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Find Disability Insurance Agents Near You in Bellingham, WA

Browse disability insurance agents serving Bellingham, Washington. Updated 2026-07-14.

The top-rated disability insurance agent in Bellingham, Washington is Trucordia (formerly Rice Insurance), rated 4.9 stars across 709 reviews. Other highly rated options include InsureOne Insurance, Terry Stach - State Farm Insurance Agent, Dennis Kaiser: Allstate Insurance. This directory lists 20 disability insurance agents serving Bellingham.

Showing 20 disability insurance agents in Bellingham, WAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Trucordia (formerly Rice Insurance)2200 Rimland Dr Ste 305(888) 742-3467
2InsureOne Insurance1414 Broadway STE C(360) 686-6186
3Terry Stach - State Farm Insurance Agent424 W Bakerview Rd #110(360) 389-5938
4Dennis Kaiser: Allstate Insurance1633 Birchwood Ave STE 103(360) 647-1662
5Mountain View Insurance1801 F St(360) 255-5175
6Northwest Insurance Solutions11 Bellwether Way Ste 106(360) 738-6068
7Goosehead Insurance - Reed Mergens952 N State St Suite 101(425) 903-8404
8Amy Jensen: Allstate Insurance2530 Meridian St(360) 312-1235
9Von Smith Insurance1111 N Forest St Basement(360) 205-2248
10Cascadia Insurance, LLC141 W Kellogg Rd(800) 999-1498
TF
2200 Rimland Dr Ste 305
Trucordia (formerly Rice Insurance)
Disability Insurance Agent · Bellingham, WA

Trucordia, formerly Rice Insurance, serves the Bellingham, Washington, metro area and Whatcom County as a disability insurance agent. This firm assists individuals and local businesses in securing income protection plans that replace lost wages due to illness or injury. They help clients evaluate policy terms from major carriers to find appropriate coverage for different occupations and income levels. Specific services include evaluating both short-term and long-term disability insurance policies for professionals and small business owners.

II
1414 Broadway STE C
InsureOne Insurance
Disability Insurance Agent · Bellingham, WA

InsureOne Insurance serves clients in Bellingham, Washington, by offering disability insurance agent services. It assists individuals in selecting coverage to replace a portion of income if an injury or illness prevents them from working. The company maintains open communication throughout the policy review process, helping to clarify terms and adjust plans when needs change. It remains available to answer questions about existing policies or to help clients consider options for updating their coverage. InsureOne Insurance serves local property owners, including those with single-family homes, apartments, retail spaces, and restaurants.

TS
424 W Bakerview Rd #110
Terry Stach - State Farm Insurance Agent
Disability Insurance Agent · Bellingham, WA

Homeowners, renters, and small business owners in Bellingham, Washington, seeking financial protection against lost income due to illness or injury can turn to Terry Stach - State Farm Insurance Agent. This disability insurance agent helps clients understand their coverage options for protecting their earnings if they cannot work. Assistance includes reviewing existing policies or exploring new plans tailored to individual needs. The agency also serves neighboring communities such as Ferndale, Lynden, and throughout Whatcom County.

DK
1633 Birchwood Ave STE 103
Dennis Kaiser: Allstate Insurance
Disability Insurance Agent · Bellingham, WA

Serving Bellingham and the surrounding Whatcom County communities, Dennis Kaiser: Allstate Insurance handles disability insurance coverage for local residents. The agency works with individuals to address income protection needs in case of illness or injury. It reviews each client's occupation, current coverage, and monthly expenses to determine suitable policy options. Dennis Kaiser: Allstate Insurance typically assesses a client's specific risk factors and financial situation before presenting tailored plan choices for review.

MV
1801 F St
Mountain View Insurance
Disability Insurance Agent · Bellingham, WA

Specializing in disability income protection, Mountain View Insurance provides dedicated services as a disability insurance agent in Bellingham, Washington. It helps local professionals and business owners evaluate their options for replacing lost income due to illness or injury. General work includes discussing policy features, benefit periods, and elimination periods tailored to individual career demands. Whether navigating a predictable maternity leave or covering an unexpected injury from winter sports on Mount Baker, the agency guides clients through crucial coverage decisions before a seasonal layoff or ski season accident.

NI
11 Bellwether Way Ste 106
Northwest Insurance Solutions
Disability Insurance Agent · Bellingham, WA

Northwest Insurance Solutions provides guidance on disability insurance options for clients in Bellingham, Washington. The firm specializes in helping individuals secure income protection policies that address potential long-term health challenges. Agents assist with policy selection tailored to different employment situations. Services are available for those working in various commercial sectors, including professional offices, large storage warehouses, and food service establishments.

GI
952 N State St Suite 101
Goosehead Insurance - Reed Mergens
Disability Insurance Agent · Bellingham, WA

As the rainy season in Bellingham often leads to more frequent slips and falls, residents consider how a sudden injury might impact their income. Goosehead Insurance - Reed Mergens guides clients in the area through the process of securing disability insurance, helping them understand crucial policy features like elimination periods and benefit durations. Every consultation begins with the agent reviewing the client’s current coverage and explaining how a tailored policy could support their financial stability during a recovery period.

AJ
2530 Meridian St
Amy Jensen: Allstate Insurance
Disability Insurance Agent · Bellingham, WA

Amy Jensen: Allstate Insurance in Bellingham, WA distinguishes between one-time benefit evaluations and ongoing policy management for disability coverage. These services help clients understand policy terms, claim filing procedures, and income replacement options in the event of an inability to work. As a disability insurance agent, the office works with local residents to protect their earnings against unexpected medical conditions or injuries that prevent employment. Service is available on both a one-time consultation and as-needed basis for current policyholders requiring periodic adjustments or filing support.

VS
1111 N Forest St Basement
Von Smith Insurance
Disability Insurance Agent · Bellingham, WA

Von Smith Insurance provides residential disability coverage to individuals throughout Bellingham, Washington, ensuring financial protection in the event of illness or injury. The agency also offers commercial disability policies tailored to local small businesses needing safeguards for their employees. Serving both personal and professional clients across Whatcom County, the firm emphasizes clear consultations to match policy options with specific needs. Clients appreciate follow-up service to adjust plans between regular visits as personal circumstances change.

CI
141 W Kellogg Rd
Cascadia Insurance, LLC
Disability Insurance Agent · Bellingham, WA

Cascadia Insurance, LLC, in Bellingham, Washington, is known for connecting local residents with disability insurance policies that support income during illness or injury. The firm serves individuals and professionals seeking short-term or long-term coverage tailored to their occupation and financial needs. Recognizing that each case involves unique risk factors, the agent works to explain policy terms and compare plans from multiple insurers. As a specialty add-on, Cascadia can help clients explore residual disability benefits that provide partial income replacement for those returning to work gradually.

CB
1313 E Maple St UNIT 222
Chris Bonner Insurance Agency
Disability Insurance Agent · Bellingham, WA
(360) 255-7806
chrisbonnerinsurance.com
TA
2200 Rimland Dr Ste 305
Trucordia aka. Bob Wallin Insurance
Disability Insurance Agent · Bellingham, WA
(360) 734-5204
trucordia.com
GH
4202 Meridian St ste 104 ste 104
Group of Health Insurance Services LLC
Disability Insurance Agent · Bellingham, WA
(360) 527-2334
hicllc.net
UI
1400 Broadway
Unity Insurance Bellingham
Disability Insurance Agent · Bellingham, WA
(360) 614-4836
OI
2417 Meridian St # 102
Oltman Insurance Bellingham
Disability Insurance Agent · Bellingham, WA
(360) 734-3960
oltmaninsurance.com
FI
1515 Fraser St
Flex Insurance LLC
Disability Insurance Agent · Bellingham, WA
(360) 217-0715
CI
1200 Old Fairhaven Pkwy suite #107
Coastal Insurance Group
Disability Insurance Agent · Bellingham, WA
(360) 671-9995
coastalig.com
HI
3125 Howe Pl #201
HUB International
Disability Insurance Agent · Bellingham, WA
(360) 647-9000
hubinternational.com/offices/us/washington/bellingham
AI
1934 James St
American Insurance Bellingham
Disability Insurance Agent · Bellingham, WA
(206) 746-4994
WI
2505 Cedarwood Ave
Well Insurance Service WA
Disability Insurance Agent · Bellingham, WA
(360) 284-2140

What Does a a Disability Insurance Agent in Bellingham Cost?

Disability insurance premiums in Washington typically range from 1% to 3% of your annual income. For a 40-year-old earning 60,000 dollars per year, a policy might cost 50 to 150 dollars per month. Costs vary based on age, health, occupation, and benefit terms. This is general information and not insurance advice.

About disability insurance agents in Bellingham

Disability insurance agents in Bellingham Washington help individuals and businesses secure income protection policies. Washington state law requires insurers to follow strict claim handling rules under RCW 48.30. Agents can guide you through policy options for short-term and long-term disability. Local agents understand the needs of workers in Whatcom County industries like healthcare, construction, and maritime.

Frequently Asked Questions

What does a disability insurance agent in Bellingham do?

A disability insurance agent helps you compare policies from different carriers. They explain benefit terms, elimination periods, and coverage limits. They do not provide legal advice but can help you understand policy language.

How long do I have to file a disability claim in Washington?

Washington state law does not set a specific deadline for private disability claims. Your policy contract will state the time limit, often 90 to 180 days from the start of disability. Check your policy or ask your agent for your exact deadline.

Can a disability insurance agent help with an appeal?

An agent can review your policy and explain appeal steps. For denied claims, you may need an attorney or a claims advocate. Agents cannot represent you in a legal appeal or negotiate on your behalf.

Disability Insurance Agents in Other Washington Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.