The top-rated final expense insurance agent in Annapolis, Maryland is Mathes Insurance Advisors, Inc., rated 4.9 stars across 428 reviews. Other highly rated options include JSR Insurance, CNR Insurance Inc, Old Bay Insurance Agency. This directory lists 20 final expense insurance agents serving Annapolis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mathes Insurance Advisors, Inc. | 2525 Riva Rd Suite 105 | (410) 295-9900 |
| 2 | JSR Insurance | 793 Fairview Ave | (443) 529-9109 |
| 3 | CNR Insurance Inc | 166 West St | (410) 897-9890 |
| 4 | Old Bay Insurance Agency | 133 Defense Hwy #214 | (410) 777-5390 |
| 5 | Built For Life Financial Agency | 147 Old Solomons Island Rd Suite 200 | (240) 375-0404 |
| 6 | Reyes Insurance LLC | 1831 Forest Dr # A | (443) 440-0989 |
| 7 | Simpson and Blom Insurance | 108 Old Solomons Island Rd Bldg 2 | (410) 573-9104 |
| 8 | Ramsey's Insurance, Inc | 2049 West St Suite 202 | (410) 266-9363 |
| 9 | Jack Martin Insurance Advisors | 111 Forbes St | (410) 263-8000 |
| 10 | Lindquist Insurance | 1910 Towne Centre Blvd Suite 250 | (443) 837-3200 |
Mathes Insurance Advisors, Inc. serves clients in and around Annapolis, Maryland, specializing in final expense insurance policies as a local agent. This type of coverage helps individuals manage the financial responsibility of funeral and burial costs. The agency assists families by explaining available policy options and guiding them through the application process without medical exams. Specifically, the office handles whole life insurance plans designed for final expenses and works with clients to secure affordable, guaranteed-issue coverage in Anne Arundel County.
JSR Insurance provides final expense insurance services to residents and families in the Annapolis, Maryland area. The agency focuses on helping clients secure coverage for end-of-life costs such as funeral expenses and outstanding medical bills to reduce financial burdens on loved ones. Policy options are presented to suit individual needs, ensuring straightforward applications and clear terms. Regular reviews of coverage adapt to changes in clients’ circumstances and health. JSR Insurance serves single-family homeowners, apartment dwellers, local retail employees, and those working in area restaurants.
CNR Insurance Inc serves older adults and their families in Annapolis, Maryland who are planning for final expense coverage. The agency specializes in final expense insurance policies designed to help cover funeral costs, medical bills, and other end-of-life expenses. This type of insurance provides a straightforward death benefit that beneficiaries can use without restrictions. CNR Insurance Inc assists clients in Anne Arundel County and also extends its services to nearby communities including the Broadneck Peninsula area.
Serving Annapolis, Maryland, and the surrounding communities, Old Bay Insurance Agency handles final expense insurance to help families manage end-of-life costs. The agency assists clients in planning coverage for burial, funeral services, and related expenses that could otherwise burden loved ones. They provide guidance on selecting appropriate policy terms that align with individual needs and budgets. To complete a typical job, the agent reviews a client's personal situation and financial goals, then explains policy options clearly to ensure informed decisions are made without pressure.
Built For Life Financial Agency in Annapolis, MD, guides clients through the choice between a one-time final expense policy, which requires a single lump-sum premium, and recurring monthly payment plans that spread the cost over time. These policies help cover funeral costs and outstanding debts. The agency arranges coverage based on each individual’s needs and budget. Their service runs on a one-time or scheduled appointment basis as needed.
Reyes Insurance LLC specializes in final expense policies that cover funeral and burial costs after a loss. Operating in Annapolis, Maryland, the company guides families through plan selection, addressing diverse budgetary needs while ensuring end-of-life wishes are respected. It regularly assists clients in completing insurance applications and explaining policy terms clearly. This work becomes especially important during periods of colder months, when many seniors in the region become more focused on ensuring their affairs are fully in order.
Simpson and Blom Insurance serves the Annapolis area as a local final expense insurance agency, specializing in funeral and burial cost planning policies. These plans help clients manage financial responsibilities for their families. The agency tailors assistance for individuals with varying health profiles and budget needs. Services extend to clientele managing aging parent obligations, veterans seeking specific benefits, and those with smaller estate needs. The agency can serve commercial sectors including local real estate offices, administrative bureaus, and religious organization administrative departments.
As winter approaches, many Annapolis families consider the importance of planning ahead for end-of-life expenses. Ramsey's Insurance, Inc provides final expense insurance agent services tailored to the unique needs of the local community. The agent works with individuals seeking affordable coverage for funeral costs and outstanding debts, ensuring loved ones are not burdened. Offering clear explanations of policy options, the company focuses on straightforward, respectful guidance. This initial step begins with a no-obligation assessment of the client’s needs and financial situation during a complimentary in-person consultation.
Jack Martin Insurance Advisors serves residents in Annapolis, Maryland, with final expense insurance planning. The agency also offers coverage for commercial clients in the surrounding area. Their work focuses on helping individuals arrange affordable burial and end‑of‑life policies to ease family burdens. Clients can expect clear communication about benefit options and simple application steps. The team provides ongoing support and policy reviews, ensuring coverage remains appropriate between regular check‑in visits.
Lindquist Insurance, based in Annapolis, Maryland, serves as a dedicated final expense insurance agent, helping families cover end-of-life costs with manageable policy plans. The company focuses on providing straightforward coverage for funeral expenses and outstanding debts. Its clientele includes seniors and those planning ahead in the regional community. Each policy is designed to offer predictable premiums and clear benefit amounts. An additional specialty service it provides is assistance in integrating burial insurance with existing estate planning documents.
What Does a a Final Expense Insurance Agent in Annapolis Cost?
In Maryland, final expense insurance premiums for a 65-year-old can range from 40 to 120 dollars per month for a 10000 dollar policy. Rates increase with age and are higher for smokers or those with health conditions. Some policies offer level premiums while others may increase over time. This is general information and not insurance advice.
About final expense insurance agents in Annapolis
Final expense insurance agents in Annapolis help residents secure coverage for funeral costs and end-of-life expenses. Maryland law requires funeral homes to provide a general price list upon request, which can help you determine the coverage amount needed. Agents licensed in Maryland must follow state insurance regulations including disclosure requirements for policy terms.
Frequently Asked Questions
What does a final expense insurance agent in Annapolis do?
A final expense insurance agent helps you compare burial insurance policies from different carriers. They explain coverage limits, premium amounts, and how the policy pays out to your beneficiary. Agents must be licensed by the Maryland Insurance Administration.
Is final expense insurance regulated differently in Maryland?
Yes, Maryland has specific laws about funeral insurance and preneed contracts. The Maryland Insurance Administration oversees all life insurance sales including final expense policies. Agents must follow state rules on policy disclosures and cooling-off periods.
How much does final expense insurance cost in Annapolis?
Premiums for final expense insurance in Maryland typically range from 30 to 150 dollars per month depending on your age and health. A 65-year-old non-smoker might pay around 50 to 80 dollars monthly for 10000 dollars of coverage. Costs vary by carrier and individual health factors.
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