helping individuals secure coverage that provides income replacement if illness or injury prevents working. All interactions are tailored to the client’s specific employment and financial situation. Services are available on a scheduled basis, typically arranged at initial application and each policy renewal.

TI
697 Emory Valley Rd E
Thompson Insurance Group
Disability Insurance Agent · Oak Ridge, TN

As winter weather and seasonal employment changes create uncertainty for workers in Oak Ridge, Thompson Insurance Group provides guidance on protecting income through disability insurance. The agency helps local professionals evaluate policies that offer monthly benefits if illness or injury prevents them from working. By understanding the specific risks faced in this area, including physically demanding jobs at nearby industrial facilities, the company tailors coverage recommendations to each client’s situation. A thorough review of current earnings and existing benefits typically begins with a consultation to determine the appropriate initial coverage amount.

FI
110 S Illinois Ave
Fox Insurance Group
Disability Insurance Agent · Oak Ridge, TN

Fox Insurance Group provides disability insurance agent services to individuals and businesses in the Oak Ridge, TN area. It helps clients locate and apply for policies that offer income replacement if illness or injury prevents work. The company guides customers through plan options and claims processes specific to their needs. As the spring sports season begins, Fox Insurance Group often assists younger workers in setting up short-term coverage for potential athletic or recreational injuries.

HP
140 Talmeda Rd #138
Health Plan Solutions Insurance Agency
Disability Insurance Agent · Oak Ridge, TN

Health Plan Solutions Insurance Agency works with individuals and local employers to provide coverage for income replacement in the event of an injury or illness. The firm offers specialty add-ons such as short-term and long-term disability policies tailored to specific occupational needs. Recognizing that benefit structures vary widely by industry, the agency consults with commercial sectors including offices, warehouses, and food service establishments.

CS
471 Oak Ridge Turnpike Ste.B
Chris Smith Insurance
Disability Insurance Agent · Oak Ridge, TN

Chris Smith Insurance provides disability insurance solutions for residents in Oak Ridge, Tennessee. Commercial coverage is also available for local businesses seeking to protect their workforce. The agency serves the broader East Tennessee area, helping clients secure income protection policies. Each plan is tailored to individual needs, ensuring appropriate coverage for various occupations. After an initial policy is set, the agent follows up to reassess coverage during regular service visits, adjusting plans as circumstances change.

SP
113 Raleigh Rd
Southern Protection Insurance TN
Disability Insurance Agent · Oak Ridge, TN
HC
665A Emory Valley Rd
Herron-Connell Insurance
Disability Insurance Agent · Oak Ridge, TN
(865) 483-8483
herronconnell.com
WO
800 Oak Ridge Turnpike # A1000
Wholesure Oak Ridge, TN (Appalachian Underwriters Inc.)
Disability Insurance Agent · Oak Ridge, TN
(888) 376-9633
appund.com
CC
207 S Purdue Ave
Complete Cover Insurance Group
Disability Insurance Agent · Oak Ridge, TN
(615) 488-1250
AC
681C Emory Valley Rd
Assurance Center
Disability Insurance Agent · Oak Ridge, TN
(423) 380-0924
HH
1062 Oak Ridge Turnpike # 200
Howard Hildreth Insurance & Realty
Disability Insurance Agent · Oak Ridge, TN
(865) 483-8476
howardhildrethins.com
PI
1672 Oak Ridge Turnpike
Prime Insurance Co
Disability Insurance Agent · Oak Ridge, TN
RI
100 Tulsa Rd # 28
Ridge Insurance
Disability Insurance Agent · Oak Ridge, TN
(865) 482-0214

What Does a a Disability Insurance Agent in Oak Ridge Cost?

The cost of disability insurance in Tennessee varies based on age, health, occupation, and benefit amount. Typical premiums for an individual policy range from 1% to 3% of your annual income. For example, a 40-year-old office worker might pay between $50 and $150 per month for a policy covering 60% of income. Group plans through employers often cost less. This is general information, not insurance advice.

About disability insurance agents in Oak Ridge

Disability insurance agents in Oak Ridge, Tennessee help individuals and businesses find policies that protect income if injury or illness prevents work. Tennessee law requires agents to be licensed by the state Department of Commerce and Insurance. Local agents understand the needs of workers at Oak Ridge National Laboratory and other area employers.

Frequently Asked Questions

What does a disability insurance agent in Oak Ridge do?

A disability insurance agent helps you compare policies from different carriers to find coverage that fits your budget and needs. They explain policy terms, benefit periods, and elimination periods. They do not provide legal advice or handle claims disputes.

How do I choose a disability insurance agent in Tennessee?

Look for an agent licensed in Tennessee with experience in disability coverage. You can verify a license through the Tennessee Department of Commerce and Insurance website. Ask about their familiarity with group and individual policies common in the Oak Ridge area.

Are there Tennessee laws that affect disability insurance policies?

Yes, Tennessee Code Annotated Title 56 governs insurance practices. For example, policies must include a free-look period of at least 10 days. Tennessee also has a statute of limitations for filing a lawsuit on a denied claim, which is generally one year from the date of denial.

Disability Insurance Agents in Other Tennessee Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.