The top-rated disability insurance agent in Bellevue, Washington is PCRG Insurance, rated 4.9 stars across 268 reviews. Other highly rated options include Phoenix Insurance Inc., Pacific Insurance Group, Insurance Connections Northwest. This directory lists 12 disability insurance agents serving Bellevue.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | PCRG Insurance | 10900 NE 4th St 2300 #2413 | (425) 243-5193 |
| 2 | Phoenix Insurance Inc. | 14205 SE 36th St Suite 100 | (425) 800-4298 |
| 3 | Pacific Insurance Group | 40 Lake Bellevue Dr # 260 | (425) 246-4222 |
| 4 | Insurance Connections Northwest | 14040 NE 8th St Ste 207 | (425) 644-3808 |
| 5 | Farmers Insurance - Leland Kimball | 1130 140th Ave NE Ste. 300 | (206) 471-6206 |
| 6 | Bordelon Insurance | 1606 148th Ave SE #102 | (425) 455-2227 |
| 7 | Parker, Smith & Feek Inc | 10400 NE 4th St suite 900 | (800) 457-0220 |
| 8 | Bellevue Insurance Quotes | 138 107th Ave NE | (425) 390-8486 |
| 9 | Yeh's Insurance services | 2700 Richards Rd Suite 204 | (425) 864-3800 |
| 10 | State insurance Agency | 11505 NE 2nd Pl | (206) 222-4884 |
PCRG Insurance serves the Bellevue, Washington metro area as a disability insurance agent. The company assists individuals and businesses in securing income protection against illness or injury. Navigating the various policy structures and benefit periods requires local expertise, which this agency provides. A disability insurance agent works to match coverage terms with clients’ specific occupational risks and financial needs. Common services include evaluating policy riders for residual disability benefits and helping clients choose appropriate elimination periods.
Phoenix Insurance Inc. provides comprehensive disability insurance agent services to clients in Bellevue, Washington, helping individuals and business owners secure income protection against unexpected health events. It offers initial policy consultations with thorough needs assessments and ongoing service plans that include periodic policy reviews and claims assistance. The company services a variety of properties and policyholders, ranging from single-family homes and apartment dwellers to retail establishments and restaurants seeking key-person or overhead expense coverage.
Pacific Insurance Group assists homeowners, small business owners, and professionals in the Bellevue area who need to protect their income from unexpected illness or injury. As a dedicated disability insurance agent, the firm helps clients compare individual and group coverage options tailored to their financial responsibilities and career demands. The company focuses on explaining policy features such as benefit periods, elimination periods, and own-occupation definitions in clear, straightforward terms. Beyond serving Bellevue clients, the agency also provides its services to residents throughout the greater Seattle metropolitan area.
Insurance Connections Northwest in Bellevue, WA, assists clients either with a single disability insurance policy purchase or with ongoing coverage management and policy adjustments over time. Coverage focuses on protecting a portion of earned income if illness or injury prevents work, with options tailored to individual occupation risks and benefit needs. Service runs on either a one-time or as-needed basis depending on the client’s preference and ongoing circumstances.
Serving Bellevue and the surrounding Eastside communities of Washington, this agency helps clients navigate disability insurance to protect their income. It handles individual and employer-based policies designed to replace wages if an injury or illness prevents work. The office focuses on explaining coverage options, comparing policy features, and assisting with claims paperwork. To handle a typical job, the agent first reviews a client’s occupation and current coverage before recommending a plan that fits their specific financial situation and needs.
Bordelon Insurance specializes in helping clients secure disability insurance coverage in Bellevue, WA. The agency works with individuals to protect their income against unexpected illnesses or injuries, ensuring financial stability when they are unable to work. Each policy is tailored to address the specific needs of the client’s occupation in the local economy. When seasonal slowdowns or regional downturns in the Pacific Northwest reduce take-home earnings, the agency assists clients in understanding how their disability benefits can bridge temporary gaps in cash flow.
As the Pacific Northwest winter approaches, many Bellevue workers worry about how an illness or injury might affect their income. Parker, Smith & Feek Inc assists local professionals by explaining disability insurance options tailored to individual careers and medical histories. They guide clients in evaluating different policy structures for both short-term and long-term coverage needs. Their initial service includes a one-on-one consultation where current financial obligations and occupational risks are carefully reviewed. This meeting forms the basis for a thorough needs assessment specific to each client.
Bellevue Insurance Quotes works as a disability insurance agent in Bellevue, Washington, helping clients understand how income protection plans can replace lost earnings during illness or injury. The agency focuses specifically on long-term and short-term disability options tailored to individual wage structures and employer-provided benefits. It assists professionals in navigating policy exclusions, elimination periods, and benefit percentages common in these contracts. Commercial sectors served include corporate offices, warehouses, and food service operations across the region.
Yeh’s Insurance Services provides residential disability insurance in Bellevue, Washington, helping individuals protect their income from unexpected illness or injury. The company also offers commercial disability coverage for local businesses seeking to safeguard their employees and operations. Service extends throughout the Bellevue area, including surrounding communities within King County. Clients often return for follow-up policy reviews or adjustments between regular visits, ensuring their coverage remains aligned with changing personal or professional circumstances.
State Insurance Agency in Bellevue, WA is known for guiding clients through the complexities of disability income protection. It helps individuals and professionals across the Eastside secure coverage that replaces lost wages due to illness or injury. With a focus on local employment structures and self-employment needs, the agency assists with policy comparisons from various carriers. Specialty consultations may include employer group plans or personal long-term disability policies tailored to high-risk occupations.
What Does a a Disability Insurance Agent in Bellevue Cost?
Disability insurance agent services in Washington typically involve no direct fee to you because agents earn commissions from insurance companies. Policy premiums vary widely based on age, health, occupation, and coverage amount. For example, a 35-year-old professional might pay 1% to 3% of their annual income for a long-term disability policy. Costs can be higher for high-risk occupations. This is general information, not insurance advice.
About disability insurance agents in Bellevue
A disability insurance agent in Bellevue, Washington helps individuals and businesses secure income protection policies. Washington state law does not require private disability insurance, but many employers offer it through group plans. Agents can guide you through policy options and assist with claims under Washington insurance regulations.
Frequently Asked Questions
What does a disability insurance agent in Bellevue do?
A disability insurance agent helps you choose a policy that fits your needs and budget. They explain coverage terms, exclusions, and benefit periods. In Washington, agents must be licensed by the Office of the Insurance Commissioner.
How long do I have to file a disability claim in Washington?
For private disability policies, the deadline to file a claim depends on your contract. Washington law requires insurers to respond to claims within 30 days. You should check your policy for specific time limits.
Can a disability insurance agent help with claim denials?
Yes, an agent can review your policy and explain the denial reasons. They can also connect you with resources for appeals. Under Washington law, you have the right to request a review of a denied claim.
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