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Compare Disability Insurance Agents in Oak Ridge, TN
Browse disability insurance agents serving Oak Ridge, Tennessee. Contact information and addresses listed below.
16 agents listed
Updated May 2026
Oak Ridge, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Tennessee before hiring.
Showing 16 disability insurance agents in Oak Ridge, TN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Stephanie Hale-Smith - State Farm Insurance Agent
40 New York Ave #110, Oak Ridge, TN 37830
(865) 483-7784
agenthalesmith.com
Mike Massaglia - State Farm Insurance Agent
108 S Illinois Ave, Oak Ridge, TN 37830
(865) 425-7750
secretcityagent.com
Josh Hemphill - State Farm Insurance Agent
574 Oak Ridge Turnpike, Oak Ridge, TN 37830
(865) 512-7542
jhemphillpowell.com
Laura Lynn Green - State Farm Insurance Agent
136 Marquette Rd, Oak Ridge, TN 37830
(865) 483-5666
myoakridgeagent.com
Wholesure Oak Ridge, TN (Appalachian Underwriters Inc.)
800 Oak Ridge Turnpike # A1000, Oak Ridge, TN 37830
(888) 376-9633
appund.com
Madison Insurance Group, Inc.
795 Main St W Suite 200, Oak Ridge, TN 37830
(865) 425-7300
miginsgroup.com
Fox Insurance Group
110 S Illinois Ave, Oak Ridge, TN 37830
(865) 482-0513
grayfoxins.com
Thompson Insurance Group
697 Emory Valley Rd E, Oak Ridge, TN 37830
(865) 685-5069
thompsoninsured.com
Health Plan Solutions Insurance Agency
140 Talmeda Rd #138, Oak Ridge, TN 37830
(865) 294-4359
healthplansolutions.net
Chris Smith Insurance
471 Oak Ridge Turnpike Ste.B, Oak Ridge, TN 37830
(865) 272-3387
csmithagency.com
Herron-Connell Insurance
665A Emory Valley Rd, Oak Ridge, TN 37830
(865) 483-8483
herronconnell.com
Southern Protection Insurance TN
113 Raleigh Rd, Oak Ridge, TN 37830
(865) 290-0191
Complete Cover Insurance Group
207 S Purdue Ave, Oak Ridge, TN 37830
(615) 488-1250
Assurance Center
681C Emory Valley Rd, Oak Ridge, TN 37830
(423) 380-0924
Howard Hildreth Insurance & Realty
1062 Oak Ridge Turnpike # 200, Oak Ridge, TN 37830
(865) 483-8476
howardhildrethins.com
Ridge Insurance
100 Tulsa Rd # 28, Oak Ridge, TN 37830
(865) 482-0214
Disability insurance agents in Oak Ridge, Tennessee help individuals and businesses find policies that protect income if injury or illness prevents work. Tennessee law requires agents to be licensed by the state Department of Commerce and Insurance. Local agents understand the needs of workers at Oak Ridge National Laboratory and other area employers.
What Does a Disability Insurance Agent in Oak Ridge Cost?
The cost of disability insurance in Tennessee varies based on age, health, occupation, and benefit amount. Typical premiums for an individual policy range from 1% to 3% of your annual income. For example, a 40-year-old office worker might pay between $50 and $150 per month for a policy covering 60% of income. Group plans through employers often cost less. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Oak Ridge do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your budget and needs. They explain policy terms, benefit periods, and elimination periods. They do not provide legal advice or handle claims disputes.
How do I choose a disability insurance agent in Tennessee?
Look for an agent licensed in Tennessee with experience in disability coverage. You can verify a license through the Tennessee Department of Commerce and Insurance website. Ask about their familiarity with group and individual policies common in the Oak Ridge area.
Are there Tennessee laws that affect disability insurance policies?
Yes, Tennessee Code Annotated Title 56 governs insurance practices. For example, policies must include a free-look period of at least 10 days. Tennessee also has a statute of limitations for filing a lawsuit on a denied claim, which is generally one year from the date of denial.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Tennessee.