The top-rated disability insurance agent in Lacey, Washington is Jeff Kearin Agency - American Family Insurance, rated 4.8 stars across 350 reviews. Other highly rated options include Kim Asay: Allstate Insurance, Whims Insurance and Financial Services, State Farm Insurance. This directory lists 16 disability insurance agents serving Lacey.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jeff Kearin Agency - American Family Insurance | 4450 Avery Ln SE Ste A | (360) 459-0989 |
| 2 | Kim Asay: Allstate Insurance | 1601 College St SE | (360) 491-3376 |
| 3 | Whims Insurance and Financial Services | 418 Carpenter Rd SE Suite 102 | (360) 292-7240 |
| 4 | State Farm Insurance | 8765 Tallon Ln NE STE M | (360) 493-8284 |
| 5 | All Insurance Inc One | 4433 Lacey Blvd SE | (360) 438-2797 |
| 6 | Mike Oliver - COUNTRY Financial Representative | 6050 Pacific Ave SE Ste F | (360) 357-4035 |
| 7 | Angle Agency | 8650 Martin Way E Suite 219 | (360) 350-0109 |
| 8 | L A I: Allstate Insurance | 8910 Martin Way E # B | (360) 438-0564 |
| 9 | Farmers Insurance - Patricia Gow | 8621 Martin Way E UNIT 104 | (360) 705-3825 |
| 10 | Acrisure Lacey, WA (GHB Insurance) | 676-B Woodland Square Loop SE Suite 410 | (360) 943-4500 |
Jeff Kearin Agency - American Family Insurance serves Lacey and all of Thurston County, providing disability insurance agent services. The agency helps clients navigate the complexities of income protection during periods of illness or injury. A disability insurance agent works locally to connect individuals and families with policies that replace a portion of lost wages. Jeff Kearin Agency specifically handles both short-term disability coverage for temporary recoveries and long-term disability to safeguard against extended absence from work.
Kim Asay: Allstate Insurance in Lacey, WA, provides disability insurance agent services, including policy evaluations and claims assistance. Ongoing service plans involve regular coverage reviews and updates to adapt to changing client needs. The office maintains records to help policyholders understand their benefit options and exclusions. Serviced properties include single-family homes, apartment complexes, retail storefronts, and local restaurants.
Homeowners, businesses, and property managers in Lacey, WA turn to Whims Insurance and Financial Services for expert guidance on disability insurance agent needs. The agency helps clients understand the importance of income protection in the event of an illness or injury that prevents work. Tailored plans are discussed to align with individual financial situations and career demands. This coverage is essential for maintaining stability during recovery. The firm also serves the neighboring community of Olympia and the greater Thurston County area.
State Farm Insurance serves residents of Lacey, Washington, and the surrounding communities of Thurston County. As a disability insurance agent, it handles individual disability income policies designed to protect a client's earnings if they become unable to work due to illness or injury. Taking a consultative approach, it typically begins by reviewing a client's current occupation and income sources, then tailors coverage options to match their specific financial protection needs.
All Insurance Inc One in Lacey, WA distinguishes between one-time policy reviews for immediate needs and recurring service options for ongoing disability insurance management. In this region, coverage typically protects a portion of earned income if illness or injury prevents work, ensuring financial stability during recovery. The agency offers disability insurance agent services tailored to local professionals and residents. Service arrangements for existing clients and new consultations run on a one-time, scheduled, or as-needed basis.
As a disability insurance agent in Lacey, Mike Oliver - COUNTRY Financial Representative helps individuals navigate the process of selecting income protection plans. The agency works with clients to assess their needs and match them to suitable disability policies. This service is valuable for maintaining financial stability during an unexpected illness or injury. If a local worker suffers a serious accident during the winter months, such as a fall on icy pavement, this office provides guidance on filing a disability claim.
Angle Agency operates as a disability insurance agent, assisting individuals in the Lacey, Washington area with financial protection plans for lost income due to illness or injury. The company focuses on crafting benefit packages tailored to a client’s specific occupation and lifestyle needs. It serves a range of commercial sectors, including professional offices, local warehouses, and food service establishments.
At the beginning of the year, many Lacey residents review their financial protections, needing reliable advice for unexpected illnesses or injuries. L A I: Allstate Insurance provides focused support as a disability insurance agent in the area, helping individuals understand coverage that protects their income during recovery from a serious health setback. The company works directly with clients to explain policy options and tailor benefits to personal situations. A typical first step involves a thorough assessment of the client’s current earnings and daily responsibilities.
Farmers Insurance - Patricia Gow provides disability insurance agent services to residences in Lacey, Washington. Commercial coverage options are also available to local businesses within the surrounding area. The agency guides clients through the process of protecting their income in the event of illness or injury. After an initial policy is set, the agent can be contacted for plan adjustments or to answer questions that arise before the next regular policy review.
Acrisure Lacey, WA (GHB Insurance) is known for guiding local residents through the often-complex landscape of disability insurance. It serves clients across Lacey and the surrounding area by helping them assess individual coverage needs and compare suitable policy options. The agency works with both employers and individuals to secure protection that replaces lost income during a period of disability. This practical support can be further extended through a specialty add-on for supplemental accident coverage designed to bridge gaps in a primary policy.
What Does a a Disability Insurance Agent in Lacey Cost?
Disability insurance premiums in Washington generally range from 1 percent to 3 percent of annual income for individual policies. For a 40 year old earning 60000 per year a policy might cost 50 to 150 per month. Group plans through an employer are often more affordable. Costs depend on your health, occupation, and the benefit period you choose. This is general information and not insurance advice.
About disability insurance agents in Lacey
Disability insurance agents in Lacey Washington help individuals and businesses find coverage that meets their needs. Washington state law requires certain employers to provide paid family and medical leave through the Paid Family and Medical Leave program. An agent can explain how private disability policies interact with this state program.
Frequently Asked Questions
What does a disability insurance agent in Lacey do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your budget and needs. They explain policy terms, exclusions, and waiting periods. They do not provide legal advice or handle claims disputes.
How does Washington state law affect disability insurance?
Washington has a Paid Family and Medical Leave program that provides partial wage replacement for qualifying events. Private disability insurance can supplement this state benefit. An agent can help you understand how the two work together.
What is the typical cost for disability insurance in Washington?
Costs vary based on age, health, occupation, and benefit amount. A typical individual policy may cost between 1 percent and 3 percent of your annual income. Group policies through an employer are often less expensive. This is general information and not insurance advice.
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