The top-rated disability insurance agent in Edmonds, Washington is Cornerstone Insurance Group, rated 5.0 stars across 642 reviews. Other highly rated options include Highstreet Insurance, Matthew Ulrich: Allstate Insurance, Salish Insurance Group. This directory lists 17 disability insurance agents serving Edmonds.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cornerstone Insurance Group | 21920 76th Ave W | (425) 595-5028 |
| 2 | Highstreet Insurance | 600 Main St A | (425) 775-6446 |
| 3 | Matthew Ulrich: Allstate Insurance | 214 Main St | (425) 774-4488 |
| 4 | Salish Insurance Group | 111 Main St Unit 111 | (425) 889-8500 |
| 5 | Protect Insurance Services LLC | 7705 230th St SW | (253) 528-8033 |
| 6 | Johnson Insurance Agency | 300 Admiral Way Ste 209 | (206) 789-5940 |
| 7 | McDonald McGarry Insurance | 630 Main St | (425) 774-3200 |
| 8 | Interstate Insurance Services | 9790 Edmonds Way | (206) 542-3195 |
| 9 | Farmers Insurance: Aaron Zweifach | 23106 100th Ave W | (425) 774-7211 |
| 10 | Smith Financial Company | 5816 143rd St SW | (425) 772-3909 |
Cornerstone Insurance Group serves Edmonds and Snohomish County as a disability insurance agent. The company helps area residents secure financial protection by evaluating individual coverage needs. Policy options include plans that replace a portion of income if an injury or illness prevents work. The agent also assists self-employed professionals with tailored short-term and long-term disability insurance in this region.
Highstreet Insurance provides disability insurance agent services to individuals and businesses in and around Edmonds, WA, assisting clients in evaluating policies that offer income protection for injury or illness. The agency helps applicants navigate plan options and supports policyholders with documentation during claims processes. Services are available for single-family homeowners, apartment residents, and local retail and restaurant owners seeking coverage.
Matthew Ulrich: Allstate Insurance serves homeowners and local businesses in Edmonds, Washington, with individual disability insurance services designed to replace lost income due to injury or illness. Clients receive guidance on policy options that protect earnings during medical recovery periods. The agency also covers property managers seeking income protection for their staff in the area. This Edmonds-based insurer extends its disability insurance agent services to the nearby Lynnwood community and surrounding parts of Snohomish County.
Serving Edmonds and the surrounding communities of Snohomish and King Counties, Salish Insurance Group handles disability insurance agent services for individuals and local businesses. It assists clients in evaluating income protection plans that address both short-term and long-term needs. Policies are selected based on the client’s occupation, current earnings, and financial obligations to ensure suitable coverage. The agency typically begins a case with a detailed review of the applicant’s employment situation and personal risk exposure, then pairs those findings with available policy features.
Protect Insurance Services LLC, based in Edmonds, WA, assists clients in distinguishing between individual policies that require a one-time application and group benefit plans that involve recurring enrollment and renewal periods. The agency focuses on securing disability insurance coverage to replace a portion of income if illness or injury prevents work. Their services help local professionals, self-employed individuals, and business owners evaluate plan terms, elimination periods, and benefit durations. These services are available on a one-time, scheduled, or as-needed basis.
Johnson Insurance Agency offers disability insurance agent services for individuals and families in Edmonds, Washington. It helps clients explore income protection plans, guiding them through long-term and short-term coverage options. The agency focuses on understanding each client’s occupation, health background, and financial obligations to recommend suitable policies. Assistance is available for those concerned about a sudden illness, an accident, or time off for recovery after surgery in the colder or flu-prone winter months.
As winter weather approaches in Edmonds, many workers worry about income loss from an unexpected illness or injury. McDonald McGarry Insurance helps local professionals find disability coverage to protect their paychecks during recovery. The agency guides clients through policy options that replace a portion of earnings if they cannot perform their job duties. Working with self-employed individuals and small business staff, the agent explains the differences between short-term and long-term plans. The initial step involves reviewing each client’s current income to accurately assess coverage needs.
Interstate Insurance Services focuses on matching individuals and business owners in the Edmonds area with policies that protect their income. The agency specializes in disability insurance, helping clients replace a portion of their earnings if an illness or injury prevents them from working. Financial planning for this type of coverage often involves examining personal budgets and employer benefits to identify gaps. The firm works with a variety of commercial sectors, including offices, warehouses, and food service operations, tailoring plans to the specific risks that employees face in these environments.
Farmers Insurance: Aaron Zweifach serves the Edmonds area with disability insurance for residential clients, helping protect household income against unexpected illness or injury. They also offer commercial disability coverage for local small businesses, serving clients throughout Snohomish County and the surrounding region. Policies are designed to suit individual needs and employment situations. The agency routinely assists existing policyholders with claims follow-up and coverage adjustments between regular renewal visits to maintain ongoing protection.
Smith Financial Company of Edmonds, WA is known for helping clients navigate the complexities of disability insurance. The firm guides individuals and small business owners through policy selection to secure income protection against unexpected illness or injury. These agents analyze local career risks and benefit structures to tailor coverage for a range of professionals and self-employed workers in the area. A specialty service the company adds on is coordinating employer-sponsored short-term plans with supplementary private long-term disability policies to close income gaps.
What Does a a Disability Insurance Agent in Edmonds Cost?
Disability insurance costs in Washington vary by age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For example, a 40-year-old professional might pay $50 to $150 per month for a policy with a 90-day elimination period and benefits to age 65. Costs are higher for high-risk occupations or shorter elimination periods. This is general information, not insurance advice.
About disability insurance agents in Edmonds
Disability insurance agents in Edmonds, Washington help individuals and businesses find coverage that meets their needs. Washington state law requires certain disability benefits for workers under the Paid Family and Medical Leave program. An agent can explain how private policies work alongside state mandates.
Frequently Asked Questions
What does a disability insurance agent in Edmonds do?
A disability insurance agent helps you compare policies from different carriers. They explain policy terms, coverage limits, and waiting periods. They do not provide legal advice or handle claims disputes.
How is Washington state disability insurance different from private coverage?
Washington has a state-run Paid Family and Medical Leave program that provides partial wage replacement. Private disability insurance can supplement this with higher benefits or shorter elimination periods. An agent can help you understand how both work together.
What should I look for in a disability insurance policy in Washington?
Look for the definition of disability, elimination period, benefit period, and any exclusions for pre-existing conditions. Washington law does not regulate private policy terms, so compare options carefully. An agent can explain these features.
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